J.M.G. TRANS
ActiveJ.M.G. TRANS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 946 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency97▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.51 in 2024), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
-17.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
17 d late
2022
31 d late
2021
52 d late
2020
44 d late
2019
143 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€37k
EBIT margin
76.5%
Net result
€-15k
2024 · €13k
2018: €28k
2019: €-5k
2020: €-1k
2021: €-10k
2022: €41k
2023: €10k
2024: €13k
2018 → 2025
Working capital
€43k▼ 8.2%
2024 · €47k
2018: €15k
2019: €-22k
2020: €-5k
2021: €767
2022: €27k
2023: €21k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-1k-€39k€50k▲ 26.4%€62k▲ 25.5%€47k▼ 23.8%
Operating result€-10k-€52k€15k▼ 70.9%€19k▲ 24.5%€-14k
Net result€-10k-€41k€10k▼ 74.5%€13k▲ 22.2%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €19k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€5k▼ 69.6%
Current assets
€80k▲ 3.2%
Equity and liabilities €85k
Equity
€47k▼ 23.8%
Debt
€37k▲ 20.4%
The debt ratio rises from 33.1% to 43.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €31k
Cash flow
€-4k▼
2024 · €25k
Solvency
56.1%▼
2024 · 66.9%
Current ratio
2.15▼
2024 · 2.51
Quick ratio
2.15▼
2024 · 2.51
Debt / equity
0.78▲
2024 · 0.50
ROE
-31.2%▼
2024 · 20.3%
ROA
-17.5%▼
2024 · 13.6%
Interest coverage
-13.04▼
2024 · 91.06
Debt
€37k▲
2024 · €31k
Debt ≤ 1 year
€37k▲
2024 · €31k
Income taxes
€661▼
2024 · €6k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€85k▼
Fixed assets21/28€16k€5k▼
Tangible fixed assets22/27€16k€5k▼
Furniture and vehicles24€16k€5k▼
Current assets29/58€77k€80k▲
Amounts receivable within one year40/41€57k€64k▲
Trade receivables40€31k€38k▲
Other amounts receivable41€26k€26k=
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€18k€14k▼
Equity and liabilities
Total equity and liabilities10/49€93k€85k▼
Equity10/15€62k€47k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€44k€29k▼
Amounts payable17/49€31k€37k▲
Amounts payable within one year42/48€31k€37k▲
Trade debts44€10k€24k▲
Suppliers440/4€10k€24k▲
Taxes, remuneration and social security45€12k€12k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€9k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€32k€7k▼
Operating profit (loss)9901€19k€-14k▼
Financial income75/76B-€182
Recurring financial income75-€182
Financial charges65/66B€343€239▼
Recurring financial charges65€343€239▼
Profit (loss) for the period before taxes9903€18k€-14k▼
Income taxes67/77€6k€661▼
Profit (loss) for the period9904€13k€-15k▼
Profit (loss) for the period to be appropriated9905€13k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€29k▼
Profit (loss) brought forward from the previous period14P€31k€44k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-15k ▼217%
Net result drops to €-15k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €41k
Net result €41k after 3 loss-making years.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 143 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
147 m²
Building footprint
144 m²
Volume, LiDAR
1,543 m³
Parcel 22662B0387/00R004, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
J.M.G.TRANS
since 20142.236.486.339
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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ZS TRANSPORT
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Of 1,704 companies in sector 52210 we hold annual accounts for 759. 510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2014
Fiscal year end31-12
Activities, NACEBEL
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.