J.L.S.
ActiveSummary
J.L.S. has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €22k. Equity is growing by ~50.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency86▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 1.95 in 2024; short-term debt: 19.8% and cash: 32.1% of total assets), and 39% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
31 d early
2024
6 d early
2023
6 d early
2022
6 d early
2021
25 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 12.3%
2024 · €100k
2018: €10k
2019: €23k
2021: €19k
2022: €30k
2023: €65k
2024: €100k
2018 → 2025
Total assets
€184k▼ 11.4%
2024 · €207k
2018: €15k
2019: €75k
2021: €51k
2022: €57k
2023: €96k
2024: €207k
2018 → 2025
Net result
€22k▼ 61.7%
2024 · €58k
2018: €3k
2019: €13k
2021: €14k
2022: €11k
2023: €35k
2024: €58k
2018 → 2025
Working capital
€64k▲ 11.5%
2024 · €58k
2018: €9k
2019: €-25k
2021: €7k
2022: €13k
2023: €53k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€30k▲ 56.2%€65k▲ 119%€100k▲ 54.3%€112k▲ 12.3%
Operating result€25k-€19k▼ 23.1%€51k▲ 169%€78k▲ 53.0%€32k▼ 58.5%
Net result€14k-€11k▼ 24.9%€35k▲ 230%€58k▲ 65.4%€22k▼ 61.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€83k ▼ 6.7%
Current assets
€101k ▼ 14.9%
Equity and liabilities €184k
Equity
€112k ▲ 12.3%
Debt
€72k ▼ 33.3%
Debt's share of the balance-sheet total falls from 51.8% to 39.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2024 · €83k
Cash flow
€30k▼
2024 · €64k
Current ratio
2.77▲
2024 · 1.95
Debt to equity
0.64▼
2024 · 1.08
ROE
19.9%▼
2024 · 58.2%
ROA
12.1%▼
2024 · 28.0%
Interest coverage
19.43▼
2024 · 102.66
Debt ≤ 1 year
€36k▼
2024 · €61k
Debt > 1 year
€35k▼
2024 · €47k
Income taxes
€9k▼
2024 · €20k
Staff costs
€6k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€207k€184k▼
Fixed assets21/28€89k€83k▼
Tangible fixed assets22/27€89k€83k▼
Land and buildings22€80k€78k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€286-
Current assets29/58€118k€101k▼
Amounts receivable within one year40/41€67k€33k▼
Trade receivables40€36k€28k▼
Other amounts receivable41€31k€4k▼
Cash at bank and in hand54/58€41k€59k▲
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€207k€184k▼
Equity10/15€100k€112k▲
Reserves13€70k€80k▲
Distributable reserves133€70k€80k▲
Profit (loss) carried forward14€30k€32k▲
Amounts payable17/49€108k€72k▼
Amounts payable after more than one year17€47k€35k▼
Financial debts170/4€47k€35k▼
Amounts payable within one year42/48€61k€36k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€5k€170▼
Suppliers440/4€5k€170▼
Taxes, remuneration and social security45€22k€15k▼
Taxes450/3€18k€14k▼
Remuneration and social security454/9€4k€549▼
Other amounts payable47/48€23k€10k▼
Income statement
Code20242025
Non-recurring operating income76A-€704
Remuneration, social security and pensions62€10k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€894€686▼
Non-recurring operating charges66A€257€50▼
Gross operating margin9900€95k€47k▼
Operating profit (loss)9901€78k€32k▼
Financial income75/76B€495€492▼
Recurring financial income75€495€492▼
Financial charges65/66B€812€2k▲
Recurring financial charges65€812€2k▲
Profit (loss) for the period before taxes9903€78k€31k▼
Income taxes67/77€20k€9k▼
Profit (loss) for the period9904€58k€22k▼
Profit (loss) for the period to be appropriated9905€58k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€52k▼
Profit (loss) brought forward from the previous period14P€25k€30k▲
Transfer to equity691/2€30k€10k▼
To other reserves6921€30k€10k▼
Profit to be distributed694/7€23k€10k▼
Return on contributions (dividend)694€23k€10k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €112k ▲12.3%
7 profitable years in a row build equity to €112k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €58k ▲65.4%
Operating result €78k, net result €58k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.52 to 1.23; short-term debt falls from €52k to €32k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 231082 Sint-Agatha-BerchemGround area
3,012 m²
Building footprint
777 m²
Volume, LiDAR
8,143 m³
2 parcels, Brussels, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Strijdersstraat 23, 1082 Sint-Agatha-Berchem
since 20172.268.875.035
J.L.S SRL
since 20202.308.878.429
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0087/00G010 | Brussels | 1,830 m² | 1 · 675 m² | 14.7 m · 4 fl. |
| 52055A0436/00A000 | Wallonia | 1,181 m² | 1 · 102 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CORRIDA
BE 0748.455.760
Zwevegem · Eq €112,061
UPPLEY
BE 0700.181.335
Antwerpen · Eq €112,198
Entourage GP
BE 1000.341.105
Gent · Eq €111,990
LuDa Mara
BE 0459.196.812
Schilde · Eq €111,978
Prosper
BE 0798.185.779
Gent · Eq €111,951
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2017
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68110Buying and selling of own real estate
70200Business and other management consultancy
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.