JACOBB
ActiveJACOBB has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €27k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 90% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 10.36 against 10.26 in 2024; short-term debt: 8.6% and cash: 73.5% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
123 d early
2024
37 d early
2023
75 d early
2022
54 d early
2021
59 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 15.8%
2024 · €166k
2020: €55k
2021: €79k
2022: €101k
2023: €136k
2024: €166k
2020 → 2025
Total assets
€153k▼ 15.6%
2024 · €181k
2020: €85k
2021: €116k
2022: €133k
2023: €164k
2024: €181k
2020 → 2025
Net result
€27k▼ 14.0%
2024 · €32k
2020: €53k
2021: €26k
2022: €24k
2023: €36k
2024: €32k
2020 → 2025
Working capital
€123k▼ 11.6%
2024 · €139k
2020: €53k
2021: €42k
2022: €64k
2023: €105k
2024: €139k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€101k▲ 27.8%€136k▲ 34.3%€166k▲ 22.0%€140k▼ 15.8%
Operating result€38k-€35k▼ 6.1%€53k▲ 51.1%€45k▼ 16.3%€40k▼ 11.3%
Net result€26k-€24k▼ 9.1%€36k▲ 54.2%€32k▼ 13.1%€27k▼ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€16k▼ 38.1%
Current assets
€136k▼ 11.7%
Equity and liabilities €153k
Equity
€140k▼ 15.8%
Debt
€13k▼ 12.6%
The debt ratio rises from 8.3% to 8.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €56k
Cash flow
€38k▼
2024 · €43k
Solvency
91.4%▼
2024 · 91.7%
Current ratio
10.36▲
2024 · 10.26
Quick ratio
10.36▲
2024 · 10.26
Debt / equity
0.09▲
2024 · 0.09
ROE
19.5%▲
2024 · 19.1%
ROA
17.8%▲
2024 · 17.5%
Interest coverage
35.66▲
2024 · 35.42
Debt
€13k▼
2024 · €15k
Debt ≤ 1 year
€13k▼
2024 · €15k
Income taxes
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€153k▼
Fixed assets21/28€26k€16k▼
Tangible fixed assets22/27€26k€16k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€21k€13k▼
Current assets29/58€155k€136k▼
Amounts receivable after more than one year29€30k-
Other amounts receivable291€30k-
Amounts receivable within one year40/41€33k€19k▼
Trade receivables40€30k€19k▼
Other amounts receivable41€3k€11▼
Current investments50/53€50k-
Cash at bank and in hand54/58€34k€112k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€181k€153k▼
Equity10/15€166k€140k▼
Contributions10/11€3k€3k=
Reserves13€163k€137k▼
Distributable reserves133€163k€137k▼
Amounts payable17/49€15k€13k▼
Amounts payable within one year42/48€15k€13k▼
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€15k€11k▼
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€807-
Gross operating margin9900€58k€52k▼
Operating profit (loss)9901€45k€40k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€45k€40k▼
Income taxes67/77€14k€12k▼
Profit (loss) for the period9904€32k€27k▼
Profit (loss) for the period to be appropriated9905€32k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€27k▼
Transfer from equity791/2-€52k
Transfer to equity691/2€30k€26k▼
To other reserves6921€30k€26k▼
Profit to be distributed694/7€2k€53k▲
Return on contributions (dividend)694€2k€53k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 10.26
Current ratio from 4.70 to 10.26; short-term debt falls from €28k to €15k.
31-12
Financial
Equity above €150kEq €166k ▲22%
5 profitable years in a row build equity to €166k.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €24k ▼9.1%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €101k ▲27.8%
3 profitable years in a row build equity to €101k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
State Gazette act
Board meeting · Power of attorney
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdijlaan 393111 RotselaarGround area
748 m²
Building footprint
128 m²
Volume, LiDAR
719 m³
Parcel 24123A0053/00N000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JACOBB
since 20202.301.533.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24123A0053/00N000 | Flanders | 747 m² | 1 · 128 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOFIX
BE 0456.601.269
Tienen · Eq €140k
SKOWFLY
BE 0788.342.754
Brugge · Eq €139k
DANEMAU PLUS
BE 0525.971.315
Boutersem · Eq €140k
C.J.M. CONSTRUCT
BE 0824.631.543
Riemst · Eq €141k
Pegasuslaan Centre
BE 0883.607.246
Brussel · Eq €139k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2020
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.