J.LAW
ActiveJ.LAW has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €17k. Equity is growing by ~67.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.74 against 3.85 in 2024; short-term debt: 21.1% and cash: 80.7% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
32.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
94 d early
2024
133 d early
2023
71 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 70.0%
2024 · €24k
2023: €8k
2024: €24k
2023 → 2025
Total assets
€52k▲ 59.5%
2024 · €33k
2023: €17k
2024: €33k
2023 → 2025
Net result
€17k▲ 1.8%
2024 · €17k
2023: €8k
2024: €17k
2023 → 2025
Working capital
€41k▲ 70.0%
2024 · €24k
2023: €8k
2024: €24k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€8k-€24k▲ 187%€41k▲ 70.0%
Operating result€12k-€23k▲ 84.4%€22k▼ 1.3%
Net result€8k-€17k▲ 102%€17k▲ 1.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €52k
Equity
€41k▲ 70.0%
Debt
€11k▲ 29.5%
The debt ratio falls from 26.0% to 21.1%. Equity and debt are higher.
Key figures and ratios
Solvency
78.9%▲
2024 · 74.0%
Current ratio
4.74▲
2024 · 3.85
Quick ratio
4.74▲
2024 · 3.85
Debt / equity
0.27▼
2024 · 0.35
ROE
41.2%▼
2024 · 68.8%
ROA
32.5%▼
2024 · 50.9%
Debt
€11k▲
2024 · €8k
Debt ≤ 1 year
€11k▲
2024 · €8k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€52k▲
Current assets29/58€33k€52k▲
Amounts receivable within one year40/41€10k€10k▼
Trade receivables40€10k€8k▼
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€22k€42k▲
Deferred charges and accrued income490/1€647€233▼
Equity and liabilities
Total equity and liabilities10/49€33k€52k▲
Equity10/15€24k€41k▲
Contributions10/11€1k€1k=
Reserves13€23k€40k▲
Distributable reserves133€23k€40k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€8k€11k▲
Amounts payable within one year42/48€8k€11k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Other operating charges640/8€489€1k▲
Gross operating margin9900€23k€23k▲
Operating profit (loss)9901€23k€22k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€886€350▼
Recurring financial charges65€886€350▼
Profit (loss) for the period before taxes9903€22k€22k▲
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€17k€17k▲
Profit (loss) for the period to be appropriated9905€17k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€17k▲
Transfer to equity691/2€16k€17k▲
To other reserves6921€16k€17k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €17k ▲1.8%
Net result €17k, the highest in the series.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hubert Malfaitlaan 239051 GentGround area
1,194 m²
Building footprint
120 m²
Volume, LiDAR
785 m³
Parcel 44062B0200/00M000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.LAW
since 20232.343.286.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0200/00M000 | Flanders | 1,194 m² | 1 · 120 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 288 EUR awarded · 288 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 159 EUR | 159 EUR |
| 2023 | 1 | 129 EUR | 129 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,025 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.