JACK'O
ActiveThe computed 12-month bankruptcy probability of JACK'O is 1.5% (moderate). The 2024 annual accounts show equity of €328k and a net result of €3k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 478 sector peers (fiscal year 2024). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-31
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity ample (current ratio 5.74 against 4.63 in 2023), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.5%
Return on assets
0.8%
Age of the figures
29 mo
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 318 days later.
NBB · 10 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline14-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 09-12-2024, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
39 d late
2023
on the day
2022
3 d late
2021
30 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€328k▲ 0.9%
2023 · €325k
2019: €273k
2020: €258k
2021: €278k
2022: €301k
2023: €325k
2019 → 2024
Total assets
€379k▼ 2.2%
2023 · €387k
2019: €392k
2020: €348k
2021: €358k
2022: €364k
2023: €387k
2019 → 2024
Net result
€3k▼ 87.2%
2023 · €23k
2019: €197k
2020: €-15k
2021: €19k
2022: €24k
2023: €23k
2019 → 2024
Working capital
€243k▲ 6.4%
2023 · €228k
2019: €221k
2020: €211k
2021: €235k
2022: €239k
2023: €228k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€258k-€278k▲ 7.5%€301k▲ 8.5%€325k▲ 7.8%€328k▲ 0.9%
Operating result€-14k-€23k€38k▲ 65.0%€26k▼ 31.9%€-2k
Net result€-15k-€19k€24k▲ 22.2%€23k▼ 1.3%€3k▼ 87.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €26k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €379k
Fixed assets
€85k▼ 12.0%
Current assets
€294k▲ 1.0%
Equity and liabilities €379k
Equity
€328k▲ 0.9%
Debt
€51k▼ 18.5%
The debt ratio falls from 16.2% to 13.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2023 · €41k
Cash flow
€15k▼
2023 · €38k
Solvency
86.5%▲
2023 · 83.8%
Current ratio
5.74▲
2023 · 4.63
Quick ratio
5.74▲
2023 · 4.63
Debt / equity
0.16▼
2023 · 0.19
ROE
0.9%▼
2023 · 7.2%
ROA
0.8%▼
2023 · 6.0%
Interest coverage
5.02▼
2023 · 64.32
Debt
€51k▼
2023 · €63k
Debt ≤ 1 year
€51k▼
2023 · €63k
Income taxes
€4k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€387k€379k▼
Fixed assets21/28€97k€85k▼
Tangible fixed assets22/27€47k€35k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€25k€19k▼
Financial fixed assets28€50k€50k▲
Current assets29/58€291k€294k▲
Amounts receivable within one year40/41€288k€280k▼
Trade receivables40€17k-
Other amounts receivable41€270k€280k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1-€12k
Equity and liabilities
Total equity and liabilities10/49€387k€379k▼
Equity10/15€325k€328k▲
Contributions10/11€19k€19k=
Reserves13€306k€309k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€302k€305k▲
Amounts payable17/49€63k€51k▼
Amounts payable within one year42/48€63k€51k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€24k€16k▼
Other amounts payable47/48€32k€32k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€909€1k▲
Gross operating margin9900€42k€11k▼
Operating profit (loss)9901€26k€-2k▼
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€637€2k▲
Recurring financial charges65€637€2k▲
Profit (loss) for the period before taxes9903€36k€7k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€23k€3k▼
Profit (loss) for the period to be appropriated9905€23k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€3k▼
Transfer to equity691/2€23k€3k▼
To other reserves6921€23k€3k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 39 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
31-03
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Weakest financial yearnet €-15k ▼108%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
2015
30-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
31-07
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortestraat 103840 Tongeren-BorgloonGround area
146 m²
Building footprint
146 m²
Volume, LiDAR
1,146 m³
Parcel 73009F0416/00M000, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jack'o
since 20022.114.708.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009F0416/00M000 | Flanders | 146 m² | 1 · 146 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
MR CONSTRUCT
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DOLCE GRILL
BE 0777.764.509
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WAN THAI FOOD
BE 0578.928.959
Braine-le-Château · Eq €327k
CLEMENT - DE ZESTE
BE 0452.246.464
Kontich · Eq €328k
AFTER
BE 0627.790.532
Ternat · Eq €328k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 7,359 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2002
Fiscal year end31-03
Activities, NACEBEL
56111Full-service restaurants
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.