INTEX
ActiveINTEX has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €15k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-16
Solvency87▲+10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.24 in 2024; short-term debt: 26.4% and cash: 29.7% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
64 d early
2023
62 d early
2022
on the day
2021
48 d early
2020
45 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 7.1%
2024 · €207k
2018: €192k
2019: €125k
2020: €147k
2021: €150k
2022: €168k
2023: €183k
2024: €207k
2018 → 2025
Total assets
€356k▼ 11.2%
2024 · €402k
2018: €337k
2019: €356k
2020: €408k
2021: €372k
2022: €432k
2023: €343k
2024: €402k
2018 → 2025
Net result
€15k▼ 78.4%
2024 · €68k
2018: €27k
2019: €871
2020: €21k
2021: €3k
2022: €18k
2023: €15k
2024: €68k
2018 → 2025
Working capital
€63k▲ 138%
2024 · €26k
2018: €56k
2019: €-23k
2020: €2k
2021: €19k
2022: €58k
2023: €55k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€168k▲ 11.8%€183k▲ 8.7%€207k▲ 13.6%€222k▲ 7.1%
Operating result€9k-€30k▲ 239%€30k▼ 0.5%€102k▲ 238%€27k▼ 73.5%
Net result€3k-€18k▲ 407%€15k▼ 17.2%€68k▲ 362%€15k▼ 78.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€199k▼ 24.6%
Current assets
€157k▲ 14.5%
Equity and liabilities €356k
Equity
€222k▲ 7.1%
Debt
€134k▼ 30.8%
The debt ratio falls from 48.4% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €159k
Cash flow
€82k▼
2024 · €125k
Solvency
62.3%▲
2024 · 51.6%
Current ratio
1.67▲
2024 · 1.24
Quick ratio
1.39▲
2024 · 1.04
Debt / equity
0.61▼
2024 · 0.94
ROE
6.6%▼
2024 · 32.7%
ROA
4.1%▼
2024 · 16.9%
Interest coverage
25.25▼
2024 · 43.64
Debt
€134k▼
2024 · €194k
Debt ≤ 1 year
€94k▼
2024 · €111k
Debt > 1 year
€40k▼
2024 · €84k
Income taxes
€9k▼
2024 · €31k
Staff costs
€53k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€402k€356k▼
Fixed assets21/28€265k€199k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€265k€199k▼
Land and buildings22€85k€76k▼
Plant, machinery and equipment23€107k€73k▼
Furniture and vehicles24€32k€24k▼
Leasing and similar rights25€40k€26k▼
Current assets29/58€137k€157k▲
Stocks and contracts in progress3€22k€26k▲
Stocks30/36€11k€11k▲
Contracts in progress37€12k€15k▲
Amounts receivable within one year40/41€8k€15k▲
Trade receivables40€173€3k▲
Other amounts receivable41€8k€12k▲
Cash at bank and in hand54/58€96k€106k▲
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€402k€356k▼
Equity10/15€207k€222k▲
Contributions10/11€19k€19k=
Reserves13€189k€203k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€26k€26k=
Distributable reserves133€163k€178k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€194k€134k▼
Amounts payable after more than one year17€84k€40k▼
Financial debts170/4€84k€40k▼
Amounts payable within one year42/48€111k€94k▼
Current portion of amounts payable after more than one year42€47k€43k▼
Trade debts44€13k€27k▲
Suppliers440/4€13k€27k▲
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€5k€828▼
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€43k€21k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€51k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€67k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€9k€8k▼
Gross operating margin9900€219k€155k▼
Operating profit (loss)9901€102k€27k▼
Financial income75/76B€877€0▼
Recurring financial income75€877€0▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€99k€23k▼
Income taxes67/77€31k€9k▼
Profit (loss) for the period9904€68k€15k▼
Profit (loss) for the period to be appropriated9905€68k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€15k▼
Transfer from equity791/2€43k€0▼
Transfer to equity691/2€68k€15k▼
To other reserves6921€68k€15k▼
Profit to be distributed694/7€43k€0▼
Return on contributions (dividend)694€43k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €68k ▲362%
Operating result €102k, net result €68k, both a record.
31-12
Financial
Equity above €200kEq €207k ▲13.6%
7 profitable years in a row build equity to €207k.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €150k ▲2.4%
4 profitable years in a row build equity to €150k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Weakest financial yearnet €871 ▼96.7%
Net result drops to €871, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Cecilialaan 73110 RotselaarGround area
951 m²
Building footprint
152 m²
Volume, LiDAR
672 m³
Parcel 24094D0744/02_000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTEX
since 19902.047.190.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094D0744/02_000 | Flanders | 951 m² | 1 · 152 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 2,820 EUR awarded · 2,820 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,820 EUR | 2,820 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,499 companies in sector 31004 we hold annual accounts for 620. 475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-1990
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.