ISISMART
ActiveSummary
ISISMART has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €12k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency100▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.94 against 3.87 in 2024; short-term debt: 16.8% and cash: 2.5% of total assets), and 17.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €84k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
23 d early
2024
23 d late
2023
33 d early
2022
29 d late
2021
29 d late
2020
16 d early
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 17.1%
2024 · €72k
2018: €102k
2019: €89k
2020: €126k
2021: €99k
2022: €97k
2023: €64k
2024: €72k
2018 → 2025
Total assets
€101k▲ 4.9%
2024 · €97k
2018: €114k
2019: €94k
2020: €236k
2021: €221k
2022: €142k
2023: €95k
2024: €97k
2018 → 2025
Net result
€12k▲ 51.6%
2024 · €8k
2018: €104k
2019: €-11k
2020: €107k
2021: €23k
2022: €22k
2023: €-30k
2024: €8k
2018 → 2025
Working capital
€84k▲ 18.0%
2024 · €71k
2018: €91k
2019: €74k
2020: €113k
2021: €92k
2022: €93k
2023: €63k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€97k▼ 2.9%€64k▼ 34.1%€72k▲ 12.7%€84k▲ 17.1%
Operating result€28k-€28k▼ 0.1%€-31k€9k€12k▲ 46.2%
Net result€23k-€22k▼ 4.3%€-30k€8k€12k▲ 51.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €101k
Equity
€84k ▲ 17.1%
Debt
€17k ▼ 30.2%
Debt's share of the balance-sheet total falls from 25.8% to 17.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €9k
Cash flow
€13k▲
2024 · €9k
Current ratio
5.94▲
2024 · 3.87
Debt to equity
0.21▼
2024 · 0.35
ROE
14.6%▲
2024 · 11.3%
ROA
12.1%▲
2024 · 8.4%
Interest coverage
52.83▲
2024 · 19.57
Debt ≤ 1 year
€17k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€101k▲
Fixed assets21/28€346-
Tangible fixed assets22/27€346-
Furniture and vehicles24€183-
Other tangible fixed assets26€163-
Current assets29/58€96k€101k▲
Amounts receivable within one year40/41€96k€98k▲
Trade receivables40€93k€93k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€507€2k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€97k€101k▲
Equity10/15€72k€84k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€51k€64k▲
Amounts payable17/49€25k€17k▼
Amounts payable within one year42/48€25k€17k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€20k€11k▼
Accrued charges and deferred income492/3-€296
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€588€346▼
Gross operating margin9900€9k€13k▲
Operating profit (loss)9901€9k€12k▲
Financial charges65/66B€467€243▼
Recurring financial charges65€467€243▼
Profit (loss) for the period before taxes9903€8k€12k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€64k▲
Profit (loss) brought forward from the previous period14P€43k€51k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €107k
Net result €107k after one loss-making year.
31-12
Financial
Equity above €100kEq €126k ▲41.5%
Equity rises from €89k to €126k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 17.97
Current ratio from 8.44 to 17.97; short-term debt falls from €12k to €4k.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2016
Ground area
1,522 m²
Building footprint
136 m²
Parcel 25091F0117/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ISISMART
since 20162.258.757.836
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091F0117/00B000 | Wallonia | 1,522 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VersaSense
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Sensify Technologies
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BA-Bap
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Of 2,725 companies in sector 63100 we hold annual accounts for 1,271. 982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.