Checked.be
Active
BE 0434.536.046Private limited company
Interieur Reynaert
Reytstraat 175 ·9700 Oudenaarde, Belgium· 38 yrs active
Sector: Joinery installation
(43320)
Conclusion
Interieur Reynaert has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €10k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 2906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €80k |
| Net result | €10k |
| Better than sector | 59% |
| Active | 38 yrs |
Financial profile
85
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
62
Solvency
91
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€7k
estimate, not credit advice
Score history
86
2023
100
2024
93
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.81 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.57 (≥ 1.0)
+5
Leverage
Debt/equity 0.98 (< 1.0)
+10
Profitability
ROE 12% (≥ 10%)
+10
Interest coverage
Interest coverage 46.9× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~16.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 50.6% | 43.3% | |
| Net result | €10k | €13k | |
| Equity | €80k | €44k | |
| Gross operating margin | €19k | €39k | |
| Total assets | €159k | €115k |
€18k
-18.2%
23-25
€10k
-23.0%
23-25
€15k
-18.3%
23-25
€159k
+15.6%
23-25
€80k
+14.2%
23-25
€63k
+30.5%
23-25
€3k
-26.5%
23-25
€79k
+16.9%
23-25
€79k
+16.9%
23-25
€5k
-
23-25
1.81
+4.9%
23-25
1.57
+8.5%
23-25
50.6%
-1.1%
23-25
0.98
+2.4%
23-25
12.5%
-32.6%
23-25
6.3%
-33.4%
23-25
46.91
+10.2%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €18k | €22k | €14k |
| Net profit | €10k | €13k | €7k |
| Cash flow | €15k | €18k | €12k |
| Staff costs | - | - | - |
| Income taxes | €3k | €4k | €2k |
| Dividends | - | - | - |
| Total assets | €159k | €138k | €126k |
| Equity | €80k | €70k | €57k |
| Debt | €79k | €67k | €68k |
| of which ≤ 1y | €79k | €67k | €63k |
| of which > 1y | - | - | €5k |
| Working capital | €63k | €49k | €35k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 1.81 | 1.72 | 1.56 |
| Quick ratio | 1.57 | 1.45 | 1.27 |
| Working capital ratio | 39.8% | 35.3% | 28.1% |
| Solvency | 50.6% | 51.1% | 45.7% |
| Debt / equity | 0.98 | 0.96 | 1.19 |
| Long-term debt ratio | - | - | 0.09 |
| Interest coverage | 46.91 | 42.58 | 23.28 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 6.3% | 9.5% | 5.5% |
| ROE | 12.5% | 18.5% | 12.1% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €159k | €138k | €126k |
| Fixed assets | 21/28 | €17k | €22k | €27k |
| Tangible fixed assets | 22/27 | €2k | €7k | €12k |
| Financial fixed assets | 28 | €15k | €15k | €15k |
| Current assets | 29/58 | €142k | €116k | €99k |
| Stocks & contracts in progress | 3 | €18k | €18k | €18k |
| Amounts receivable within one year | 40/41 | €106k | €85k | €60k |
| Cash & bank | 54/58 | €18k | €12k | €20k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €159k | €138k | €126k |
| Equity | 10/15 | €80k | €70k | €57k |
| Contributions / capital | 10/11 | €19k | €19k | €19k |
| Reserves | 13 | €12k | €12k | €12k |
| Accumulated profits (losses) | 14 | €50k | €40k | €27k |
| Amounts payable | 17/49 | €79k | €67k | €68k |
| Amounts payable after one year | 17 | - | - | €5k |
| Amounts payable within one year | 42/48 | €79k | €67k | €63k |
| Trade debts payable within one year | 44 | €54k | €29k | €40k |
| Income statement | ||||
| Gross operating margin | 9900 | €19k | €23k | €14k |
| Operating result | 9901 | €13k | €17k | €9k |
| Financial income | 75 | €14 | €485 | €942 |
| Financial charges | 65 | €386 | €521 | €588 |
| Result before taxes | 9903 | €13k | €17k | €9k |
| Income taxes | 67/77 | €3k | €4k | €2k |
| Net result for the period | 9904 | €10k | €13k | €7k |
| Result to be appropriated | 9905 | €10k | €13k | €7k |
Legal Structure
| NACE primary | Joinery installation(43320) |
| Legal form | Private limited company(610) |
| Incorporation | 15-06-1988 |
| Status | Active |
| Postal code | 9700 |
Establishment units
Interieur Reynaert
since 19882.038.942.275
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45054C0254/00N000 | Flanders | 1,841 m² | 1 · 78 m² | 8.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2023net €13k ▲87.3%
Operating result €17k, net result €13k, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Joinery installation43320Activities of interior architects71112
Names & trade names
| Legal nameNL | Interieur Reynaert |
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