ITSF
ActiveITSF has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €23k. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth63=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.68 in 2024), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
15.9%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
15 d early
2023
6 d early
2022
31 d early
2021
37 d early
2020
5 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€120k▼ 0.2%
2019 · €120k
2019: €120k
2019 → 2020
EBIT margin
13.1%▲ 3.9pp
2019 · 9.2%
2019: 9.2%
2019 → 2020
Net result
€23k▼ 0.2%
2024 · €23k
2019: €7k
2020: €11k
2021: €15k
2022: €13k
2023: €23k
2024: €23k
2019 → 2025
Working capital
€43k▲ 89.5%
2024 · €23k
2019: €15k
2020: €15k
2021: €30k
2022: €44k
2023: €65k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€56k▲ 28.8%€79k▲ 40.5%€101k▲ 28.8%€112k▲ 10.5%
Operating result€22k-€19k▼ 14.5%€32k▲ 74.0%€32k▼ 1.1%€32k▼ 0.1%
Net result€15k-€13k▼ 15.5%€23k▲ 81.4%€23k▼ 0.2%€23k▼ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€69k▼ 12.5%
Current assets
€74k▲ 102%
Equity and liabilities €142k
Equity
€112k▲ 10.5%
Debt
€30k▲ 123%
The debt ratio rises from 11.8% to 21.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€51k▲
2024 · €44k
Cash flow
€42k▲
2024 · €35k
Solvency
78.7%▼
2024 · 88.2%
Current ratio
2.43▼
2024 · 2.68
Quick ratio
2.43▼
2024 · 2.68
Debt / equity
0.27▲
2024 · 0.13
ROE
20.2%▼
2024 · 22.3%
ROA
15.9%▼
2024 · 19.7%
Interest coverage
302.80▼
2024 · 502.37
Debt
€30k▲
2024 · €14k
Debt ≤ 1 year
€30k▲
2024 · €14k
Income taxes
€9k▼
2024 · €9k
Staff costs
€1k▲
2024 · €430
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€142k▲
Fixed assets21/28€79k€69k▼
Tangible fixed assets22/27€79k€69k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€66k€51k▼
Other tangible fixed assets26€9k€12k▲
Current assets29/58€36k€74k▲
Amounts receivable within one year40/41€36k€18k▼
Trade receivables40€31k€16k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€296€55k▲
Deferred charges and accrued income490/1€585€703▲
Equity and liabilities
Total equity and liabilities10/49€115k€142k▲
Equity10/15€101k€112k▲
Contributions10/11€6k€6k=
Reserves13€95k€106k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€95k€106k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€14k€30k▲
Amounts payable within one year42/48€14k€30k▲
Trade debts44€429€1k▲
Suppliers440/4€429€1k▲
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€7k€15k▲
Remuneration and social security454/9-€722
Other amounts payable47/48€6k€13k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€121€717▲
Remuneration, social security and pensions62€430€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€19k▲
Other operating charges640/8€934€1k▲
Gross operating margin9900€45k€53k▲
Operating profit (loss)9901€32k€32k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€88€169▲
Recurring financial charges65€88€169▲
Profit (loss) for the period before taxes9903€32k€32k▼
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€23k€23k▼
Profit (loss) for the period to be appropriated9905€23k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€23k▼
Transfer from equity791/2-€12k
Transfer to equity691/2€23k€23k▼
To other reserves6921€23k€23k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €101k ▲28.8%
6 profitable years in a row build equity to €101k.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €23k ▲81.4%
Operating result €32k, net result €23k, both a record.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
SCHEPERS Filip
CurrentDirector · since 28-12-2023
28-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gildestraat(WIE) 112222 Heist-op-den-BergGround area
478 m²
Building footprint
62 m²
Volume, LiDAR
515 m³
Parcel 12039B0327/00N000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ITSF
since 20172.264.075.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039B0327/00N000 | Flanders | 478 m² | 1 · 62 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2017
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.