Checked.be
Active
BE 0476.517.250Private limited company
INTERPAT
Herentalsebaan 59 ·2150 Borsbeek, Belgium· 24 yrs active
Sector: Manufacture of textiles
(13929)
Conclusion
INTERPAT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €-5k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 13% of 170 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €122k |
| Net result | €-5k |
| Staff (FTE) | 4 |
| Better than sector | 13% |
Financial profile
31
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
20
Profitability
0
Solvency
5
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
20
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
73
2021
7
2022
49
2023
44
2024
20
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.37 (< 1.0)
-10
Quick ratio
Quick ratio 0.37 (< 0.6)
-5
Leverage
Debt/equity 12.86 (> 3.0)
-10
Profitability
Negatieve ROE -4%
-10
Interest coverage
Interest coverage 5.4× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-04-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~2.7%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 13, Manufacture of textiles · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.2% | 52.4% | |
| Net result | €-5k | €39k | |
| Equity | €122k | €544k | |
| Gross operating margin | €363k | €316k | |
| Staff costs | €251k | €229k |
€103k
-10.5%
21-25
€-5k
-
21-25
€83k
-8.3%
21-25
€1.69M
+0.1%
21-25
€122k
-4.0%
21-25
€-513k
-16.3%
21-25
4
0.0%
21-25
€251k
+2.5%
21-25
€1k
+42.0%
21-25
€1.57M
+0.4%
21-25
€811k
+3.9%
21-25
€760k
-3.1%
21-25
0.37
-15.4%
21-25
0.37
-15.4%
21-25
7.2%
-4.1%
21-25
12.86
+4.6%
21-25
-4.2%
-
21-25
-0.3%
-
21-25
5.41
+15.3%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - | - |
| EBITDA | €103k | €116k | €99k | €-60k | €208k |
| Net profit | €-5k | €2k | €407 | €-126k | €95k |
| Cash flow | €83k | €91k | €71k | €-83k | €147k |
| Staff costs | €251k | €245k | €243k | €320k | - |
| Income taxes | €1k | €748 | €971 | €1k | €47k |
| Dividends | - | - | - | - | - |
| Total assets | €1.69M | €1.69M | €1.29M | €851k | €981k |
| Equity | €122k | €127k | €126k | €125k | €251k |
| Debt | €1.57M | €1.56M | €1.16M | €726k | €731k |
| of which ≤ 1y | €811k | €780k | €415k | €475k | €434k |
| of which > 1y | €760k | €784k | €749k | €251k | €297k |
| Working capital | €-513k | €-441k | €-36k | €-152k | €75k |
| Employees (FTE) | 4.0 | 4.0 | 4.1 | 5.8 | 6.0 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.37 | 0.43 | 0.91 | 0.68 | 1.17 |
| Quick ratio | 0.37 | 0.43 | 0.91 | 0.68 | 1.17 |
| Working capital ratio | -30.3% | -26.1% | -2.8% | -17.8% | 7.6% |
| Solvency | 7.2% | 7.5% | 9.7% | 14.7% | 25.6% |
| Debt / equity | 12.86 | 12.29 | 9.28 | 5.80 | 1.18 |
| Long-term debt ratio | 6.22 | 6.16 | 5.97 | 2.01 | 1.18 |
| Interest coverage | 5.41 | 4.70 | 3.60 | -2.76 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -0.3% | 0.1% | 0.0% | -14.8% | 9.7% |
| ROE | -4.2% | 1.4% | 0.3% | -100.6% | 37.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €1.69M | €1.69M | €1.29M | €851k | €981k |
| Fixed assets | 21/28 | €1.39M | €1.35M | €911k | €528k | €473k |
| Tangible fixed assets | 22/27 | €1.39M | €1.35M | €907k | €525k | €469k |
| Financial fixed assets | 28 | €3k | €3k | €3k | €3k | €3k |
| Current assets | 29/58 | €298k | €339k | €380k | €323k | €509k |
| Amounts receivable within one year | 40/41 | €233k | €250k | €280k | €205k | €299k |
| Cash & bank | 54/58 | €40k | €58k | €75k | €94k | €182k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.69M | €1.69M | €1.29M | €851k | €981k |
| Equity | 10/15 | €122k | €127k | €126k | €125k | €251k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | - |
| Reserves | 13 | €190k | €190k | €190k | €190k | €245k |
| Accumulated profits (losses) | 14 | €-74k | €-69k | €-71k | €-71k | - |
| Amounts payable | 17/49 | €1.57M | €1.56M | €1.16M | €726k | €731k |
| Amounts payable after one year | 17 | €760k | €784k | €749k | €251k | €297k |
| Amounts payable within one year | 42/48 | €811k | €780k | €415k | €475k | €434k |
| Trade debts payable within one year | 44 | €710k | €666k | €299k | €411k | €354k |
| Income statement | ||||||
| Gross operating margin | 9900 | €363k | €368k | €350k | €424k | €521k |
| Operating result | 9901 | €15k | €26k | €28k | €-103k | €156k |
| Financial income | 75 | €125 | €708 | €716 | €555 | €2k |
| Financial charges | 65 | €19k | €25k | €27k | €22k | €17k |
| Result before taxes | 9903 | €-4k | €2k | €1k | €-125k | €142k |
| Income taxes | 67/77 | €1k | €748 | €971 | €1k | €47k |
| Net result for the period | 9904 | €-5k | €2k | €407 | €-126k | €95k |
| Result to be appropriated | 9905 | €-5k | €2k | €407 | €-126k | €95k |
Directors & mandates
Former directors (1)
-
JUCHTMANS Yves Leo RonaldManagerState Gazette act 23449450 (07-12-2023)Former- → 07-12-2023
Legal Structure
| NACE primary | Manufacture of textiles(13929) |
| Legal form | Private limited company(610) |
| Incorporation | 02-01-2002 |
| Status | Active |
| Postal code | 2150 |
Establishment units
INTERPAT BVBA
since 20022.095.556.128
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0047/00B017 | Flanders | 556 m² | 1 · 371 m² | 9.3 m · 1 fl. |
| 11007A0057/00H005 | Flanders | 230 m² | 1 · 111 m² | 12.4 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-12
State Gazette act
Director changes
Stephane Van Roosbroeck
30-09
Financial
Back to profitnet €407
Net result €407 after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-126k ▼233%
Net result drops to €-126k, the lowest in the series; recovery starts the following year.
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
07-12-2023 1 resigning, 1 reappointed
- JUCHTMANS Yves Leo Ronald, Zaakvoerder
- JUCHTMANS Yves Leo Ronald, Niet-statutair bestuurder
Notary:
Stephane Van Roosbroeck · Boechout
Technical details
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},
{
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{
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}
],
"notary": {
"name": "Stephane Van Roosbroeck",
"firm_city": null,
"firm_name": null,
"office_city": "Boechout",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-07",
"filing_date": "2023-12-05",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-11-20",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0476.517.250",
"name_full": "INTERPAT",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"uitgifte PV",
"co\u00F6rdinatie der statuten"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Manufacture of textiles13929Other construction installation43240Retail sale of lighting equipment47552Retail trade4759252442Specialised construction activities43299
Names & trade names
| Legal nameNL | INTERPAT |
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