J2B Solutions
ActiveSummary
J2B Solutions has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €18k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency90▼-10
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 25.33 in 2024; short-term debt: 35.2% and cash: 33.6% of total assets), and 35.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
26.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
149 d early
2024
28 d early
2023
79 d early
2022
34 d early
2021
34 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▼ 31.5%
2024 · €64k
2018: €83k
2019: €102k
2020: €113k
2021: €86k
2022: €93k
2023: €95k
2024: €64k
2018 → 2025
Total assets
€68k▲ 1.8%
2024 · €66k
2018: €124k
2019: €121k
2020: €126k
2021: €127k
2022: €108k
2023: €105k
2024: €66k
2018 → 2025
Net result
€18k
2024 · €-16k
2018: €15k
2019: €19k
2020: €20k
2021: €13k
2022: €12k
2023: €11k
2024: €-16k
2018 → 2025
Working capital
€25k▼ 57.8%
2024 · €59k
2018: €72k
2019: €93k
2020: €113k
2021: €84k
2022: €90k
2023: €89k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€93k▲ 8.8%€95k▲ 1.9%€64k▼ 32.7%€44k▼ 31.5%
Operating result€22k-€20k▼ 6.5%€19k▼ 6.5%€-16k€23k
Net result€13k-€12k▼ 9.0%€11k▼ 2.0%€-16k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €16k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€19k ▲ 307%
Current assets
€49k ▼ 21.0%
Equity and liabilities €68k
Equity
€44k ▼ 31.5%
Debt
€24k ▲ 875%
Debt's share of the balance-sheet total rises from 3.7% to 35.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €-12k
Cash flow
€21k▲
2024 · €-13k
Current ratio
2.05▼
2024 · 25.33
Debt to equity
0.54▲
2024 · 0.04
ROE
41.1%▲
2024 · -25.7%
ROA
26.7%▲
2024 · -24.8%
Interest coverage
76.09▲
2024 · -16.33
Debt ≤ 1 year
€24k▲
2024 · €2k
Income taxes
€4k▲
2024 · €440
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€66k€68k▲
Fixed assets21/28€5k€19k▲
Tangible fixed assets22/27€5k€19k▲
Plant, machinery and equipment23€2k€682▼
Furniture and vehicles24€2k€18k▲
Current assets29/58€62k€49k▼
Amounts receivable within one year40/41€15k€26k▲
Trade receivables40€1k€18k▲
Other amounts receivable41€13k€8k▼
Cash at bank and in hand54/58€44k€23k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€66k€68k▲
Equity10/15€64k€44k▼
Contributions10/11€6k€6k=
Reserves13€74k€38k▼
Distributable reserves133€74k€38k▼
Profit (loss) carried forward14€-16k€0▲
Amounts payable17/49€2k€24k▲
Amounts payable within one year42/48€2k€24k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€144€758▲
Credit institutions430/8€144€758▲
Trade debts44€24€0▼
Suppliers440/4€24€0▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€1k€20k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-11k€27k▲
Operating profit (loss)9901€-16k€23k▲
Financial income75/76B€537€186▼
Recurring financial income75€537€186▼
Financial charges65/66B€752€336▼
Recurring financial charges65€752€336▼
Profit (loss) for the period before taxes9903€-16k€22k▲
Income taxes67/77€440€4k▲
Profit (loss) for the period9904€-16k€18k▲
Profit (loss) for the period to be appropriated9905€-16k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€2k▲
Profit (loss) brought forward from the previous period14P-€-16k
Transfer from equity791/2€15k€38k▲
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Profit to be distributed694/7€15k€38k▲
Return on contributions (dividend)694€15k€38k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 25.33
Current ratio from 10.15 to 25.33; short-term debt falls from €10k to €2k.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 8.69
Current ratio from 3.04 to 8.69; short-term debt falls from €41k to €12k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €20k ▲4.9%
Operating result €30k, net result €20k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 7.47
Current ratio from 3.45 to 7.47; short-term debt falls from €29k to €14k.
31-12
Financial
Equity above €100kEq €102k ▲22.4%
2 profitable years in a row build equity to €102k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2012
Ground area
835 m²
Building footprint
104 m²
Parcel 12013A0162/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
J2B SOLUTIONS
since 20122.207.337.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12013A0162/00S000 | Flanders | 835 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,572. 37,330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.