ISC INVEST

Active

Private limited companyfounded 20232 yrs activeRue Pairois 30, 7370 Dour, BelgiumKBO/BCE: BE 1002.269.920

The computed 12-month bankruptcy probability of ISC INVEST is 2.4% (moderate). The 2024 annual accounts show equity of €20k and a net result of €15k. Its solvency ranks better than 61% of 26046 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

67 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency71

Growth-

Track record67

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.72; short-term debt: 54.5% and cash: 22.4% of total assets), and 54.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

45.5%

Return on assets

34.1%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

20 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€20k

Total assets

€44k

Net result

€15k

Working capital

€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €44k

60.8%

39.2%

Fixed assets €27k

Current assets €17k

Equity and liabilities €44k

45.5%

54.5%

Equity €20k

Debt €24k

Debt finances 54.5% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€25k

Cash flow

€21k

Solvency

45.5%

Current ratio

0.72

Quick ratio

0.72

Debt / equity

1.20

ROE

74.8%

ROA

34.1%

Interest coverage

92.62

Debt

€24k

Debt ≤ 1 year

€24k

Income taxes

€4k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€44k

Fixed assets21/28€27k

Tangible fixed assets22/27€27k

Plant, machinery and equipment23€5k

Furniture and vehicles24€21k

Current assets29/58€17k

Amounts receivable within one year40/41€4k

Trade receivables40€113

Other amounts receivable41€4k

Current investments50/53€3k

Cash at bank and in hand54/58€10k

Equity and liabilities

Total equity and liabilities10/49€44k

Equity10/15€20k

Contributions10/11€5k

Profit (loss) carried forward14€15k

Amounts payable17/49€24k

Amounts payable within one year42/48€24k

Trade debts44€9k

Suppliers440/4€9k

Taxes, remuneration and social security45€9k

Taxes450/3€9k

Other amounts payable47/48€6k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k

Other operating charges640/8€7k

Gross operating margin9900€32k

Operating profit (loss)9901€19k

Financial income75/76B€7

Recurring financial income75€7

Financial charges65/66B€271

Recurring financial charges65€271

Profit (loss) for the period before taxes9903€19k

Income taxes67/77€4k

Profit (loss) for the period9904€15k

Profit (loss) for the period to be appropriated9905€15k

Appropriation of the result

Profit (loss) to be appropriated9906€15k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

11-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

30-06-2025 Resigned as Director

Location & real-estate footprint

Registered office, Dour · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Pairois 307370 Dour

Ground area

3,830 m²

Building footprint

505 m²

Volume, LiDAR