INTERIM MANAGEMENT VERBELEN
ActiveINTERIM MANAGEMENT VERBELEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €-16k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-69
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 8.18 in 2024; short-term debt: 19.2% and cash: 0.9% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
-13.5%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
2 d late
2024
3 d early
2023
on the day
2022
20 d early
2021
59 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€92k▼ 15.0%
2024 · €108k
2020: €-18k
2021: €36k
2022: €84k
2023: €107k
2024: €108k
2020 → 2025
Total assets
€121k▼ 1.0%
2024 · €122k
2020: €6k
2021: €61k
2022: €107k
2023: €109k
2024: €122k
2020 → 2025
Net result
€-16k
2024 · €2k
2020: €-20k
2021: €54k
2022: €48k
2023: €23k
2024: €2k
2020 → 2025
Working capital
€91k▼ 8.5%
2024 · €100k
2020: €-22k
2021: €23k
2022: €72k
2023: €95k
2024: €100k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€84k▲ 134%€107k▲ 27.1%€108k▲ 1.7%€92k▼ 15.0%
Operating result€64k-€60k▼ 6.0%€28k▼ 54.0%€3k▼ 88.0%€-16k
Net result€54k-€48k▼ 10.3%€23k▼ 52.7%€2k▼ 92.0%€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€6k▼ 24.4%
Current assets
€115k▲ 0.8%
Equity and liabilities €121k
Equity
€92k▼ 15.0%
Debt
€29k▲ 109%
The debt ratio rises from 11.4% to 24.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €7k
Cash flow
€-13k▼
2024 · €5k
Solvency
76.0%▼
2024 · 88.6%
Current ratio
4.92▼
2024 · 8.18
Quick ratio
4.92▼
2024 · 8.18
Debt / equity
0.32▲
2024 · 0.13
ROE
-17.7%▼
2024 · 1.7%
ROA
-13.5%▼
2024 · 1.5%
Interest coverage
-8.93▼
2024 · 13.03
Debt
€29k▲
2024 · €14k
Debt ≤ 1 year
€23k▲
2024 · €14k
Debt > 1 year
€5k
Income taxes
€268▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€121k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€114k€115k▲
Amounts receivable after more than one year29€105k€105k=
Other amounts receivable291€105k€105k=
Amounts receivable within one year40/41-€7k
Trade receivables40-€665
Other amounts receivable41-€6k
Cash at bank and in hand54/58€5k€1k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€122k€121k▼
Equity10/15€108k€92k▼
Contributions10/11€2k€2k=
Reserves13€82k€82k=
Distributable reserves133€82k€82k=
Profit (loss) carried forward14€25k€8k▼
Amounts payable17/49€14k€29k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€14k€23k▲
Current portion of amounts payable after more than one year42-€15k
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€13-
Accrued charges and deferred income492/3-€799
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€8k€-11k▼
Operating profit (loss)9901€3k€-16k▼
Financial income75/76B€569€2k▲
Recurring financial income75€569€2k▲
Financial charges65/66B€515€1k▲
Recurring financial charges65€515€1k▲
Profit (loss) for the period before taxes9903€3k€-16k▼
Income taxes67/77€2k€268▼
Profit (loss) for the period9904€2k€-16k▼
Profit (loss) for the period to be appropriated9905€2k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€8k▼
Profit (loss) brought forward from the previous period14P€23k€25k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 12current ratio 47.59
Current ratio from 4.08 to 47.59; short-term debt falls from €23k to €2k.
30-06
Financial
Equity above €100kEq €107k ▲27.1%
3 profitable years in a row build equity to €107k.
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 4.08
Current ratio from 1.94 to 4.08; short-term debt falls from €25k to €23k.
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
30-06
Financial
Liquidity times 43current ratio 1.94
Current ratio from 0.05 to 1.94.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jennekensstraat 143150 HaachtGround area
79 m²
Building footprint
79 m²
Volume, LiDAR
509 m³
Parcel 24033D0113/00H002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IM Verbelen
since 20192.290.916.108
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033D0113/00H002 | Flanders | 79 m² | 1 · 79 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SEPP CONSULTING
BE 0658.960.986
Oudenaarde · Eq €92k
SDB Consulting
BE 0828.150.663
Westerlo · Eq €92k
INDUCARE
BE 0442.994.347
Antwerpen · Eq €92k
Claeys Consulting
BE 0735.502.104
Grimbergen · Eq €92k
ZG SOLUTION
BE 0770.363.211
Asse · Eq €92k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end30-06
Abbreviation NL
IM VERBELEN
Activities, NACEBEL
82990Other business support services
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.