ISH VERPAKKING

Active

Private limited companyfounded 20242 yrs activeHoge Bokstraat 223, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1008.937.085

The computed 12-month bankruptcy probability of ISH VERPAKKING is 1.8% (moderate). The 2024 annual accounts show equity of €181k and a net result of €31k. Its solvency ranks better than 64% of 15870 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

63 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability81

Solvency82

Growth-

Track record67

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days only on tighter terms

Liquidity ample (current ratio 2.28; short-term debt: 43.1% and cash: 4.8% of total assets), and 43.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

55 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€181k

Total assets

€318k

Net result

€31k

Working capital

€176k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €318k

98.4%

Fixed assets €5k

Current assets €313k

Equity and liabilities €318k

56.9%

43.1%

Equity €181k

Debt €137k

Debt finances 43.1% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€41k

Cash flow

€34k

Solvency

56.9%

Current ratio

2.28

Quick ratio

1.52

Debt / equity

0.76

ROE

17.1%

ROA

9.7%

Interest coverage

115.50

Debt

€137k

Debt ≤ 1 year

€137k

Income taxes

€8k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€318k

Fixed assets21/28€5k

Tangible fixed assets22/27€5k

Plant, machinery and equipment23€5k

Current assets29/58€313k

Stocks and contracts in progress3€105k

Stocks30/36€105k

Amounts receivable within one year40/41€190k

Trade receivables40€86k

Other amounts receivable41€104k

Cash at bank and in hand54/58€15k

Deferred charges and accrued income490/1€3k

Equity and liabilities

Total equity and liabilities10/49€318k

Equity10/15€181k

Contributions10/11€150k

Profit (loss) carried forward14€31k

Amounts payable17/49€137k

Amounts payable within one year42/48€137k

Trade debts44€107k

Suppliers440/4€107k

Taxes, remuneration and social security45€30k

Taxes450/3€30k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k

Other operating charges640/8€1k

Gross operating margin9900€42k

Operating profit (loss)9901€37k

Financial income75/76B€2k

Recurring financial income75€2k

Financial charges65/66B€354

Recurring financial charges65€354

Profit (loss) for the period before taxes9903€39k

Income taxes67/77€8k

Profit (loss) for the period9904€31k

Profit (loss) for the period to be appropriated9905€31k

Appropriation of the result

Profit (loss) to be appropriated9906€31k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

24-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 55 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Sint-Niklaas · 1 establishment unit since 2024

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoge Bokstraat 2239100 Sint-Niklaas

Ground area

720 m²

Building footprint

95 m²

Volume, LiDAR

501 m³