J.F.P. - PROJECTS
ActiveJ.F.P. - PROJECTS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €331k and a net result of €103. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 77% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+4
Solvency95▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.62 against 5.79 in 2024; short-term debt: 10.3% and cash: 0% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
0%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
2 d early
2023
2 d early
2022
5 d early
2021
31 d early
2020
1 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€331k=
2024 · €331k
2018: €188k
2019: €224k
2020: €261k
2021: €294k
2022: €308k
2023: €328k
2024: €331k
2018 → 2025
Total assets
€477k▼ 3.7%
2024 · €495k
2018: €369k
2019: €399k
2020: €420k
2021: €438k
2022: €445k
2023: €501k
2024: €495k
2018 → 2025
Net result
€103▼ 96.8%
2024 · €3k
2018: €46k
2019: €36k
2020: €37k
2021: €33k
2022: €14k
2023: €20k
2024: €3k
2018 → 2025
Working capital
€326k▲ 0.6%
2024 · €324k
2018: €313k
2019: €329k
2020: €370k
2021: €288k
2022: €308k
2023: €309k
2024: €324k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€294k-€308k▲ 4.8%€328k▲ 6.6%€331k▲ 1.0%€331k=
Operating result€49k-€19k▼ 61.9%€30k▲ 62.0%€6k▼ 79.0%€21k▲ 230%
Net result€33k-€14k▼ 57.3%€20k▲ 44.8%€3k▼ 84.0%€103▼ 96.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 230% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€102k▼ 1.7%
Current assets
€375k▼ 4.2%
Equity and liabilities €477k
Equity
€331k=
Provisions
€75k=
Debt
€70k▼ 20.8%
The debt ratio falls from 17.9% to 14.8%. Debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €8k
Cash flow
€2k▼
2024 · €5k
Solvency
69.5%▲
2024 · 66.9%
Current ratio
7.62▲
2024 · 5.79
Quick ratio
7.54▲
2024 · 5.79
Debt / equity
0.21▼
2024 · 0.27
ROE
0.0%▼
2024 · 1.0%
ROA
0.0%▼
2024 · 0.7%
Interest coverage
15.46▲
2024 · 5.41
Debt
€70k▼
2024 · €89k
Debt ≤ 1 year
€49k▼
2024 · €68k
Debt > 1 year
€21k=
2024 · €21k
Income taxes
€19k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€495k€477k▼
Fixed assets21/28€104k€102k▼
Tangible fixed assets22/27€104k€102k▼
Land and buildings22€6k€5k▼
Furniture and vehicles24€98k€97k▼
Current assets29/58€392k€375k▼
Stocks and contracts in progress3-€4k
Contracts in progress37-€4k
Amounts receivable within one year40/41€42k€21k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€22k€2k▼
Current investments50/53€350k€350k=
Cash at bank and in hand54/58-€122
Equity and liabilities
Total equity and liabilities10/49€495k€477k▼
Equity10/15€331k€331k=
Contributions10/11€62k€62k=
Capital10€62k-
Issued capital100€62k-
Reserves13€79k€79k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k-
Reserves not available under the articles1311-€6k
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€190k€190k▲
Provisions and deferred taxes16€75k€75k=
Provisions for liabilities and charges160/5€75k€75k=
Major repairs and maintenance162€75k€75k=
Amounts payable17/49€89k€70k▼
Amounts payable after more than one year17€21k€21k=
Financial debts170/4€21k€21k=
Amounts payable within one year42/48€68k€49k▼
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€12k€15k▲
Suppliers440/4€12k€15k▲
Taxes, remuneration and social security45€8k€8k=
Taxes450/3€8k€8k=
Other amounts payable47/48€40k€23k▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€11k€26k▲
Operating profit (loss)9901€6k€21k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€5k€19k▲
Income taxes67/77€2k€19k▲
Profit (loss) for the period9904€3k€103▼
Profit (loss) for the period to be appropriated9905€3k€103▼
Appropriation of the result
Profit (loss) to be appropriated9906€190k€190k▲
Profit (loss) brought forward from the previous period14P€187k€190k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €103 ▼96.8%
Net result drops to €103, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €224k ▲19.2%
2 profitable years in a row build equity to €224k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
O. L. Vrouwstraat 603570 AlkenGround area
1,032 m²
Building footprint
160 m²
Volume, LiDAR
1,270 m³
Parcel 73001B0127/00R000, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
O. L. Vrouwstraat 60, 3570 Alken
since 20012.116.381.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001B0127/00R000 | Flanders | 1,032 m² | 1 · 160 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CLAERHOUT PATRICK
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KESTELYN-DEVOS
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 10,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-02-2001
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.