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ISOSOLUTION

Active
Private limited company·Installatie van isolatie· 2 yrs active
Oude Lichterveldsestraat 2 ·8850 Ardooie, Belgium
KBO/BCE: BE 1007.822.674
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Age2 yrs
Real estate1 parcel · 76 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ISOSOLUTION is 2.4% (moderate). The 2025 annual accounts show equity of €27k and a net result of €27k. Its solvency ranks better than 24% of 2873 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2873 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 03-03-2026, 28 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-08. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-08-2025, that is 31-03-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-08-2025 31-03-2026 03-03-2026 28 d early 2026-00051141

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€1.19M
EBIT margin3.1%
Net result€27k
Working capital€1k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 03-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 20.0% 43.4%
better than 24% of 2873 sector peers
Net result €27k €13k
better than 68% of 2872 sector peers
Equity €27k €44k
better than 36% of 2873 sector peers
Gross operating margin €49k €39k
better than 58% of 2870 sector peers
Staff costs €1k €30k
higher than 20% of 929 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue€1.19M
EBITDA€48k
Net profit€27k
Cash flow€38k
Staff costs€1k
Income taxes€7k
Dividends-
Total assets€137k
Equity€27k
Debt€110k
of which ≤ 1y€110k
of which > 1y-
Working capital€1k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.01
Quick ratio1.01
Working capital ratio0.9%
Solvency20.0%
Debt / equity4.00
Long-term debt ratio-
Interest coverage17.25
Gross margin4.1%
Net margin2.3%
ROA20.0%
ROE100.0%
EBITDA margin4.0%
Days sales outstanding24d
Days payable outstanding33d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€137k
Fixed assets 21/28€26k
Tangible fixed assets 22/27€26k
Current assets 29/58€111k
Amounts receivable within one year 40/41€102k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€137k
Equity 10/15€27k
Accumulated profits (losses) 14€27k
Amounts payable 17/49€110k
Amounts payable within one year 42/48€110k
Trade debts payable within one year 44€103k
Income statement
Turnover 70€1.19M
Gross operating margin 9900€49k
Operating result 9901€37k
Financial charges 65€3k
Result before taxes 9903€34k
Income taxes 67/77€7k
Net result for the period 9904€27k
Result to be appropriated 9905€27k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
70 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Lichterveldsestraat 28850 Ardooie

Establishment units

1 location
ISOSOLUTION SRL
Oude Lichterveldsestraat 2, 8850 ArdooieHerwikkelen van elektromotoren en transformatoren
since 20242.358.009.523
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area76 m²
Buildings1
Building footprint45 m²
Volume (LiDAR)396 m³
Tallest building11.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36001A0962/00D000 Flanders 76 m² 1 · 45 m² 11.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health70Profitability52Solvency25Growth-Stability67
54 / 100

Mixed profile: strong on health, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 70
Profitability 52
Solvency 25
Growth -
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 332 of the 4,234 companies in this sector. 286 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Installatie van isolatie43230Isolatiewerkzaamheden43291Waterdichtingswerken van muren43421Chapewerken43422Overige gespecialiseerde bouwactiviteiten, neg43990Waterdichtingswerken van muren43991Chapewerken43996Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL ISOSOLUTION
Registered office
Oude Lichterveldsestraat 2 bus A1
8850 Ardooie, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.