Checked.be
Active
BE 0773.440.485Private limited company
ITIFAQ GROUP
Bergensesteenweg 423 A ·1600 Sint-Pieters-Leeuw, Belgium· 4 yrs active
Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
(56112)
Conclusion
The computed 12-month bankruptcy probability of ITIFAQ GROUP is 10.9% (high). The 2024 annual accounts show negative equity (€-9k) and a net result of €2k. Equity is shrinking by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 8% of 5650 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €-9k |
| Net result | €2k |
| Better than sector | 8% |
| Active | 4 yrs |
Financial profile
46
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
18
Profitability
20
Solvency
33
Growth
67
Stability
94
Bankruptcy probability (12 mo)
10.9%
High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
18
/ 100
Critical
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~20.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -132.5% | 19.3% | |
| Net result | €2k | €4k | |
| Equity | €-9k | €14k | |
| Gross operating margin | €26k | €52k | |
| Staff costs | €15k | €49k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€155k
+30.7%
22-24
€9k
-
22-24
€2k
-
22-24
€3k
-
22-24
€7k
-11.2%
22-24
€-9k
+14.4%
22-24
€-9k
+26.5%
22-24
€15k
+9.0%
22-24
Show 12 other metrics
€6k
-
22-24
€17k
-13.0%
22-24
€17k
-13.0%
22-24
0.43
+32.3%
22-24
0.43
+32.3%
22-24
-132.5%
+3.6%
22-24
-1.75
-1.6%
22-24
-16.8%
-
22-24
22.2%
-
22-24
1.0%
-
22-24
6.1%
-
22-24
61.76
-
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | €155k |
| EBITDA | €9k |
| Net profit | €2k |
| Cash flow | €3k |
| Staff costs | €15k |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €7k |
| Equity | €-9k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €-9k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.43 |
| Quick ratio | 0.43 |
| Working capital ratio | -132.5% |
| Solvency | -132.5% |
| Debt / equity | -1.75 |
| Long-term debt ratio | - |
| Interest coverage | 61.76 |
| Gross margin | 16.9% |
| Net margin | 1.0% |
| ROA | 22.2% |
| ROE | -16.8% |
| EBITDA margin | 6.1% |
| Days sales outstanding | 10d |
| Days payable outstanding | 40d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €7k |
| Current assets | 29/58 | €7k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €7k |
| Equity | 10/15 | €-9k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-10k |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Turnover | 70 | €155k |
| Gross operating margin | 9900 | €26k |
| Operating result | 9901 | €8k |
| Financial charges | 65 | €153 |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
Daraz UmerDirectorState Gazette act 24141225 (01-10-2024)Current19-09-2024 → present
2 events
- 19-09-2024 Appointed· Director
- 03-01-2024 Resigned· Director
Former directors (1)
-
Syed Fayyaz Hussain KazimiDirectorState Gazette act 24008633 (12-01-2024)Former03-01-2024 → 19-09-2024
2 events
- 19-09-2024 Resigned· Director
- 03-01-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
| NACE primary | Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112) |
| Legal form | Private limited company(610) |
| Incorporation | 02-09-2021 |
| Status | Active |
| Postal code | 1600 |
Establishment units
ITIFAQ GROUP
since 20212.321.491.201
NOOR TANDOORI
since 20252.379.603.109
Esplanade Simone VEIL 1, 4000 Liège
since 20262.387.061.815
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(25%)
Wallonia
1
(25%)
Brussels
2
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,971 m² | 9.7 m · 3 fl. |
| 62814C0006/00G002 | Wallonia | 6,004 m² | - | - |
| 21305B0241/00G002 | Brussels | 107 m² | 1 · 107 m² | 19.7 m · 5 fl. |
| 21305B0204/00F008 | Brussels | 57 m² | 1 · 47 m² | 15.1 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
17-07-2025
NBB filing
Annual accounts filed
2024
01-10-2024
State Gazette act
Capital & shares
02-09-2024
NBB filing
Annual accounts filed
12-01-2024
State Gazette act
Director changes
2023
22-12-2023
NBB filing
Annual accounts filed
25-09-2023
State Gazette act
Capital & shares
11-09-2023
State Gazette act
Capital & shares
2021
10-11-2021
State Gazette act
Capital & shares
Belgian State Gazette reading coverage
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 4
01-10-2024
Capital change
25-09-2023
Capital change
11-09-2023
Capital change
10-11-2021
Capital change
All acts · 5
updated 1 year ago
2024
01-10-2024 Transaction in capital or shares
Technical details
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}12-01-2024 1 director appointed, 1 resigning
- Syed Fayyaz Hussain Kazimi, Bestuurder
- Daraz Umer, Bestuurder
Technical details
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}2023
25-09-2023 Transaction in capital or shares
Technical details
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}11-09-2023 Transaction in capital or shares
Technical details
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}2021
10-11-2021 Transaction in capital or shares
Technical details
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Anderlecht",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2021-11-10",
"filing_date": "2021-10-29",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2021-10-01",
"unanimous": true,
"under_authorized_capital": false,
"underlying_resolution_date": "2021-10-01"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0773.440.485",
"name_full": "ITIFAQ GROUP",
"legal_form": "B.V.",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"expedition",
"plan financier",
"bankattest",
"verslag bedrijfsrevisor"
],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "ALI NIAZ",
"role": "aandeelhouder",
"n_shares": 2,
"share_class": null
},
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Daraz Umer",
"role": "aandeelhouder",
"n_shares": 98,
"share_class": null
},
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "QADEER Muhammad",
"role": "aandeelhouder",
"n_shares": 0,
"share_class": null
}
],
"share_classes_after": []
}Credit advice
Company registry (CBE)
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
| Legal nameNL | ITIFAQ GROUP |
Registered office
Bergensesteenweg 423 A bus 12
1600 Sint-Pieters-Leeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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