Age5 yrs
Real estate1 parcel · 99 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of J. UHODA is 0.6% (low). The 2024 annual accounts show equity of €44k and a net result of €16k. Equity is shrinking by ~25% per year across the filed fiscal years. Its solvency ranks better than 11% of 12488 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 12488 sector peers (2024).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 20-06-2025 | 41 d early | 2025-00157842 |
| 31-12-2023 | 31-07-2024 | 29-08-2024 | 29 d late | 2024-00395652 |
| 31-12-2022 | 31-07-2023 | 16-06-2023 | 45 d early | 2023-00131281 |
| 31-12-2021 | 31-07-2022 | 29-07-2022 | 2 d early | 2022-20254641 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€16k
Working capital€142k-36.4%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 20-06-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~25%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 5.4% | 60.5% | |
| Net result | €16k | €31k | |
| Equity | €44k | €63k | |
| Gross operating margin | €78k | €52k | |
| Total assets | €828k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P11
Weakening position over 2021-2024
· n=3537-12488
P35
Weakening position over 2021-2024
· n=3536-12490
P40
Weakening position over 2021-2024
· n=3542-12496
P66
Stable position over 2021-2024
· n=3527-12475
Describes the position versus peers, not a forecast.
€77k
-
21-24
€16k
-
21-24
€19k
-
21-24
€828k
-6.8%
21-24
€44k
+58.6%
21-24
€142k
-36.4%
21-24
€161
+33.9%
21-24
€784k
-8.9%
21-24
Show 9 other metrics
€629k
+3.4%
21-24
€153k
-38.2%
21-24
1.23
-10.3%
21-24
0.37
-40.2%
21-24
5.4%
+70.0%
21-24
17.66
-42.5%
21-24
36.9%
-
21-24
2.0%
-
21-24
1.27
-
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €77k |
| Net profit | €16k |
| Cash flow | €19k |
| Staff costs | - |
| Income taxes | €161 |
| Dividends | - |
| Total assets | €828k |
| Equity | €44k |
| Debt | €784k |
| of which ≤ 1y | €629k |
| of which > 1y | €153k |
| Working capital | €142k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.23 |
| Quick ratio | 0.37 |
| Working capital ratio | 17.2% |
| Solvency | 5.4% |
| Debt / equity | 17.66 |
| Long-term debt ratio | 3.45 |
| Interest coverage | 1.27 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.0% |
| ROE | 36.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €828k |
| Fixed assets | 21/28 | €57k |
| Tangible fixed assets | 22/27 | €52k |
| Financial fixed assets | 28 | €5k |
| Current assets | 29/58 | €771k |
| Stocks & contracts in progress | 3 | €538k |
| Amounts receivable within one year | 40/41 | €33k |
| Investments | 50/53 | €150k |
| Cash & bank | 54/58 | €49k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €828k |
| Equity | 10/15 | €44k |
| Contributions / capital | 10/11 | €55k |
| Reserves | 13 | €74k |
| Accumulated profits (losses) | 14 | €-85k |
| Amounts payable | 17/49 | €784k |
| Amounts payable after one year | 17 | €153k |
| Amounts payable within one year | 42/48 | €629k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €78k |
| Operating result | 9901 | €74k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €60k |
| Result before taxes | 9903 | €17k |
| Income taxes | 67/77 | €161 |
| Net result for the period | 9904 | €16k |
| Result to be appropriated | 9905 | €16k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed48
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mont Saint-Martin 654000 LiègeEstablishment units
2 locationsJ. UHODA
since 20212.312.068.541
QG Brussels
since 20232.352.757.566
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area99 m²
Buildings1
Building footprint87 m²
Volume (LiDAR)1,172 m³
Tallest building17.8 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0139/00X014 | Brussels | 99 m² | 1 · 87 m² | 17.8 m · 5 fl. |
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
28-05-2026
Seat change: new_address: Mont Saint Martin 65 - 4000 LIEGE, old_address: Rue de la Belle Jardinière 447 - 4031 ANGLEUR, effective_date: 2026-03-31
All acts · 2
updated 2 months ago
2026
28-05-2026 Seat change · General meeting · Power of attorney · Act object
- Seat change: new_address: Mont Saint Martin 65 - 4000 LIEGE, old_address: Rue de la Belle Jardinière 447 - 4031 ANGLEUR, effective_date: 2026-03-31 · UHODA J.
- General meeting: date: 2026-03-31, type: assemblée générale extraordinaire · UHODA J.
- Power of attorney: purpose: représenter la société au Greffe du Tribunal de l'Entreprise compétent afin de faire tous opérations, déclarations, signatures et dépôts de documents, y compris déposer et signer les formulaires du Moniteur Belge, representative: MARC_HENRY · UHODA J.
- Filing: date: 2026-05-28, description: Publication date in Moniteur belge · UHODA J.
- Filing: date: 2026-05-28, description: Dépôt date · UHODA J.
- Publication: 2026-05-28
- Act object: Transfert siège social
Summary:
Seat change · General meeting · Power of attorney · Act object
2021
11-01-2021 Incorporation of a new SRL
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured59
/ 100
Mixed profile: strong on profitability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Health
48
Profitability
100
Solvency
20
Growth
32
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 15,460 of the 82,029 companies in this sector. 12,814 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameFR | J. UHODA |
Registered office
Mont Saint-Martin 65
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.