Summary
Ir. Nikolas Taillieu Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 5527 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 5527 sector peers (2025).
NBB · sector comparisonPosition among 5527 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
13 d early
2023
68 d early
2022
13 d early
2021
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€12k▼ 60.5%
2024 · €31k
2021: €3k
2022: €12k
2023: €31k
2024: €31k
2021 → 2025
Net result
€26k
2024 · €-326
2021: €-2k
2022: €9k
2023: €19k
2024: €-326
2021 → 2025
Total assets
€388k▲ 3.6%
2024 · €374k
2021: €19k
2022: €45k
2023: €45k
2024: €374k
2021 → 2025
Solvency
3.1%▼ 5.1pp
2024 · 8.2%
2021: 15.5%
2022: 27.0%
2023: 68.7%
2024: 8.2%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€12k▲ 315%€31k▲ 154%€31k▼ 1.1%€12k▼ 60.5%
Operating result€-1k-€13k€23k▲ 73.9%€3k▼ 85.9%€47k▲ 1,320%
Net result€-2k-€9k€19k▲ 102%€-326€26k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,320% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €388k
Fixed assets
€317k ▼ 3.0%
Current assets
€71k ▲ 48.4%
Equity and liabilities €388k
Equity
€12k ▼ 60.5%
Debt
€376k ▲ 9.3%
Debt's share of the balance-sheet total rises from 91.8% to 96.9%. Equity is lower and debt is higher.
Key figures and ratios
ROE
215.1%▲
2024 · -1.1%
ROA
6.7%▲
2024 · -0.1%
Debt ≤ 1 year
€133k▲
2024 · €94k
Debt > 1 year
€238k▼
2024 · €248k
Income taxes
€8k▲
2024 · €634
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€374k€388k▲
Fixed assets21/28€327k€317k▼
Tangible fixed assets22/27€327k€317k▼
Land and buildings22€311k€305k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€48k€71k▲
Amounts receivable after more than one year29€10k€10k=
Other amounts receivable291€10k€10k=
Amounts receivable within one year40/41€13k€18k▲
Trade receivables40€910€6k▲
Other amounts receivable41€12k€12k▲
Cash at bank and in hand54/58€24k€42k▲
Deferred charges and accrued income490/1€869€1k▲
Equity and liabilities
Total equity and liabilities10/49€374k€388k▲
Equity10/15€31k€12k▼
Contributions10/11€5k€5k=
Reserves13€26k€7k▼
Distributable reserves133€26k€7k▼
Amounts payable17/49€344k€376k▲
Amounts payable after more than one year17€248k€238k▼
Financial debts170/4€248k€238k▼
Amounts payable within one year42/48€94k€133k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Financial debts43€777€803▲
Credit institutions430/8€777€803▲
Trade debts44€809€2k▲
Suppliers440/4€809€2k▲
Taxes, remuneration and social security45€8k€18k▲
Taxes450/3€8k€18k▲
Other amounts payable47/48€75k€102k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€11k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€49k€60k▲
Operating profit (loss)9901€3k€47k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€5k€14k▲
Recurring financial charges65€5k€14k▲
Profit (loss) for the period before taxes9903€308€34k▲
Income taxes67/77€634€8k▲
Profit (loss) for the period9904€-326€26k▲
Profit (loss) for the period to be appropriated9905€-326€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-326€26k▲
Transfer from equity791/2€326€26k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.15 to 2.41; short-term debt falls from €33k to €14k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfons Pieterslaan 1018400 OostendeGround area
2,503 m²
Building footprint
441 m²
Volume, LiDAR
8,714 m³
2 parcels, Flanders · tallest building 24.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
IRNTM
since 20212.313.689.629
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0663/00F002 | Flanders | 2,156 m² | 1 · 95 m² | 11.8 m · 4 fl. |
| 35386D0207/00B002 | Flanders | 346 m² | 1 · 346 m² | 24.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CARENZA
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 5,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.