Internat Saint-Paul
ActiveSummary
Internat Saint-Paul has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €771k and a net result of €178k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 69% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+56
Solvency96▲+7
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.22 in 2024; short-term debt: 24.1% and cash: 16.2% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
16.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
36 d early
2023
22 d early
2022
35 d early
2021
3 d early
2020
32 d early
2019
130 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€178k
2024 · €-74k
2018: €153k
2019: €30k
2020: €-68k
2021: €93k
2022: €11k
2023: €-5k
2024: €-74k
2018 → 2025
Working capital
€317k▲ 374%
2024 · €67k
2018: €718k
2019: €567k
2020: €456k
2021: €331k
2022: €227k
2023: €148k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€711k-€758k▲ 6.7%€730k▼ 3.7%€633k▼ 13.4%€771k▲ 21.9%
Operating result€119k-€33k▼ 72.1%€7k▼ 79.2%€-56k€178k
Net result€93k-€11k▼ 88.5%€-5k€-74k▼ 1,533%€178k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €178k after a loss of €56k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€506k ▼ 16.8%
Current assets
€578k ▲ 53.1%
Equity and liabilities €1.08M
Equity
€771k ▲ 21.9%
Debt
€313k ▼ 11.3%
Debt's share of the balance-sheet total falls from 35.8% to 28.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€287k▲
2024 · €48k
Cash flow
€287k▲
2024 · €29k
Current ratio
2.21▲
2024 · 1.22
Debt to equity
0.41▼
2024 · 0.56
ROE
23.1%▲
2024 · -11.7%
ROA
16.4%▲
2024 · -7.5%
Debt ≤ 1 year
€261k▼
2024 · €311k
Debt > 1 year
€4k▼
2024 · €5k
Staff costs
€686k▼
2024 · €688k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€986k€1.08M▲
Fixed assets21/28€608k€506k▼
Tangible fixed assets22/27€608k€506k▼
Land and buildings22€507k€433k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€73k€58k▼
Assets under construction and advance payments27€23k€12k▼
Current assets29/58€378k€578k▲
Amounts receivable within one year40/41€149k€114k▼
Trade receivables40€148k€113k▼
Other amounts receivable41€918€918=
Current investments50/53-€250k
Cash at bank and in hand54/58€219k€175k▼
Deferred charges and accrued income490/1€10k€40k▲
Equity and liabilities
Total equity and liabilities10/49€986k€1.08M▲
Equity10/15€633k€771k▲
Profit (loss) carried forward14€556k€718k▲
Investment grants15€76k€53k▼
Amounts payable17/49€353k€313k▼
Amounts payable after more than one year17€5k€4k▼
Financial debts170/4€5k€4k▼
Amounts payable within one year42/48€311k€261k▼
Current portion of amounts payable after more than one year42€32k€565▼
Trade debts44€204k€189k▼
Suppliers440/4€204k€189k▼
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€75k€62k▼
Taxes450/3€13k-
Remuneration and social security454/9€63k€62k▼
Accrued charges and deferred income492/3€37k€48k▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€688k€686k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103k€109k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€77k€340▼
Gross operating margin9900€812k€974k▲
Operating profit (loss)9901€-56k€178k▲
Financial income75/76B€11k-
Recurring financial income75€11k-
Financial charges65/66B€30k-
Recurring financial charges65€30k-
Profit (loss) for the period before taxes9903€-74k€178k▲
Profit (loss) for the period9904€-74k€178k▲
Profit (loss) for the period to be appropriated9905€-74k€178k▲
Appropriation of the result
Profit (loss) to be appropriated9906€556k€718k▲
Profit (loss) brought forward from the previous period14P€630k€540k▼
Social balance
Average headcount (FTE)908715.314.8▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €178k
Net result €178k after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-74k
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 130 days late
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carrefour-de-L'Europe, Godinne 35530 YvoirGround area
6,086 m²
Parcel 91056A0043/00H016, Wallonia. Linked by address, not a title deed.
1 establishment unit
Internat Saint-Paul
since 20062.155.284.867
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91056A0043/00H016 | Wallonia | 6,086 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 6,904 EUR awarded · 6,904 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 6,904 EUR | 6,904 EUR |
Schemes
Erkenning en subsidiëring van voorzieningen Jeugdhulp
Subsidies jeugdhulp
Wallonia-Brussels Federation
2022 to 2025 · 16 entries · 492,249 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 2 | 123,488 EUR |
| 2024 | 4 | 118,131 EUR |
| 2023 | 4 | 125,594 EUR |
| 2022 | 6 | 125,036 EUR |
Budget allocations
Subventions de fonctionnement aux internats
Subventions de fonctionnement aux internats du primaire
Financement d’urgence visant à soutenir les secteurs dépendant de la Fédération Wallonie-Bruxelles suite à la crise du coût de l'énergie
Recognitions · licences · registrations
Food safety, FASFC
1 siteYvoir2.155.284.867
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Of 611 companies in sector 85314 we hold annual accounts for 421. 323 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded28-11-1973
Fiscal year end31-12
Activities, NACEBEL 2025
85314Education
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.