INTERIOR SELECTION
ActiveSummary
INTERIOR SELECTION has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €2k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-16
Solvency45▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 2.19 in 2024; short-term debt: 24% of total assets), but 79.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
on the day
2023
on the day
2022
1 d early
2021
25 d late
2020
15 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 5.1%
2024 · €43k
2019: €37klowest in 7 years
2020: €39k▲ +5.3% vs 2019
2021: €40k▲ +1.3% vs 2020
2022: €40k▲ +1.6% vs 2021
2023: €41k▲ +0.6% vs 2022
2024: €43k▲ +5.9% vs 2023
2025: €45k▲ +5.1% vs 2024highest in 7 years
2019 → 2025
Total assets
€224k▼ 0.3%
2024 · €224k
2019: €268khighest in 7 years
2020: €250k▼ -6.8% vs 2019
2021: €230k▼ -8.1% vs 2020
2022: €222k▼ -3.6% vs 2021lowest in 7 years
2023: €230k▲ +3.9% vs 2022
2024: €224k▼ -2.5% vs 2023
2025: €224k▼ -0.3% vs 2024
2019 → 2025
Net result
€2k▼ 7.7%
2024 · €2k
2019: €3khighest in 7 years
2020: €2k▼ -42.8% vs 2019
2021: €500▼ -74.6% vs 2020
2022: €634▲ +26.9% vs 2021
2023: €244▼ -61.6% vs 2022lowest in 7 years
2024: €2k▲ +879% vs 2023
2025: €2k▼ -7.7% vs 2024
2019 → 2025
Working capital
€67k▲ 1.3%
2024 · €66k
2019: €23klowest in 7 years
2020: €29k▲ +29.4% vs 2019
2021: €66k▲ +124% vs 2020
2022: €73k▲ +10.1% vs 2021highest in 7 years
2023: €68k▼ -6.1% vs 2022
2024: €66k▼ -3.6% vs 2023
2025: €67k▲ +1.3% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€40k▲ 1.6%€41k▲ 0.6%€43k▲ 5.9%€45k▲ 5.1%
2021: €40klowest in 5 years
2022: €40k▲ +1.6% vs 2021
2023: €41k▲ +0.6% vs 2022
2024: €43k▲ +5.9% vs 2023
2025: €45k▲ +5.1% vs 2024highest in 5 years
Operating result€3k-€3k▼ 20.4%€4k▲ 58.3%€4k▲ 0.6%€6k▲ 29.2%
2021: €3k
2022: €3k▼ -20.4% vs 2021lowest in 5 years
2023: €4k▲ +58.3% vs 2022
2024: €4k▲ +0.6% vs 2023
2025: €6k▲ +29.2% vs 2024highest in 5 years
Net result€500-€634▲ 26.9%€244▼ 61.6%€2k▲ 879%€2k▼ 7.7%
2021: €500
2022: €634▲ +26.9% vs 2021
2023: €244▼ -61.6% vs 2022lowest in 5 years
2024: €2k▲ +879% vs 2023highest in 5 years
2025: €2k▼ -7.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€104k =
Current assets
€120k ▼ 0.6%
Equity and liabilities €224k
Equity
€45k ▲ 5.1%
Debt
€179k ▼ 1.6%
Debt's share of the balance-sheet total falls from 80.9% to 79.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.24▲
2024 · 2.19
Debt to equity
3.96▼
2024 · 4.23
ROE
4.9%▼
2024 · 5.6%
ROA
1.0%▼
2024 · 1.1%
Debt ≤ 1 year
€54k▼
2024 · €55k
Debt > 1 year
€125k▼
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€224k€224k▼
Fixed assets21/28€104k€104k=
Tangible fixed assets22/27€104k€104k=
Other tangible fixed assets26€104k€104k=
Current assets29/58€121k€120k▼
Amounts receivable within one year40/41€119k€120k▲
Trade receivables40€17k€4k▼
Other amounts receivable41€101k€116k▲
Cash at bank and in hand54/58€2k-
Equity and liabilities
Total equity and liabilities10/49€224k€224k▼
Equity10/15€43k€45k▲
Contributions10/11€125k€125k=
Profit (loss) carried forward14€-82k€-80k▲
Amounts payable17/49€182k€179k▼
Amounts payable after more than one year17€126k€125k▼
Other amounts payable178/9€126k€125k▼
Amounts payable within one year42/48€55k€54k▼
Current portion of amounts payable after more than one year42€4k-
Financial debts43-€33k
Credit institutions430/8-€33k
Trade debts44€32k€14k▼
Suppliers440/4€32k€14k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€11k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k-
Other operating charges640/8€118€507▲
Gross operating margin9900€18k€6k▼
Operating profit (loss)9901€4k€6k▲
Financial income75/76B€3k€702▼
Recurring financial income75€3k€702▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€440-
Profit (loss) for the period before taxes9903€2k€2k▼
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-80k▲
Profit (loss) brought forward from the previous period14P€-84k€-82k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €20k | €10k | €14k | - | - |
| Other operating charges640/8 | - | €450 | €457 | €118 | €507 | ▲ 330% |
| Gross operating margin9900 | €25k | €24k | €15k | €18k | €6k | ▼ 66.1% |
| Operating profit (loss)9901 | €3k | €3k | €4k | €4k | €6k | ▲ 29.2% |
| Financial income75/76B | - | €989 | - | €3k | €702 | ▼ 73.6% |
| Recurring financial income75 | - | €989 | - | €3k | €702 | ▼ 73.6% |
| Financial charges65/66B | - | €3k | €4k | €5k | €4k | ▼ 11.2% |
| Recurring financial charges65 | €2k | €3k | €4k | €4k | €4k | ▼ 1.8% |
| Non-recurring financial charges66B | - | €520 | €480 | €440 | - | - |
| Profit (loss) for the period before taxes9903 | €500 | €634 | €244 | €2k | €2k | ▼ 7.7% |
| Profit (loss) for the period9904 | €500 | €634 | €244 | €2k | €2k | ▼ 7.7% |
| Profit (loss) for the period to be appropriated9905 | €500 | €634 | €244 | €2k | €2k | ▼ 7.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €230k | €222k | €230k | €224k | €224k | ▼ 0.3% |
| Fixed assets21/28 | €114k | €103k | €103k | €104k | €104k | = |
| Tangible fixed assets22/27 | €114k | €103k | €103k | €104k | €104k | = |
| Other tangible fixed assets26 | - | €103k | €103k | €104k | €104k | = |
| Current assets29/58 | €116k | €119k | €128k | €121k | €120k | ▼ 0.6% |
| Amounts receivable within one year40/41 | €114k | €119k | €128k | €119k | €120k | ▲ 1.4% |
| Trade receivables40 | - | €17k | €26k | €17k | €4k | ▼ 76.2% |
| Other amounts receivable41 | - | €101k | €101k | €101k | €116k | ▲ 14.7% |
| Cash at bank and in hand54/58 | €2k | - | - | €2k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €230k | €222k | €230k | €224k | €224k | ▼ 0.3% |
| Equity10/15 | €40k | €40k | €41k | €43k | €45k | ▲ 5.1% |
| Contributions10/11 | €125k | €125k | €125k | €125k | €125k | = |
| Capital10 | - | €125k | - | - | - | - |
| Issued capital100 | - | €125k | - | - | - | - |
| Profit (loss) carried forward14 | €-85k | €-85k | €-84k | €-82k | €-80k | ▲ 2.7% |
| Amounts payable17/49 | €190k | €181k | €190k | €182k | €179k | ▼ 1.6% |
| Amounts payable after more than one year17 | €140k | €135k | €130k | €126k | €125k | ▼ 1.0% |
| Other amounts payable178/9 | - | €135k | €130k | €126k | €125k | ▼ 1.0% |
| Amounts payable within one year42/48 | €50k | €46k | €60k | €55k | €54k | ▼ 2.9% |
| Current portion of amounts payable after more than one year42 | - | €5k | €5k | €4k | - | - |
| Financial debts43 | - | €8k | €17k | - | €33k | - |
| Credit institutions430/8 | - | €8k | €17k | - | €33k | - |
| Trade debts44 | €27k | €27k | €33k | €32k | €14k | ▼ 54.7% |
| Suppliers440/4 | - | €27k | €33k | €32k | €14k | ▼ 54.7% |
| Taxes, remuneration and social security45 | - | €5k | €5k | €9k | €6k | ▼ 33.1% |
| Taxes450/3 | - | €5k | €5k | €9k | €6k | ▼ 33.1% |
| Other amounts payable47/48 | - | €950 | - | €11k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €500 | €634 | €244 | €2k | €2k | ▼ 7.7% |
| + Depreciation and write-downs630 | €21k | €20k | €10k | €14k | - | - |
| Operating cash flow (approximation) | €22k | €21k | €11k | €16k | €2k | ▼ 86.2% |
| Investment in fixed assets (approximation) | - | €-9k | €-10k | €-14k | €0 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €244 ▼61.6%
Net result drops to €244, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1996
Ground area
1,174 m²
Building footprint
261 m²
Volume, LiDAR
1,213 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
INTERIOR SELECTION ( I & S )
since 19962.079.451.554
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0594/00N000 | Flanders | 944 m² | 1 · 145 m² | 8.1 m · 2 fl. |
| 12014B0543/00G000 | Flanders | 230 m² | 1 · 116 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Molben
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AN VAN DE VOORDE
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Of 687 companies in sector 46412 we hold annual accounts for 517. 320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-11-1996
Fiscal year end30-06
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
Contact
Phone
015/230490
Scores and ratios are computed by Checked and are not a credit decision.