J-P Management
ActiveSummary
J-P Management has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €94k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency65▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.11 in 2023; short-term debt: 60.5% and cash: 34% of total assets), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
23 d late
2022
6 d early
2021
17 d late
2020
10 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€88k▼ 2.5%
2023 · €90k
2018: €7k
2019: €12k
2020: €67k
2021: €51k
2022: €90k
2023: €90k
2018 → 2024
Total assets
€222k▲ 13.9%
2023 · €195k
2018: €62k
2019: €50k
2020: €109k
2021: €137k
2022: €214k
2023: €195k
2018 → 2024
Net result
€94k▲ 40.7%
2023 · €67k
2018: €9k
2019: €27k
2020: €58k
2021: €61k
2022: €107k
2023: €67k
2018 → 2024
Working capital
€5k▼ 58.0%
2023 · €11k
2018: €6k
2019: €10k
2020: €54k
2021: €41k
2022: €-3k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€67k-€51k▼ 24.5%€90k▲ 77.6%€90k▲ 0.2%€88k▼ 2.5%
Operating result€77k-€81k▲ 6.5%€140k▲ 71.3%€88k▼ 36.9%€122k▲ 38.2%
Net result€58k-€61k▲ 4.9%€107k▲ 75.5%€67k▼ 37.9%€94k▲ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 38% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €222k
Fixed assets
€83k ▲ 5.5%
Current assets
€139k ▲ 19.6%
Equity and liabilities €222k
Equity
€88k ▼ 2.5%
Debt
€134k ▲ 28.0%
Debt's share of the balance-sheet total rises from 53.8% to 60.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€133k▲
2023 · €99k
Cash flow
€106k▲
2023 · €78k
Current ratio
1.04▼
2023 · 1.11
Debt to equity
1.53▲
2023 · 1.17
ROE
106.7%▲
2023 · 74.0%
ROA
42.2%▲
2023 · 34.2%
Interest coverage
74.51▼
2023 · 83.48
Debt ≤ 1 year
€134k▲
2023 · €105k
Income taxes
€27k▲
2023 · €20k
Staff costs
€96k▼
2023 · €202k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€195k€222k▲
Fixed assets21/28€79k€83k▲
Tangible fixed assets22/27€79k€83k▲
Plant, machinery and equipment23€75k€81k▲
Furniture and vehicles24€4k€2k▼
Current assets29/58€116k€139k▲
Amounts receivable within one year40/41€33k€30k▼
Trade receivables40€32k€30k▼
Other amounts receivable41€31€31=
Current investments50/53€9k€28k▲
Cash at bank and in hand54/58€74k€75k▲
Deferred charges and accrued income490/1€511€5k▲
Equity and liabilities
Total equity and liabilities10/49€195k€222k▲
Equity10/15€90k€88k▼
Contributions10/11€19k€19k=
Reserves13€43k€40k▼
Distributable reserves133€43k€40k▼
Profit (loss) carried forward14€29k€29k▲
Amounts payable17/49€105k€134k▲
Amounts payable within one year42/48€105k€134k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€577€2k▲
Suppliers440/4€577€2k▲
Taxes, remuneration and social security45€41k€40k▼
Taxes450/3€26k€27k▲
Remuneration and social security454/9€15k€12k▼
Other amounts payable47/48€58k€87k▲
Income statement
Code20232024
Remuneration, social security and pensions62€202k€96k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€13k€3k▼
Gross operating margin9900€314k€233k▼
Operating profit (loss)9901€88k€122k▲
Financial income75/76B€159€413▲
Recurring financial income75€159€413▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€87k€120k▲
Income taxes67/77€20k€27k▲
Profit (loss) for the period9904€67k€94k▲
Profit (loss) for the period to be appropriated9905€67k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€122k▲
Profit (loss) brought forward from the previous period14P€28k€29k▲
Profit to be distributed694/7€67k€93k▲
Return on contributions (dividend)694€67k€93k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €107k ▲75.5%
Operating result €140k, net result €107k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Rosières 171301 WavreGround area
3,857 m²
Building footprint
163 m²
Volume, LiDAR
1,024 m³
Parcel 25006B0157/00K000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J-P Management
since 20152.246.703.904
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006B0157/00K000 | Wallonia | 3,857 m² | 1 · 163 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500NICWH4ZDM2IO59
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TRENDS EN VASTGOED
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ALL TRADE
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F-Trade
BE 0657.965.450
Waregem · Eq €88,258
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,971 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.