ITL
ActiveITL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €34k. Equity is shrinking by ~40.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 26% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▼-37
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.74 in 2024), and 71.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.3%
Return on assets
35.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
30 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 49.2%
2024 · €53k
2023: €70k
2024: €53k
2023 → 2025
Total assets
€96k▼ 16.9%
2024 · €115k
2023: €169k
2024: €115k
2023 → 2025
Net result
€34k▲ 18.2%
2024 · €28k
2023: €35k
2024: €28k
2023 → 2025
Working capital
€15k▼ 65.4%
2024 · €44k
2023: €62k
2024: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€70k-€53k▼ 23.6%€27k▼ 49.2%
Operating result€45k-€37k▼ 17.8%€43k▲ 18.1%
Net result€35k-€28k▼ 17.8%€34k▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€12k▲ 0.3%
Current assets
€84k▼ 18.9%
Equity and liabilities €96k
Equity
€27k▼ 49.2%
Debt
€69k▲ 10.9%
The debt ratio rises from 53.7% to 71.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€52k▲
2024 · €44k
Cash flow
€42k▲
2024 · €36k
Solvency
28.3%▼
2024 · 46.3%
Current ratio
1.22▼
2024 · 1.74
Quick ratio
1.22▼
2024 · 1.74
Debt / equity
2.53▲
2024 · 1.16
ROE
124.1%▲
2024 · 53.3%
ROA
35.1%▲
2024 · 24.7%
Interest coverage
283.06▲
2024 · 93.79
Debt
€69k▲
2024 · €62k
Debt ≤ 1 year
€69k▲
2024 · €59k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€96k▼
Fixed assets21/28€12k€12k▲
Tangible fixed assets22/27€12k€12k▼
Furniture and vehicles24€12k€12k▼
Financial fixed assets28-€70
Current assets29/58€104k€84k▼
Amounts receivable within one year40/41€27k€25k▼
Trade receivables40€26k€25k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€75k€57k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€115k€96k▼
Equity10/15€53k€27k▼
Contributions10/11€2k€2k=
Reserves13-€25k
Distributable reserves133-€25k
Profit (loss) carried forward14€51k-
Amounts payable17/49€62k€69k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€59k€69k▲
Current portion of amounts payable after more than one year42€6k€2k▼
Financial debts43€129€44▼
Credit institutions430/8€129€44▼
Trade debts44€230€3k▲
Suppliers440/4€230€3k▲
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€16k€9k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€38k€51k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€525€609▲
Gross operating margin9900€45k€52k▲
Operating profit (loss)9901€37k€43k▲
Financial income75/76B€682€65▼
Recurring financial income75€682€65▼
Financial charges65/66B€473€183▼
Recurring financial charges65€473€183▼
Profit (loss) for the period before taxes9903€37k€43k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€28k€34k▲
Profit (loss) for the period to be appropriated9905€28k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€85k▼
Profit (loss) brought forward from the previous period14P€68k€51k▼
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7€45k€60k▲
Return on contributions (dividend)694€45k€60k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €28k ▼17.8%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dalemhof 953000 LeuvenGround area
210 m²
Building footprint
83 m²
Volume, LiDAR
425 m³
Parcel 24514A0153/00E002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ITL
since 20202.303.889.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514A0153/00E002 | Flanders | 210 m² | 1 · 83 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SYSCOL
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Avyaan Tech
BE 1025.042.352
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REDeyes
BE 0506.799.660
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GYKO
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Of 3,203 companies in sector 62900 we hold annual accounts for 1,735. 1,209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2020
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.