Interieur NATUREL
ActiveInterieur NATUREL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41k and a net result of €-25k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 31% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▼-10
Solvency40▼-5
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.97 against 1.03 in 2023; short-term debt: 83.2% and cash: 4.7% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.1%
Return on assets
-9.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
27 d late
2022
42 d early
2021
33 d early
2020
39 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€41k▼ 37.7%
2023 · €66k
2018: €43k
2019: €37k
2020: €54k
2021: €46k
2022: €72k
2023: €66k
2018 → 2024
Total assets
€272k▼ 15.8%
2023 · €323k
2018: €420k
2019: €391k
2020: €377k
2021: €365k
2022: €345k
2023: €323k
2018 → 2024
Net result
€-25k▼ 330%
2023 · €-6k
2018: €-22k
2019: €-6k
2020: €17k
2021: €-8k
2022: €26k
2023: €-6k
2018 → 2024
Working capital
€-7k
2023 · €7k
2018: €4k
2019: €-8k
2020: €-1k
2021: €-14k
2022: €5k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€54k-€46k▼ 14.7%€72k▲ 56.5%€66k▼ 8.1%€41k▼ 37.7%
Operating result€19k-€-6k€28k€-11k€-23k▼ 112%
Net result€17k-€-8k€26k€-6k€-25k▼ 330%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2024 against €11k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €272k
Fixed assets
€52k▼ 19.5%
Current assets
€219k▼ 14.9%
Equity and liabilities €272k
Equity
€41k▼ 37.7%
Provisions
€5k▼ 20.0%
Debt
€226k▼ 10.0%
The debt ratio rises from 77.8% to 83.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-13k▼
2023 · €-900
Cash flow
€-15k▼
2023 · €4k
Solvency
15.1%▼
2023 · 20.4%
Current ratio
0.97▼
2023 · 1.03
Quick ratio
0.06▼
2023 · 0.13
Debt / equity
5.50▲
2023 · 3.81
ROE
-60.5%▼
2023 · -8.8%
ROA
-9.2%▼
2023 · -1.8%
Interest coverage
-3.02▼
2023 · -0.42
Debt
€226k▼
2023 · €251k
Debt ≤ 1 year
€226k▼
2023 · €251k
Income taxes
€219▼
2023 · €321
Staff costs
€23k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€323k€272k▼
Fixed assets21/28€65k€52k▼
Tangible fixed assets22/27€65k€52k▼
Land and buildings22€61k€52k▼
Other tangible fixed assets26€4k€0▼
Current assets29/58€258k€219k▼
Stocks and contracts in progress3€226k€205k▼
Stocks30/36€226k€205k▼
Amounts receivable within one year40/41€1k€446▼
Trade receivables40€1k€398▼
Other amounts receivable41€24€48▲
Cash at bank and in hand54/58€27k€13k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€323k€272k▼
Equity10/15€66k€41k▼
Contributions10/11€19k€19k=
Reserves13€47k€22k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€23k€18k▼
Distributable reserves133€25k€4k▼
Provisions and deferred taxes16€6k€5k▼
Deferred taxes168€6k€5k▼
Amounts payable17/49€251k€226k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€251k€226k▼
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€227k€206k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€25k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€27k€15k▼
Operating profit (loss)9901€-11k€-23k▼
Financial income75/76B€6k€2k▼
Recurring financial income75€2k€2k▼
Non-recurring financial income76B€5k€0▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-7k€-26k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€321€219▼
Profit (loss) for the period9904€-6k€-25k▼
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€-1k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-20k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€1k€20k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostendestraat 598820 TorhoutGround area
123 m²
Building footprint
123 m²
Volume, LiDAR
1,247 m³
Parcel 31033A1038/00G000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LINGERIE PRINCESS
since 20042.138.792.095
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033A1038/00G000 | Flanders | 123 m² | 1 · 123 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 44 companies in sector 46422 we hold annual accounts for 23. 13 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-1996
Fiscal year end31-12
Activities, NACEBEL
46422Wholesale trade
47714Retail trade
52425
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.