Introw
ActiveSummary
The annual accounts of Introw for fiscal year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €2.15M and a net result of €-306k. Its solvency ranks better than 53% of 17090 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▲+8
Solvency88▲+5
Growth52
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.17 against 2.06 in 2024; short-term debt: 8.3% and cash: 59.6% of total assets), and 37.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
-8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.15M▲ 266%
2024 · €587k
2024: €587k
2025: €2.15M▲ +266% vs 2024
2024 → 2025
Total assets
€3.43M▲ 239%
2024 · €1.01M
2024: €1.01M
2025: €3.43M▲ +239% vs 2024
2024 → 2025
Net result
€-306k▼ 16.2%
2024 · €-263k
2024: €-263k
2025: €-306k▼ -16.2% vs 2024
2024 → 2025
Working capital
€2.61M▲ 578%
2024 · €384k
2024: €384k
2025: €2.61M▲ +578% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€587k-€2.15M▲ 266%
2024: €587k
2025: €2.15M▲ +266% vs 2024
Operating result€-355k-€-398k▼ 12.2%
2024: €-355k
2025: €-398k▼ -12.2% vs 2024
Net result€-263k-€-306k▼ 16.2%
2024: €-263k
2025: €-306k▼ -16.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €398k in 2025 against €355k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.43M
Fixed assets
€543k ▲ 105%
Current assets
€2.89M ▲ 287%
Equity and liabilities €3.43M
Equity
€2.15M ▲ 266%
Debt
€1.29M ▲ 202%
Debt's share of the balance-sheet total falls from 42.1% to 37.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-295k▲
2024 · €-306k
Cash flow
€-203k▲
2024 · €-214k
Current ratio
10.17▲
2024 · 2.06
Debt to equity
0.60▼
2024 · 0.73
ROE
-14.3%▲
2024 · -44.9%
ROA
-8.9%▲
2024 · -26.0%
Interest coverage
-11.62▲
2024 · -103.97
Debt ≤ 1 year
€284k▼
2024 · €363k
Debt > 1 year
€132k
Income taxes
€-5k▼
2024 · €229
Staff costs
€467k▲
2024 · €192k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€3.43M▲
Fixed assets21/28€265k€543k▲
Intangible fixed assets21€255k€513k▲
Tangible fixed assets22/27€10k€30k▲
Land and buildings22€6k€11k▲
Plant, machinery and equipment23€5k€13k▲
Furniture and vehicles24-€7k
Current assets29/58€748k€2.89M▲
Amounts receivable within one year40/41€386k€760k▲
Trade receivables40€309k€295k▼
Other amounts receivable41€77k€465k▲
Cash at bank and in hand54/58€345k€2.05M▲
Deferred charges and accrued income490/1€16k€85k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€3.43M▲
Equity10/15€587k€2.15M▲
Contributions10/11€616k€2.59M▲
Profit (loss) carried forward14€-263k€-570k▼
Investment grants15€234k€126k▼
Amounts payable17/49€426k€1.29M▲
Amounts payable after more than one year17-€132k
Financial debts170/4-€132k
Amounts payable within one year42/48€363k€284k▼
Current portion of amounts payable after more than one year42-€18k
Trade debts44€316k€184k▼
Suppliers440/4€316k€184k▼
Taxes, remuneration and social security45€48k€83k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9€44k€74k▲
Accrued charges and deferred income492/3€62k€870k▲
Income statement
Code20242025
Remuneration, social security and pensions62€192k€467k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€104k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€-112k€177k▲
Operating profit (loss)9901€-355k€-398k▼
Financial income75/76B€95k€112k▲
Recurring financial income75€95k€112k▲
Financial charges65/66B€3k€25k▲
Recurring financial charges65€3k€25k▲
Profit (loss) for the period before taxes9903€-263k€-311k▼
Income taxes67/77€229€-5k▼
Profit (loss) for the period9904€-263k€-306k▼
Profit (loss) for the period to be appropriated9905€-263k€-306k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-263k€-570k▼
Profit (loss) brought forward from the previous period14P-€-263k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €192k | €467k | ▲ 143% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50k | €104k | ▲ 109% |
| Other operating charges640/8 | €1k | €4k | ▲ 182% |
| Gross operating margin9900 | €-112k | €177k | ▲ 258% |
| Operating profit (loss)9901 | €-355k | €-398k | ▼ 12.2% |
| Financial income75/76B | €95k | €112k | ▲ 18.3% |
| Recurring financial income75 | €95k | €112k | ▲ 18.3% |
| Financial charges65/66B | €3k | €25k | ▲ 764% |
| Recurring financial charges65 | €3k | €25k | ▲ 764% |
| Profit (loss) for the period before taxes9903 | €-263k | €-311k | ▼ 18.3% |
| Income taxes67/77 | €229 | €-5k | ▼ 2,373% |
| Profit (loss) for the period9904 | €-263k | €-306k | ▼ 16.2% |
| Profit (loss) for the period to be appropriated9905 | €-263k | €-306k | ▼ 16.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.01M | €3.43M | ▲ 239% |
| Fixed assets21/28 | €265k | €543k | ▲ 105% |
| Intangible fixed assets21 | €255k | €513k | ▲ 101% |
| Tangible fixed assets22/27 | €10k | €30k | ▲ 198% |
| Land and buildings22 | €6k | €11k | ▲ 91.6% |
| Plant, machinery and equipment23 | €5k | €13k | ▲ 180% |
| Furniture and vehicles24 | - | €7k | - |
| Current assets29/58 | €748k | €2.89M | ▲ 287% |
| Amounts receivable within one year40/41 | €386k | €760k | ▲ 96.8% |
| Trade receivables40 | €309k | €295k | ▼ 4.7% |
| Other amounts receivable41 | €77k | €465k | ▲ 504% |
| Cash at bank and in hand54/58 | €345k | €2.05M | ▲ 492% |
| Deferred charges and accrued income490/1 | €16k | €85k | ▲ 425% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.01M | €3.43M | ▲ 239% |
| Equity10/15 | €587k | €2.15M | ▲ 266% |
| Contributions10/11 | €616k | €2.59M | ▲ 320% |
| Profit (loss) carried forward14 | €-263k | €-570k | ▼ 116% |
| Investment grants15 | €234k | €126k | ▼ 46.2% |
| Amounts payable17/49 | €426k | €1.29M | ▲ 202% |
| Amounts payable after more than one year17 | - | €132k | - |
| Financial debts170/4 | - | €132k | - |
| Amounts payable within one year42/48 | €363k | €284k | ▼ 21.8% |
| Current portion of amounts payable after more than one year42 | - | €18k | - |
| Trade debts44 | €316k | €184k | ▼ 41.9% |
| Suppliers440/4 | €316k | €184k | ▼ 41.9% |
| Taxes, remuneration and social security45 | €48k | €83k | ▲ 74.2% |
| Taxes450/3 | €3k | €9k | ▲ 171% |
| Remuneration and social security454/9 | €44k | €74k | ▲ 66.6% |
| Accrued charges and deferred income492/3 | €62k | €870k | ▲ 1,294% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-263k | €-306k | ▼ 16.2% |
| + Depreciation and write-downs630 | €50k | €104k | ▲ 109% |
| Operating cash flow (approximation) | €-214k | €-203k | ▲ 5.2% |
| Investment in fixed assets (approximation) | - | €-381k | - |
| Change in cash | - | €1.70M | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 10.17
Current ratio from 2.06 to 10.17; short-term debt falls from €363k to €284k.
31-12
Financial
Equity above €2MEq €2.15M ▲266%
Equity rises from €587k to €2.15M.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Ground area
763 m²
Building footprint
763 m²
Volume, LiDAR
9,295 m³
Parcel 44021A2735/00N003, Flanders · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Introw
since 20232.342.072.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A2735/00N003 | Flanders | 763 m² | 1 · 763 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 7 entries · 685,013 EUR awarded · 268,680 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 351,680 EUR | 1,680 EUR |
| 2024 | 1 | 0 EUR | 129,000 EUR |
| 2023 | 2 | 333,333 EUR | 138,000 EUR |
Schemes
Subsidie 'Schaalklaar'
Ontwikkelingsproject
Subsidies voor internationaal ondernemen
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 2,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.