Summary
INTERIOR INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.33M and a net result of €93k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 94% of 5527 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
38 d early
2023
on the day
2022
5 d early
2021
on the day
2020
1 d late
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7.33M▲ 1.3%
2024 · €7.24M
2019: €4.22M
2020: €4.44M
2021: €4.34M
2022: €4.36M
2023: €4.46M
2024: €7.24M
2019 → 2025
Net result
€93k▼ 96.7%
2024 · €2.78M
2019: €3.02M
2020: €221k
2021: €6k
2022: €29k
2023: €142k
2024: €2.78M
2019 → 2025
Total assets
€7.50M▼ 4.3%
2024 · €7.84M
2019: €4.47M
2020: €4.77M
2021: €4.71M
2022: €4.82M
2023: €4.83M
2024: €7.84M
2019 → 2025
Solvency
97.7%▲ 5.4pp
2024 · 92.3%
2019: 94.5%
2020: 93.1%
2021: 92.0%
2022: 90.6%
2023: 92.4%
2024: 92.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€192k-€221k▲ 15.1%€226k▲ 2.0%
Equity€4.34M-€4.36M▲ 0.7%€4.46M▲ 2.2%€7.24M▲ 62.2%€7.33M▲ 1.3%
Operating result€27k-€59k▲ 116%€75k▲ 27.7%€88k▲ 16.4%€78k▼ 10.5%
Net result€6k-€29k▲ 395%€142k▲ 393%€2.78M▲ 1,852%€93k▼ 96.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.50M
Fixed assets
€4.70M ▲ 0.4%
Current assets
€2.81M ▼ 11.3%
Equity and liabilities €7.50M
Equity
€7.33M ▲ 1.3%
Provisions
€8k ▼ 3.4%
Debt
€167k ▼ 72.1%
Debt's share of the balance-sheet total falls from 7.6% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.3%▼
2024 · 38.3%
ROA
1.2%▼
2024 · 35.4%
Debt ≤ 1 year
€127k▼
2024 · €542k
Debt > 1 year
€23k▼
2024 · €35k
Income taxes
€38k▼
2024 · €294k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.84M€7.50M▼
Fixed assets21/28€4.68M€4.70M▲
Tangible fixed assets22/27€360k€380k▲
Land and buildings22€347k€358k▲
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€3k€15k▲
Financial fixed assets28€4.32M€4.32M=
Current assets29/58€3.16M€2.81M▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€1k-
Other amounts receivable41€880€3k▲
Current investments50/53€3.12M€2.59M▼
Cash at bank and in hand54/58€38k€186k▲
Deferred charges and accrued income490/1€4k€25k▲
Equity and liabilities
Total equity and liabilities10/49€7.84M€7.50M▼
Equity10/15€7.24M€7.33M▲
Contributions10/11€410k€410k=
Reserves13€6.83M€6.92M▲
Tax-exempt reserves132€19k€18k▼
Distributable reserves133€6.81M€6.90M▲
Provisions and deferred taxes16€8k€8k▼
Deferred taxes168€8k€8k▼
Amounts payable17/49€596k€167k▼
Amounts payable after more than one year17€35k€23k▼
Financial debts170/4€35k€23k▼
Amounts payable within one year42/48€542k€127k▼
Current portion of amounts payable after more than one year42€42k€12k▼
Trade debts44€1k€478▼
Suppliers440/4€1k€478▼
Taxes, remuneration and social security45€244k€6k▼
Taxes450/3€244k€6k▼
Other amounts payable47/48€254k€109k▼
Accrued charges and deferred income492/3€19k€16k▼
Income statement
Code20242025
Non-recurring operating income76A-€13k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€18k
Gross operating margin9900€103k€115k▲
Operating profit (loss)9901€88k€78k▼
Financial income75/76B€3.00M€74k▼
Recurring financial income75€3.00M€74k▼
Financial charges65/66B€23k€22k▼
Recurring financial charges65€23k€22k▼
Profit (loss) for the period before taxes9903€3.07M€131k▼
Transfer from deferred taxes780€271€271=
Income taxes67/77€294k€38k▼
Profit (loss) for the period9904€2.78M€93k▼
Transfer from tax-exempt reserves789€644€644=
Profit (loss) for the period to be appropriated9905€2.78M€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.78M€93k▼
Transfer to equity691/2€2.78M€93k▼
To other reserves6921€2.78M€93k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Liquidity quadruplescurrent ratio 22.02
Current ratio from 5.84 to 22.02; short-term debt falls from €542k to €127k.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity times 12current ratio 5.84
Current ratio from 0.47 to 5.84.
30-06
Financial
Equity above €5MEq €7.24M ▲62.2%
6 profitable years in a row build equity to €7.24M.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Weakest financial yearnet €6k ▼97.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strandlaan(Kok) 688670 KoksijdeGround area
5,258 m²
Building footprint
152 m²
Volume, LiDAR
625 m³
Parcel 38014F0406/00D000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Strandlaan(Kok) 68, 8670 Koksijde
since 19972.084.374.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38014F0406/00D000 | Flanders | 5,258 m² | 1 · 152 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488IO51V034CN6HT591
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 6,950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1997
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.