J.C.D.D.
ActiveJ.C.D.D. has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €627. Equity is growing by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-22
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 9.12 against 4.57 in 2023; short-term debt: 10.2% and cash: 4% of total assets), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.8%
Return on assets
2.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
58 d late
2021
31 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k▲ 2.9%
2023 · €22k
2018: €-8k
2019: €-2k
2020: €5k
2021: €13k
2022: €16k
2023: €22k
2018 → 2024
Total assets
€25k▼ 7.7%
2023 · €27k
2018: €13k
2019: €10k
2020: €15k
2021: €22k
2022: €25k
2023: €27k
2018 → 2024
Net result
€627▼ 88.2%
2023 · €5k
2018: €15k
2019: €6k
2020: €7k
2021: €8k
2022: €4k
2023: €5k
2018 → 2024
Working capital
€20k▲ 10.0%
2023 · €18k
2018: €-16k
2019: €-6k
2020: €3k
2021: €11k
2022: €15k
2023: €18k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€13k▲ 171%€16k▲ 29.6%€22k▲ 32.7%€22k▲ 2.9%
Operating result€9k-€11k▲ 28.9%€6k▼ 50.5%€7k▲ 27.4%€1k▼ 80.8%
Net result€7k-€8k▲ 20.5%€4k▼ 53.1%€5k▲ 43.2%€627▼ 88.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 81% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25k
Fixed assets
€2k▼ 40.4%
Current assets
€23k▼ 3.5%
Equity and liabilities €25k
Equity
€22k▲ 2.9%
Debt
€3k▼ 51.7%
The debt ratio falls from 19.4% to 10.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2023 · €9k
Cash flow
€2k▼
2023 · €7k
Solvency
89.8%▲
2023 · 80.6%
Current ratio
9.12▲
2023 · 4.57
Quick ratio
9.12▲
2023 · 4.57
Debt / equity
0.11▼
2023 · 0.24
ROE
2.8%▼
2023 · 24.7%
ROA
2.5%▼
2023 · 19.9%
Interest coverage
7.46▼
2023 · 56.74
Debt
€3k▼
2023 · €5k
Debt ≤ 1 year
€3k▼
2023 · €5k
Income taxes
€415▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€27k€25k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€24k€23k▼
Amounts receivable within one year40/41€23k€22k▼
Trade receivables40€1k-
Other amounts receivable41€22k€22k▲
Cash at bank and in hand54/58€588€984▲
Equity and liabilities
Total equity and liabilities10/49€27k€25k▼
Equity10/15€22k€22k▲
Contributions10/11€6k€6k=
Reserves13€29k€30k▲
Distributable reserves133€29k€30k▲
Profit (loss) carried forward14€-14k€-14k=
Amounts payable17/49€5k€3k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€638€266▼
Suppliers440/4€638€266▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Income statement
Code20232024
Non-recurring operating income76A-€1
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€584€2k▲
Non-recurring operating charges66A€205€108▼
Gross operating margin9900€10k€5k▼
Operating profit (loss)9901€7k€1k▼
Financial charges65/66B€160€350▲
Recurring financial charges65€160€350▲
Profit (loss) for the period before taxes9903€7k€1k▼
Income taxes67/77€2k€415▼
Profit (loss) for the period9904€5k€627▼
Profit (loss) for the period to be appropriated9905€5k€627▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-13k▼
Profit (loss) brought forward from the previous period14P€-14k€-14k=
Transfer to equity691/2€5k€627▼
To other reserves6921€5k€627▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €627 ▼88.2%
Net result drops to €627, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.32
Current ratio from 0.52 to 1.32; short-term debt falls from €12k to €9k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Désiré Blondiau(S) 537332 Saint-GhislainGround area
2,848 m²
Building footprint
169 m²
Volume, LiDAR
522 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MG Cycles
since 20092.175.306.657
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53001B0343/00A000 | Wallonia | 2,137 m² | 1 · 90 m² | 7.6 m · 2 fl. |
| 53073B1332/00P002 | Wallonia | 712 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Mac Grinding
BE 0791.781.306
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BORICA EUROPE
BE 0835.319.161
Bocholt · Eq €22k
BAT.B
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Schaarbeek · Eq €23k
Of 537 companies in sector 46120 we hold annual accounts for 303. 137 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2009
Fiscal year end31-12
Activities, NACEBEL
46120Wholesale trade
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.