IRL CONSULT
ActiveIRL CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €79k. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 12501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 2.0 in 2024), but 51.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.3%
Return on assets
28.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
12 d late
2022
57 d early
2021
50 d early
2020
52 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 47.3%
2024 · €91k
2019: €5k
2020: €22k
2021: €27k
2022: €64k
2023: €75k
2024: €91k
2019 → 2025
Total assets
€279k▲ 27.2%
2024 · €219k
2019: €22k
2020: €292k
2021: €158k
2022: €173k
2023: €252k
2024: €219k
2019 → 2025
Net result
€79k▲ 33.0%
2024 · €60k
2019: €5k
2020: €17k
2021: €6k
2022: €37k
2023: €44k
2024: €60k
2019 → 2025
Working capital
€98k▲ 71.6%
2024 · €57k
2019: €-11k
2020: €-33k
2021: €-12k
2022: €37k
2023: €40k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€64k▲ 132%€75k▲ 18.4%€91k▲ 21.3%€135k▲ 47.3%
Operating result€11k-€57k▲ 429%€61k▲ 7.3%€73k▲ 20.0%€106k▲ 45.2%
Net result€6k-€37k▲ 489%€44k▲ 18.2%€60k▲ 36.7%€79k▲ 33.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 45% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €279k
Fixed assets
€83k▼ 21.0%
Current assets
€196k▲ 71.8%
Equity and liabilities €279k
Equity
€135k▲ 47.3%
Debt
€144k▲ 12.9%
The debt ratio falls from 58.3% to 51.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€142k▲
2024 · €111k
Cash flow
€116k▲
2024 · €97k
Solvency
48.3%▲
2024 · 41.7%
Current ratio
1.99▼
2024 · 2.00
Quick ratio
1.99▼
2024 · 2.00
Debt / equity
1.07▼
2024 · 1.40
ROE
59.0%▼
2024 · 65.4%
ROA
28.5%▲
2024 · 27.3%
Interest coverage
71.04▲
2024 · 43.49
Debt
€144k▲
2024 · €128k
Debt ≤ 1 year
€98k▲
2024 · €57k
Debt > 1 year
€46k▼
2024 · €70k
Income taxes
€34k▲
2024 · €22k
Staff costs
€92k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€279k▲
Fixed assets21/28€105k€83k▼
Intangible fixed assets21€47k€31k▼
Tangible fixed assets22/27€59k€52k▼
Furniture and vehicles24€54k€46k▼
Leasing and similar rights25€2k€2k▼
Other tangible fixed assets26€2k€4k▲
Current assets29/58€114k€196k▲
Amounts receivable after more than one year29€4k€2k▼
Trade receivables290€4k€2k▼
Amounts receivable within one year40/41€98k€181k▲
Trade receivables40€90k€179k▲
Other amounts receivable41€8k€1k▼
Cash at bank and in hand54/58€8k€8k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€219k€279k▲
Equity10/15€91k€135k▲
Reserves13€90k€134k▲
Distributable reserves133€90k€134k▲
Profit (loss) carried forward14€976€976=
Amounts payable17/49€128k€144k▲
Amounts payable after more than one year17€70k€46k▼
Financial debts170/4€60k€36k▼
Other amounts payable178/9€10k€10k=
Amounts payable within one year42/48€57k€98k▲
Current portion of amounts payable after more than one year42€24k€24k▲
Trade debts44€4k€20k▲
Suppliers440/4€4k€6k▲
Bills of exchange payable441-€14k
Taxes, remuneration and social security45€24k€38k▲
Taxes450/3€14k€27k▲
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€5k€16k▲
Accrued charges and deferred income492/3€245-
Income statement
Code20242025
Remuneration, social security and pensions62€73k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€36k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k€33k▲
Other operating charges640/8€800€2k▲
Gross operating margin9900€203k€269k▲
Operating profit (loss)9901€73k€106k▲
Financial income75/76B€11k€9k▼
Recurring financial income75€11k€9k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€82k€113k▲
Income taxes67/77€22k€34k▲
Profit (loss) for the period9904€60k€79k▲
Profit (loss) for the period to be appropriated9905€60k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€80k▲
Profit (loss) brought forward from the previous period14P-€976
Transfer from equity791/2€5k€36k▲
Transfer to equity691/2€20k€79k▲
To other reserves6921€20k€79k▲
Profit to be distributed694/7€44k€36k▼
Return on contributions (dividend)694€44k€36k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
27-03
State Gazette act
General meeting · Incorporation
Founder · Corporate purpose
27-03
State Gazette act
General meeting · Director reappointment
Director resignation · Director appointment
2025
31-12
Financial
Highest result since 2019net €79k ▲33%
Operating result €106k, net result €79k, both a record.
31-12
Financial
Equity above €100kEq €135k ▲47.3%
7 profitable years in a row build equity to €135k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
04-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 2.30
Current ratio from 0.65 to 2.30; short-term debt falls from €34k to €29k.
11-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Forrière(CO) 192A6180 CourcellesGround area
1,503 m²
Building footprint
181 m²
Volume, LiDAR
595 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
IRL CONSULT
since 20192.294.181.048
IRL CONSULT
since 20212.316.569.539
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52064B0037/00V002 | Wallonia | 909 m² | 1 · 70 m² | 9.8 m · 3 fl. |
| 52015C0929/00X002 | Wallonia | 595 m² | 1 · 111 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AEF Consult
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VAN RANST ACCOUNTANCY
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R. Wouters Accountancy
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Fisc-ALEA
BE 0822.706.785
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LUCIDO
BE 1006.144.772
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Of 12,120 companies in sector 69201 we hold annual accounts for 7,598. 6,499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2019
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.