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INTERTECHNICS

Active
KBO/BCE: BE 0769.463.782
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of INTERTECHNICS is 2.2% (moderate). The 2024 annual accounts show equity of €147k and a net result of €97k. Equity is growing by ~56% per year across the filed fiscal years. Its solvency ranks better than 95% of 11087 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 11087 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-08-2025 30 d late 2025-00479649
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00452723
31-12-2022 31-07-2023 02-08-2023 2 d late 2023-00306599
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20421174

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€64k-19.5%
EBIT margin17.0%-17.7pp
Net result€97k+609.6%
Working capital€147k+196.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kRevenue 2021: €80k€80kOperating result 2021: €28k€28kNet result 2021: €22k€22kRevenue 2022: €64k€64kOperating result 2022: €11k€11kNet result 2022: €9k€9kOperating result 2023: €18k€18kNet result 2023: €14k€14kOperating result 2024: €129k€129kNet result 2024: €97k€97k2021202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~56%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k2025: €147k (€134k - €160k)2026: €230k (€209k - €251k)2027: €359k (€330k - €387k)2021: €27k2022: €36k2023: €49k2024: €147k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 90.3% 40.9%
better than 95% of 11087 sector peers
Net result €97k €11k
better than 95% of 11069 sector peers
Equity €147k €34k
better than 90% of 11090 sector peers
Gross operating margin €130k €35k
better than 87% of 11060 sector peers
Total assets €163k €93k
better than 71% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2021: P69 · n=35492022: P83 · n=65332023: P93 · n=90992024: P95 · n=110872021 2024
Improving position over 2021-2024 · n=3549-11087
Net result P95
2021: P69 · n=35402022: P41 · n=65182023: P53 · n=90842024: P95 · n=110692021 2024
Improving position over 2021-2024 · n=3540-11069
Equity P90
2021: P51 · n=35522022: P59 · n=65392023: P66 · n=91052024: P90 · n=110902021 2024
Improving position over 2021-2024 · n=3552-11090
Gross operating margin P87
2021: P47 · n=35402022: P23 · n=65122023: P34 · n=90742024: P87 · n=110602021 2024
Improving position over 2021-2024 · n=3540-11060
Describes the position versus peers, not a forecast.
Revenue
€64k
-19.5% 21-24
EBITDA
€11k
-60.0% 21-24
Net profit
€97k
+609.6% 21-24
Cash flow
€9k
-60.9% 21-24
Total assets
€163k
+169.6% 21-24
Equity
€147k
+197.5% 21-24
Working capital
€147k
+196.6% 21-24
Income taxes
€32k
+598.5% 21-24
Debt
€16k
+44.2% 21-24
Debt ≤ 1y
€16k
+45.2% 21-24
Current ratio
10.43
+85.7% 21-24
Quick ratio
10.43
+85.7% 21-24
Solvency
90.3%
+10.3% 21-24
Debt / equity
0.11
-51.5% 21-24
ROE
66.4%
+138.5% 21-24
ROA
59.9%
+163.2% 21-24
Net margin
13.3%
-52.3% 21-24
EBITDA margin
17.5%
-50.4% 21-24
Interest coverage
38.24
-94.5% 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€97k
Cash flow-
Staff costs-
Income taxes€32k
Dividends-
Total assets€163k
Equity€147k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€147k
Employees (FTE)-
Ratios (computed)
2024
Current ratio10.43
Quick ratio10.43
Working capital ratio90.4%
Solvency90.3%
Debt / equity0.11
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA59.9%
ROE66.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€163k
Current assets 29/58€163k
Amounts receivable within one year 40/41€36k
Cash & bank 54/58€126k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€163k
Equity 10/15€147k
Contributions / capital 10/11€5k
Reserves 13€142k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€130k
Operating result 9901€129k
Financial income 75€478
Financial charges 65€53
Result before taxes 9903€129k
Income taxes 67/77€32k
Net result for the period 9904€97k
Result to be appropriated 9905€34k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
Brugge exact location from the address register
14 companies at this address See who is registered here

Establishment units

1 location
INTERTECHNICS
Dirk Martensstraat 2, 8200 BruggeVervaardiging van radiatoren, stoomketels en ketels voor centrale verwarming
since 20212.320.848.229
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area9,339 m²
Buildings1
Building footprint2,797 m²
Volume (LiDAR)21,633 m³
Tallest building8.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31424B0766/00P000 Flanders 9,339 m² 1 · 2,797 m² 8.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Schrijnwerk43320Schrijnwerk43320
Primary activity highlighted.
Names & trade names
Legal nameNL INTERTECHNICS
Registered office
Dirk Martensstraat 2 bus 12
8200 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.