iOXA Consulting
ActiveSummary
iOXA Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €93k and a net result of €91k. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▼-4
Solvency47▼-53
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.28 against 4.86 in 2023; short-term debt: 77.8% and cash: 98.8% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 20782 sector peers (2024).
NBB · sector comparisonPosition among 20782 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
114 d late
2022
92 d late
2021
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€93k▼ 67.1%
2023 · €283k
2021: €87k
2022: €186k
2023: €283k
2021 → 2024
Total assets
€419k▲ 17.6%
2023 · €356k
2021: €123k
2022: €243k
2023: €356k
2021 → 2024
Net result
€91k▼ 6.0%
2023 · €97k
2021: €85k
2022: €99k
2023: €97k
2021 → 2024
Working capital
€91k▼ 67.7%
2023 · €282k
2021: €87k
2022: €185k
2023: €282k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€87k-€186k▲ 113%€283k▲ 51.9%€93k▼ 67.1%
Operating result€107k-€133k▲ 24.1%€129k▼ 2.5%€123k▼ 5.0%
Net result€85k-€99k▲ 16.1%€97k▼ 2.3%€91k▼ 6.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €419k
Fixed assets
€2k ▲ 99.3%
Current assets
€417k ▲ 17.4%
Equity and liabilities €419k
Equity
€93k ▼ 67.1%
Debt
€326k ▲ 346%
Debt's share of the balance-sheet total rises from 20.5% to 77.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€124k▼
2023 · €130k
Cash flow
€92k▼
2023 · €97k
Current ratio
1.28▼
2023 · 4.86
Debt to equity
3.50▲
2023 · 0.26
ROE
97.8%▲
2023 · 34.2%
ROA
21.7%▼
2023 · 27.2%
Interest coverage
992.69▲
2023 · 691.63
Debt ≤ 1 year
€326k▲
2023 · €73k
Income taxes
€32k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€356k€419k▲
Fixed assets21/28€968€2k▲
Tangible fixed assets22/27€968€2k▲
Furniture and vehicles24€968€2k▲
Current assets29/58€355k€417k▲
Amounts receivable within one year40/41€13k€3k▼
Trade receivables40€11k-
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€342k€414k▲
Deferred charges and accrued income490/1€252€258▲
Equity and liabilities
Total equity and liabilities10/49€356k€419k▲
Equity10/15€283k€93k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€281k€91k▼
Amounts payable17/49€73k€326k▲
Amounts payable within one year42/48€73k€326k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€65k€39k▼
Taxes450/3€65k€39k▼
Other amounts payable47/48€5k€285k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€704€859▲
Other operating charges640/8-€776
Gross operating margin9900€130k€125k▼
Operating profit (loss)9901€129k€123k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€188€125▼
Recurring financial charges65€188€125▼
Profit (loss) for the period before taxes9903€129k€123k▼
Income taxes67/77€32k€32k▼
Profit (loss) for the period9904€97k€91k▼
Profit (loss) for the period to be appropriated9905€97k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€281k€372k▲
Profit (loss) brought forward from the previous period14P€184k€281k▲
Profit to be distributed694/7-€281k
Return on contributions (dividend)694-€281k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 114 days late
2023
31-12
Financial
Equity above €200kEq €283k ▲51.9%
3 profitable years in a row build equity to €283k.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Highest result since 2021net €99k ▲16.1%
Operating result €133k, net result €99k, both a record.
31-12
Financial
Equity above €150kEq €186k ▲113%
2 profitable years in a row build equity to €186k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Magnolialaan 81601 Sint-Pieters-LeeuwGround area
209 m²
Building footprint
71 m²
Parcel 23582E0680/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
iOXA Consulting
since 20202.310.346.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0680/00R000 | Flanders | 209 m² | 1 · 71 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GEDENCIA
BE 1008.334.202
Dilbeek · Eq €92,949
BUREAU INFORMATIQUE DE LOGICIELS DE DÉMATÉRIALISATION
BE 0464.285.748
Liège · Eq €92,948
KENOBI
BE 0835.997.468
Wommelgem · Eq €92,979
WELD-IT
BE 0780.655.604
Overijse · Eq €92,985
IT - IEMO CONSULTING
BE 0678.657.530
Ledegem · Eq €92,927
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,587 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Abbreviation NL
iOXA
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.