J. STRICK
ActiveJ. STRICK has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €-14k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 214 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency99=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 2.69 against 2.49 in 2024), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
2 d early
2023
7 d early
2022
3 d early
2021
30 d early
2020
32 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€338k▼ 4.1%
2024 · €353k
2018: €229k
2019: €113k
2020: €137k
2021: €244k
2022: €304k
2023: €366k
2024: €353k
2018 → 2025
Total assets
€529k▼ 8.5%
2024 · €578k
2018: €558k
2019: €537k
2020: €497k
2021: €605k
2022: €644k
2023: €636k
2024: €578k
2018 → 2025
Net result
€-14k▼ 6.3%
2024 · €-14k
2018: €119k
2019: €-116k
2020: €24k
2021: €107k
2022: €60k
2023: €62k
2024: €-14k
2018 → 2025
Working capital
€323k▼ 4.0%
2024 · €336k
2018: €207k
2019: €102k
2020: €124k
2021: €267k
2022: €320k
2023: €350k
2024: €336k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€244k-€304k▲ 24.8%€366k▲ 20.2%€353k▼ 3.7%€338k▼ 4.1%
Operating result€130k-€96k▼ 26.3%€99k▲ 3.4%€-11k€-10k▲ 4.9%
Net result€107k-€60k▼ 43.6%€62k▲ 2.0%€-14k€-14k▼ 6.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €529k
Fixed assets
€15k▼ 6.4%
Current assets
€513k▼ 8.5%
Equity and liabilities €529k
Equity
€338k▼ 4.1%
Debt
€191k▼ 15.3%
The debt ratio falls from 39.0% to 36.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-4k
Cash flow
€-6k▲
2024 · €-7k
Solvency
63.9%▲
2024 · 61.0%
Current ratio
2.69▲
2024 · 2.49
Quick ratio
0.43▼
2024 · 0.60
Debt / equity
0.56▼
2024 · 0.64
ROE
-4.3%▼
2024 · -3.8%
ROA
-2.7%▼
2024 · -2.3%
Interest coverage
-0.94▲
2024 · -1.84
Debt
€191k▼
2024 · €225k
Debt ≤ 1 year
€191k▼
2024 · €225k
Income taxes
€2k▲
2024 · €547
Staff costs
€192k▲
2024 · €187k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€578k€529k▼
Fixed assets21/28€17k€15k▼
Tangible fixed assets22/27€17k€15k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26€3k€6k▲
Current assets29/58€561k€513k▼
Stocks and contracts in progress3€426k€432k▲
Stocks30/36€426k€432k▲
Amounts receivable within one year40/41€45k€53k▲
Trade receivables40€45k€52k▲
Other amounts receivable41€345€345=
Cash at bank and in hand54/58€84k€23k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€578k€529k▼
Equity10/15€353k€338k▼
Contributions10/11€50k€50k=
Reserves13€316k€316k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€312k€312k=
Profit (loss) carried forward14€-14k€-28k▼
Amounts payable17/49€225k€191k▼
Amounts payable within one year42/48€225k€191k▼
Trade debts44€3k€20k▲
Suppliers440/4€3k€20k▲
Taxes, remuneration and social security45€38k€33k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9€28k€26k▼
Other amounts payable47/48€183k€138k▼
Income statement
Code20242025
Remuneration, social security and pensions62€187k€192k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€3k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€188k€194k▲
Operating profit (loss)9901€-11k€-10k▲
Financial income75/76B€114€142▲
Recurring financial income75€114€142▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-13k€-13k▲
Income taxes67/77€547€2k▲
Profit (loss) for the period9904€-14k€-14k▼
Profit (loss) for the period to be appropriated9905€-14k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-28k▼
Profit (loss) brought forward from the previous period14P-€-14k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €244k ▲78.2%
2 profitable years in a row build equity to €244k.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
06-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
30-09
Financial
Weakest financial yearnet €-116k ▼198%
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ernest Allardstraat 381000 BrusselGround area
124 m²
Building footprint
124 m²
Volume, LiDAR
2,164 m³
Parcel 21808H0870/00K000, Brussels · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Ernest Allardstraat 38, 1000 Brussel
since 19932.063.519.503
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H0870/00K000 | Brussels | 124 m² | 1 · 124 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LES TROIS CLAVIERS
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CHEMBALEROS
BE 0872.634.269
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LE JONGLEUR
BE 0886.764.793
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Blazers & Blazers
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Of 248 companies in sector 32200 we hold annual accounts for 47. 36 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-1993
Fiscal year end30-09
Activities, NACEBEL
32200Other manufacturing
47594Retail trade
47690Retail sale of other cultural and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@strick-luthier.com