IR.-ARCH. BENOIT CALLENS
ActiveSummary
IR.-ARCH. BENOIT CALLENS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €15k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 27% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-2
Solvency52▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.77 against 2.27 in 2024; short-term debt: 13.2% and cash: 1.9% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
28 d late
2022
25 d late
2021
2 d early
2020
2 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 39.0%
2024 · €130k
2018: €34k
2019: €59k
2020: €88k
2021: €100k
2022: €95k
2023: €113k
2024: €130k
2018 → 2025
Total assets
€289k▼ 19.8%
2024 · €360k
2018: €45k
2019: €355k
2020: €362k
2021: €359k
2022: €340k
2023: €363k
2024: €360k
2018 → 2025
Net result
€15k▼ 36.0%
2024 · €23k
2018: €-152
2019: €25k
2020: €29k
2021: €12k
2022: €8k
2023: €24k
2024: €23k
2018 → 2025
Working capital
€-9k
2024 · €45k
2018: €30k
2019: €23k
2020: €31k
2021: €37k
2022: €29k
2023: €29k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€95k▼ 4.7%€113k▲ 18.7%€130k▲ 14.9%€79k▼ 39.0%
Operating result€22k-€14k▼ 32.9%€40k▲ 175%€39k▼ 3.0%€27k▼ 30.0%
Net result€12k-€8k▼ 27.7%€24k▲ 190%€23k▼ 4.1%€15k▼ 36.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€259k ▼ 7.3%
Current assets
€29k ▼ 63.4%
Equity and liabilities €289k
Equity
€79k ▼ 39.0%
Debt
€210k ▼ 8.9%
Debt's share of the balance-sheet total rises from 64.0% to 72.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €64k
Cash flow
€40k▼
2024 · €48k
Current ratio
0.77▼
2024 · 2.27
Debt to equity
2.65▲
2024 · 1.78
ROE
18.8%▲
2024 · 17.9%
ROA
5.2%▼
2024 · 6.5%
Interest coverage
8.95▼
2024 · 9.22
Debt ≤ 1 year
€38k▲
2024 · €35k
Debt > 1 year
€171k▼
2024 · €195k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€360k€289k▼
Fixed assets21/28€280k€259k▼
Tangible fixed assets22/27€280k€259k▼
Land and buildings22€238k€232k▼
Plant, machinery and equipment23€874€3k▲
Furniture and vehicles24€41k€25k▼
Current assets29/58€80k€29k▼
Amounts receivable within one year40/41€54k€22k▼
Trade receivables40€16k€7k▼
Other amounts receivable41€38k€15k▼
Cash at bank and in hand54/58€24k€6k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€360k€289k▼
Equity10/15€130k€79k▼
Contributions10/11€6k€6k=
Reserves13€123k€73k▼
Distributable reserves133€123k€73k▼
Profit (loss) carried forward14€203€203=
Amounts payable17/49€230k€210k▼
Amounts payable after more than one year17€195k€171k▼
Financial debts170/4€195k€171k▼
Amounts payable within one year42/48€35k€38k▲
Current portion of amounts payable after more than one year42€23k€25k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Accrued charges and deferred income492/3€66€67▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€66k€54k▼
Operating profit (loss)9901€39k€27k▼
Financial income75/76B€156€128▼
Recurring financial income75€156€128▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€32k€21k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€23k€15k▼
Profit (loss) for the period to be appropriated9905€23k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€15k▼
Profit (loss) brought forward from the previous period14P€7k€203▼
Transfer from equity791/2-€65k
Transfer to equity691/2€23k€15k▼
To other reserves6921€23k€15k▼
Profit to be distributed694/7€7k€65k▲
Return on contributions (dividend)694-€65k
Directors or managers695€7k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €113k ▲18.7%
5 profitable years in a row build equity to €113k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29k ▲17.8%
Operating result €47k, net result €29k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rostynedreef 409880 AalterGround area
2,310 m²
Building footprint
200 m²
Volume, LiDAR
1,761 m³
Parcel 44502C0804/02K000, Flanders · tallest building 26.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rostynedreef 40, 9880 Aalter
since 20122.211.245.751
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0804/02K000 | Flanders | 2,310 m² | 1 · 200 m² | 26.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MUA
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ABSOLUUT ARCHITECTEN
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Argré
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Monoliet Architectuur
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,486 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.