intimo
ActiveSummary
intimo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €4k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-4
Solvency45=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.9 in 2024; short-term debt: 43.1% and cash: 1.8% of total assets), and 79.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
3 d early
2023
28 d late
2022
26 d early
2021
5 d early
2020
5 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 3.2%
2024 · €127k
Total assets
€649k▲ 2.2%
2024 · €635k
Net result
€4k▼ 48.6%
2024 · €8k
Working capital
€-44k▼ 79.2%
2024 · €-24k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12k▼ 56.3%€24k▲ 106%€23k▼ 6.0%€32k▲ 39.0%€22k▼ 29.7%
Net result€-2k€9k€4k▼ 61.1%€8k▲ 122%€4k▼ 48.6%
Equity€107k▼ 2.2%€116k▲ 8.5%€120k▲ 3.0%€127k▲ 6.6%€131k▲ 3.2%
Total assets€685k▼ 8.3%€681k▼ 0.6%€659k▼ 3.2%€635k▼ 3.7%€649k▲ 2.2%
Debt€578k▼ 9.4%€565k▼ 2.3%€540k▼ 4.4%€508k▼ 5.9%€518k▲ 2.0%
Working capital€9k▼ 71.5%€-4k€-18k▼ 366%€-24k▼ 33.3%€-44k▼ 79.2%
Staff (FTE)0.2▼ 50.0%0.7
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €649k
Fixed assets
€413k ▼ 3.0%
Current assets
€236k ▲ 12.9%
Equity and liabilities €649k
Equity
€131k ▲ 3.2%
Debt
€518k ▲ 2.0%
Debt's share of the balance-sheet total falls from 79.9% to 79.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €55k
Cash flow
€23k▼
2024 · €31k
Current ratio
0.84▼
2024 · 0.90
Quick ratio
0.05▼
2024 · 0.06
Debt to equity
3.94▼
2024 · 3.98
ROE
3.1%▼
2024 · 6.2%
ROA
0.6%▼
2024 · 1.2%
Interest coverage
2.06▼
2024 · 2.52
Debt ≤ 1 year
€280k▲
2024 · €234k
Debt > 1 year
€238k▼
2024 · €274k
Income taxes
€2k▼
2024 · €3k
Staff costs
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4k | €5k | €8k | €3k | €10k | ▲ 239% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €26k | €24k | €23k | €19k | ▼ 16.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €10k | €2k | €3k | ▲ 80.0% |
| Other operating charges640/8 | €952 | €967 | €2k | €3k | €2k | ▼ 40.4% |
| Gross operating margin9900 | €44k | €57k | €66k | €62k | €56k | ▼ 9.9% |
| Operating profit (loss)9901 | €12k | €24k | €23k | €32k | €22k | ▼ 29.7% |
| Financial income75/76B | €2k | €2k | €1k | €969 | €4k | ▲ 279% |
| Recurring financial income75 | €2k | €2k | €1k | €969 | €4k | ▲ 279% |
| Financial charges65/66B | €17k | €16k | €19k | €22k | €20k | ▼ 7.4% |
| Recurring financial charges65 | €17k | €16k | €19k | €22k | €20k | ▼ 7.4% |
| Profit (loss) for the period before taxes9903 | €-2k | €11k | €5k | €11k | €6k | ▼ 46.7% |
| Income taxes67/77 | - | €2k | €2k | €3k | €2k | ▼ 41.6% |
| Profit (loss) for the period9904 | €-2k | €9k | €4k | €8k | €4k | ▼ 48.6% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €9k | €4k | €8k | €4k | ▼ 48.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €685k | €681k | €659k | €635k | €649k | ▲ 2.2% |
| Fixed assets21/28 | €497k | €473k | €449k | €426k | €413k | ▼ 3.0% |
| Intangible fixed assets21 | - | €2k | €1k | €1k | €624 | ▼ 39.0% |
| Tangible fixed assets22/27 | €497k | €471k | €447k | €425k | €412k | ▼ 2.9% |
| Land and buildings22 | €492k | €468k | €445k | €424k | €407k | ▼ 3.9% |
| Plant, machinery and equipment23 | €5k | €3k | €2k | €831 | €5k | ▲ 534% |
| Current assets29/58 | €188k | €208k | €210k | €209k | €236k | ▲ 12.9% |
| Stocks and contracts in progress3 | €166k | €187k | €187k | €195k | €223k | ▲ 14.3% |
| Stocks30/36 | €166k | €187k | €187k | €195k | €223k | ▲ 14.3% |
| Amounts receivable within one year40/41 | €149 | €462 | €593 | €1k | €1k | ▼ 15.2% |
| Trade receivables40 | €123 | €431 | €593 | €600 | €360 | ▼ 40.0% |
| Other amounts receivable41 | €26 | €30 | - | €801 | €827 | ▲ 3.3% |
| Cash at bank and in hand54/58 | €21k | €8k | €8k | €8k | €12k | ▲ 38.8% |
| Deferred charges and accrued income490/1 | €185 | €13k | €15k | €4k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €685k | €681k | €659k | €635k | €649k | ▲ 2.2% |
| Equity10/15 | €107k | €116k | €120k | €127k | €131k | ▲ 3.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €91k | €97k | €101k | €109k | €113k | ▲ 3.7% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €89k | €96k | €101k | €109k | €113k | ▲ 3.7% |
| Profit (loss) carried forward14 | €-2k | - | - | - | - | - |
| Amounts payable17/49 | €578k | €565k | €540k | €508k | €518k | ▲ 2.0% |
| Amounts payable after more than one year17 | €398k | €353k | €311k | €274k | €238k | ▼ 13.2% |
| Financial debts170/4 | €398k | €353k | €311k | €274k | €238k | ▼ 13.2% |
| Amounts payable within one year42/48 | €179k | €212k | €229k | €234k | €280k | ▲ 19.8% |
| Current portion of amounts payable after more than one year42 | €48k | €46k | €42k | €37k | €36k | ▼ 2.6% |
| Financial debts43 | €50k | €50k | €50k | €50k | €100k | ▲ 100% |
| Credit institutions430/8 | €50k | €50k | €50k | €50k | €100k | ▲ 100% |
| Trade debts44 | €16k | €25k | €36k | €26k | €17k | ▼ 33.9% |
| Suppliers440/4 | €16k | €25k | €36k | €26k | €17k | ▼ 33.9% |
| Taxes, remuneration and social security45 | €24k | €25k | €21k | €28k | €24k | ▼ 14.0% |
| Taxes450/3 | €21k | €22k | €17k | €25k | €20k | ▼ 18.2% |
| Remuneration and social security454/9 | €3k | €3k | €5k | €3k | €4k | ▲ 20.1% |
| Other amounts payable47/48 | €41k | €66k | €79k | €93k | €103k | ▲ 10.6% |
| Accrued charges and deferred income492/3 | €506 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €9k | €4k | €8k | €4k | ▼ 48.6% |
| + Depreciation and write-downs630 | €28k | €26k | €24k | €23k | €19k | ▼ 16.5% |
| Operating cash flow (approximation) | €25k | €35k | €27k | €31k | €23k | ▼ 24.6% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €0 | €-7k | - |
| Change in cash | - | €-13k | €-118 | €468 | €3k | ▲ 592% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €109k ▲10.7%
3 profitable years in a row build equity to €109k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €17k ▲400%
Net result €17k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2014
Ground area
1,267 m²
Building footprint
626 m²
Volume, LiDAR
2,556 m³
Parcel 13434F0700/00H002, Flanders · tallest building 32.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
L'Intimo
since 20142.234.694.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0700/00H002 | Flanders | 1,266 m² | 1 · 626 m² | 32.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 6,498 companies in sector 47716 we hold annual accounts for 2,439. 1,867 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47714Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46412Wholesale of household textiles and bedding
46422Wholesale trade
47512Retail sale of household textiles and bedding
Scores and ratios are computed by Checked and are not a credit decision.