Age5 yrs
Real estate2 parcels · 511 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of INTERVAS CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €71k and a net result of €59k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 74% of 2873 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 08-01-2026 | 23 d early | 2026-00006362 |
| 30-06-2024 | 31-01-2025 | 28-01-2025 | 3 d early | 2025-00029969 |
| 30-06-2023 | 31-01-2024 | 10-01-2024 | 21 d early | 2024-00001886 |
| 30-06-2022 | 31-01-2023 | 30-01-2023 | 1 d early | 2023-00018371 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.0%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€59k+176.1%
Working capital€63k+405.6%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 08-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 64.7% | 43.4% | |
| Net result | €59k | €13k | |
| Equity | €71k | €44k | |
| Gross operating margin | €81k | €39k | |
| Total assets | €110k | €115k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P74
Improving position over 2022-2025
· n=2873-11088
P86
Improving position over 2022-2025
· n=2872-11070
P67
Improving position over 2022-2025
· n=2873-11091
P73
Improving position over 2022-2025
· n=2870-11060
Describes the position versus peers, not a forecast.
€81k
-
22-25
€59k
+176.1%
22-25
€59k
-
22-25
€110k
+307.4%
22-25
€71k
+471.6%
22-25
€63k
+405.6%
22-25
€23k
+660.5%
22-25
€39k
+166.9%
22-25
€39k
+166.9%
22-25
2.62
+41.3%
22-25
2.62
+41.3%
22-25
64.7%
+40.3%
22-25
0.55
-53.3%
22-25
82.5%
-51.7%
22-25
53.4%
-32.2%
22-25
1072.95
-
22-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €81k |
| Net profit | €59k |
| Cash flow | €59k |
| Staff costs | - |
| Income taxes | €23k |
| Dividends | - |
| Total assets | €110k |
| Equity | €71k |
| Debt | €39k |
| of which ≤ 1y | €39k |
| of which > 1y | - |
| Working capital | €63k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.62 |
| Quick ratio | 2.62 |
| Working capital ratio | 57.2% |
| Solvency | 64.7% |
| Debt / equity | 0.55 |
| Long-term debt ratio | - |
| Interest coverage | 1072.95 |
| Gross margin | - |
| Net margin | - |
| ROA | 53.4% |
| ROE | 82.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €110k |
| Fixed assets | 21/28 | €8k |
| Tangible fixed assets | 22/27 | €8k |
| Current assets | 29/58 | €102k |
| Amounts receivable within one year | 40/41 | €93k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €110k |
| Equity | 10/15 | €71k |
| Contributions / capital | 10/11 | €500 |
| Accumulated profits (losses) | 14 | €71k |
| Amounts payable | 17/49 | €39k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €10k |
| Income statement | ||
| Gross operating margin | 9900 | €81k |
| Operating result | 9901 | €81k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €75 |
| Result before taxes | 9903 | €82k |
| Income taxes | 67/77 | €23k |
| Net result for the period | 9904 | €59k |
| Result to be appropriated | 9905 | €59k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwijnaardsesteenweg 449000 GentEstablishment units
1 locationINTERVAS CONSTRUCT
since 20212.313.346.070
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area511 m²
Buildings2
Building footprint499 m²
Volume (LiDAR)3,873 m³
Tallest building16.8 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0123/00A006 | Brussels | 297 m² | 1 · 296 m² | 16.8 m · 1 fl. |
| 44808H0052/00R006 | Flanders | 214 m² | 1 · 202 m² | 11.8 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Capital history · 2
11-09-2023
Capital change
24-11-2022
Capital change
All acts · 2
updated 2 years ago
2023
11-09-2023 Transaction in capital or shares
2022
24-11-2022 All shares are now held by a single shareholder
Analysis
Snowflake analysis
financial profile on 5 axes94
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
100
Growth
78
Stability
94
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Company registry
Company registry (CBE)
Crossroads BankActivities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Slopen43110Installatie van duurzame elektrische installaties43213Sanitaire werkzaamheden43221Dakwerkzaamheden43410Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
| Legal nameNL | INTERVAS CONSTRUCT |
Registered office
Zwijnaardsesteenweg 44
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.