IT4U
ActiveIT4U has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €223k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency45▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.73 in 2024; short-term debt: 56.8% and cash: 10.4% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
21.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
88 d early
2023
2 d early
2022
28 d early
2021
95 d early
2020
74 d early
2019
99 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€213k▼ 44.5%
2024 · €383k
2019: €139k
2020: €223k
2021: €262k
2022: €312k
2023: €624k
2024: €383k
2019 → 2025
Total assets
€1.05M▲ 15.5%
2024 · €908k
2019: €553k
2020: €971k
2021: €938k
2022: €792k
2023: €1.27M
2024: €908k
2019 → 2025
Net result
€223k▼ 10.2%
2024 · €248k
2019: €97k
2020: €234k
2021: €89k
2022: €113k
2023: €308k
2024: €248k
2019 → 2025
Working capital
€73k▼ 70.6%
2024 · €247k
2019: €115k
2020: €90k
2021: €52k
2022: €160k
2023: €484k
2024: €247k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€312k▲ 19.3%€624k▲ 100%€383k▼ 38.6%€213k▼ 44.5%
Operating result€121k-€132k▲ 9.2%€419k▲ 217%€353k▼ 15.9%€321k▼ 9.0%
Net result€89k-€113k▲ 28.1%€308k▲ 172%€248k▼ 19.5%€223k▼ 10.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€380k▲ 16.9%
Current assets
€668k▲ 14.7%
Equity and liabilities €1.05M
Equity
€213k▼ 44.5%
Debt
€836k▲ 59.2%
The debt ratio rises from 57.8% to 79.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€438k▼
2024 · €469k
Cash flow
€340k▼
2024 · €364k
Solvency
20.3%▼
2024 · 42.2%
Current ratio
1.12▼
2024 · 1.73
Quick ratio
0.93▼
2024 · 1.48
Debt / equity
3.93▲
2024 · 1.37
ROE
104.7%▲
2024 · 64.7%
ROA
21.2%▼
2024 · 27.3%
Interest coverage
26.84▼
2024 · 37.27
Debt
€836k▲
2024 · €525k
Debt ≤ 1 year
€596k▲
2024 · €336k
Debt > 1 year
€240k▲
2024 · €189k
Income taxes
€82k▼
2024 · €93k
Staff costs
€477k▲
2024 · €403k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€908k€1.05M▲
Fixed assets21/28€325k€380k▲
Intangible fixed assets21€14k€43k▲
Tangible fixed assets22/27€312k€338k▲
Plant, machinery and equipment23€113k€107k▼
Furniture and vehicles24€193k€226k▲
Other tangible fixed assets26€6k€4k▼
Current assets29/58€583k€668k▲
Stocks and contracts in progress3€85k€112k▲
Stocks30/36€85k€112k▲
Amounts receivable within one year40/41€274k€438k▲
Trade receivables40€274k€438k▲
Other amounts receivable41€31€0▼
Cash at bank and in hand54/58€215k€109k▼
Deferred charges and accrued income490/1€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€908k€1.05M▲
Equity10/15€383k€213k▼
Contributions10/11€19k€19k=
Reserves13€365k€194k▼
Tax-exempt reserves132€35k€35k=
Distributable reserves133€329k€159k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€525k€836k▲
Amounts payable after more than one year17€189k€240k▲
Financial debts170/4€189k€240k▲
Amounts payable within one year42/48€336k€596k▲
Current portion of amounts payable after more than one year42€86k€122k▲
Trade debts44€155k€371k▲
Suppliers440/4€155k€371k▲
Taxes, remuneration and social security45€90k€98k▲
Taxes450/3€27k€33k▲
Remuneration and social security454/9€63k€65k▲
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€403k€477k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116k€118k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€879k€924k▲
Operating profit (loss)9901€353k€321k▼
Financial income75/76B€660€403▼
Recurring financial income75€660€403▼
Financial charges65/66B€13k€16k▲
Recurring financial charges65€13k€16k▲
Profit (loss) for the period before taxes9903€341k€305k▼
Income taxes67/77€93k€82k▼
Profit (loss) for the period9904€248k€223k▼
Profit (loss) for the period to be appropriated9905€248k€223k▼
Appropriation of the result
Profit (loss) to be appropriated9906€337k€223k▼
Profit (loss) brought forward from the previous period14P€89k€0▼
Transfer from equity791/2€395k€171k▼
Transfer to equity691/2€243k€0▼
To other reserves6921€243k€0▼
Profit to be distributed694/7€489k€393k▼
Return on contributions (dividend)694€484k€389k▼
Employees696€4k€4k▼
Social balance
Average headcount (FTE)90876.07.1▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €308k ▲172%
Operating result €419k, net result €308k, both a record.
30-06
Financial
Equity above €500kEq €624k ▲100%
5 profitable years in a row build equity to €624k.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet €89k ▼62.2%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €200kEq €223k ▲60.7%
2 profitable years in a row build equity to €223k.
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 2 establishment units since 2011
Ground area
918 m²
Building footprint
127 m²
Volume, LiDAR
721 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
IT4U BV
since 20112.194.500.779
IT4U BV
since 20122.258.919.667
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0743/00M004 | Flanders | 568 m² | 1 · 127 m² | 8.4 m · 2 fl. |
| 34042A0558/00L005 | Flanders | 350 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 750 EUR |
| 2022 | 1 | 750 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,385. 14,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2010
Fiscal year end30-06
Trade name NL
Information Technology Made For You, Information Technology For You, Information Technology 4 U
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.