iRetailCheck
iRetailCheck has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-365k) and a net result of €5k. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 39 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
| Equity | €-365k |
| Net result | €5k |
| Better than sector | 11% |
| Active | 13 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -26.1% | 53.4% | |
| Net result | €5k | €16k | |
| Equity | €-365k | €66k | |
| Gross operating margin | €239k | €45k | |
| Total assets | €1.40M | €119k |
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €185k |
| Net profit | €5k |
| Cash flow | €184k |
| Staff costs | €54k |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.40M |
| Equity | €-365k |
| Debt | €1.76M |
| of which ≤ 1y | €1.13M |
| of which > 1y | €630k |
| Working capital | €-502k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.55 |
| Quick ratio | 0.55 |
| Working capital ratio | -35.9% |
| Solvency | -26.1% |
| Debt / equity | -4.83 |
| Long-term debt ratio | -1.73 |
| Interest coverage | 152.10 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.4% |
| ROE | -1.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.40M |
| Fixed assets | 21/28 | €773k |
| Intangible fixed assets | 21 | €768k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €625k |
| Amounts receivable within one year | 40/41 | €452k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.40M |
| Equity | 10/15 | €-365k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €21k |
| Accumulated profits (losses) | 14 | €-392k |
| Amounts payable | 17/49 | €1.76M |
| Amounts payable after one year | 17 | €630k |
| Amounts payable within one year | 42/48 | €1.13M |
| Trade debts payable within one year | 44 | €1.08M |
| Income statement | ||
| Gross operating margin | 9900 | €239k |
| Operating result | 9901 | €7k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €5k |
| Net result for the period | 9904 | €5k |
| Result to be appropriated | 9905 | €5k |
Former directors (1)
-
Former13-02-2020 → 01-12-2025
3 events
- 01-12-2025 Resigned· Director
- 13-02-2020 Resigned· Manager
- 13-02-2020 Appointed· Director
| NACE primary | Manufacture of computer, electronic and optical products(26110) |
| Legal form | Private limited company(610) |
| Incorporation | 28-08-2013 |
| Status | Active |
| Postal code | 2110 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0062/00H002 | Flanders | 3,604 m² | 1 · 1,565 m² | 6.5 m · 2 fl. |
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
04-02-2026 1 director appointed, 1 resigning
- BV Simi Management, Bestuurder
- TOM SYMONS, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "TOM SYMONS",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-01",
"evidence_quote": "De algemene vergadering beslist tot het ontslag van TOM SYMONS, met woonplaats te 2950 Kapellen Koningin Astridlaan 27, als niet-statutaire bestuurder, en dit met ingang op 01/12/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "BV Simi Management",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-01",
"evidence_quote": "De algemene vergadering beslist tot de benoeming van BV Simi Management, met zetel te 2950 Kapellen Koningin Astridlaan 27, als niet-statutaire bestuurder, en dit met ingang op 01/12/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0537.905.085",
"name_full": "IRETAILCHECK",
"legal_form": "BV"
}
}13-02-2020 1 director appointed, 1 resigning
- Tom Symons, Bestuurder
- Tom Symons, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "Tom Symons",
"address": null,
"birth_date": null
},
"evidence_quote": "Ontslag te geven aan de huidige zaakvoerder en onmiddellijke herbenoeming als niet-statutaire bestuurder voor onbepaalde duur: Tom Symons, geboren te Antwerpen op 11 september 1973, wonende te Kapellen."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Tom Symons",
"address": null,
"birth_date": null
},
"evidence_quote": "Ontslag te geven aan de huidige zaakvoerder en onmiddellijke herbenoeming als niet-statutaire bestuurder voor onbepaalde duur: Tom Symons, geboren te Antwerpen op 11 september 1973, wonende te Kapellen."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0537.905.085",
"name_full": "SENECA SOLUTIONS",
"legal_form": "BVBA"
}
}24-01-2017 Registered office moved from Antwerpen to Wijnegem
- Noorderlaan 98, 2030 Antwerpen → Bijkhoevelaan 11, 2110 Wijnegem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Wijnegem",
"region": null,
"street": "Bijkhoevelaan",
"country": "BE",
"postcode": "2110",
"box_number": null,
"street_number": "11"
},
"old_address": {
"city": "Antwerpen",
"region": null,
"street": "Noorderlaan",
"country": "BE",
"postcode": "2030",
"box_number": "10",
"street_number": "98"
},
"effective_date": "2016-12-31",
"evidence_quote": "Er blijkt uit verslag van de zaakvoerder dd 31/12/2016 dat de maatschappelijke zetel te Noorderlaan 98/10, 2030 Antwerpen, wordt overgebracht naar \u0022Bijkhoevelaan 11, 2110 Wijnegem\u0022."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0537.905.085",
"name_full": "SENECA SOLUTIONS",
"legal_form": "BVBA"
}
}13-09-2013 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2030 Antwerpen, Noorderlaan 98 bus 10",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1973-09-11",
"name": "Tom Jeff Sylvia SYMONS",
"niss": null,
"address": "2950 Kapellen, Koningin Astridlaan 27"
},
"share_class": "ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 62,
"holder_person_name": "Tom Jeff Sylvia SYMONS",
"is_subscriber_only": false,
"n_shares_subscribed": 1,
"amount_subscribed_eur": 186,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1946-10-14",
"name": "Lea CARPENTIER",
"niss": null,
"address": "13009 Marseille (Frankrijk), Le Brigantin - 38, All\u00E9e des Pins"
},
"share_class": "ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 6138,
"holder_person_name": "Lea CARPENTIER",
"is_subscriber_only": false,
"n_shares_subscribed": 99,
"amount_subscribed_eur": 18414,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 18600,
"subject_company": {
"kbo": "0537.905.085",
"name_full": "SENECA SOLUTIONS",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2013-08-28",
"post_incorporation_mandates": []
}| Legal nameNL | iRetailCheck |