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INTERGRA

Active
Public limited company·Goederenvervoer over de weg· 30 yrs active
Krakeleweg 40 ·8000 Brugge, Belgium
KBO/BCE: BE 0457.716.967
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Age30 yrs
Board7
Staff (FTE)3.4
Connections6

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of INTERGRA is 0.6% (low). The 2025 annual accounts show equity of €908k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 59 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 59 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
Long-established
Founded in 1996, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record Lower-risk legal form

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€8k+440.6%
Working capital€483k-28.7%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 23-06-2025 with the NBB · fiscal year 2025 · verkort
€0€10k€20k€30kOperating result 2021: €17k€17kNet result 2021: €12k€12kOperating result 2022: €29k€29kNet result 2022: €17k€17kOperating result 2023: €33k€33kNet result 2023: €22k€22kOperating result 2024: €4k€4kNet result 2024: €1k€1kOperating result 2025: €15k€15kNet result 2025: €8k€8k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±1.2%/year).
€800k€850k€900k€950k€1.00M2026: €921k (€848k - €994k)2027: €932k (€859k - €1.00M)2028: €943k (€870k - €1.02M)2019: €850k2020: €851k2021: €865k2022: €882k2023: €904k2024: €899k2025: €908k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 89.3% 18.5%
better than 95% of 59 sector peers
Net result €8k €26k
better than 35% of 59 sector peers
Equity €908k €123k
better than 83% of 59 sector peers
Gross operating margin €385k €337k
better than 55% of 59 sector peers
Staff costs €236k €338k
higher than 42% of 45 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2020: P89 · n=1272021: P88 · n=1322022: P95 · n=1582023: P95 · n=1752024: P93 · n=1952025: P95 · n=592020 2025
Stable position over 2020-2025 · n=59-195
Net result P35
2020: P35 · n=1272021: P45 · n=1322022: P47 · n=1582023: P45 · n=1752024: P31 · n=1952025: P35 · n=592020 2025
Stable position over 2020-2025 · n=59-195
Equity P83
2020: P82 · n=1272021: P80 · n=1322022: P82 · n=1582023: P83 · n=1752024: P83 · n=1952025: P83 · n=592020 2025
Stable position over 2020-2025 · n=59-195
Gross operating margin P55
2020: P66 · n=1272021: P61 · n=1322022: P58 · n=1582023: P55 · n=1752024: P55 · n=1952025: P55 · n=592020 2025
Stable position over 2020-2025 · n=59-195
Describes the position versus peers, not a forecast.
EBITDA
€146k
+12.0% +277% vs sector
Net profit
€8k
+440.6% -24% vs sector
Cash flow
€139k
+8.9% +287% vs sector
Total assets
€1.02M
-7.5% +163% vs sector
Equity
€908k
+0.9% +214% vs sector
Working capital
€483k
-28.7% +171% vs sector
Employees (FTE)
3
-24.4% -7% vs sector
Staff costs
€236k
-32.2% +5% vs sector
Income taxes
€5k
+6948.3% +48% vs sector
Debt
€107k
-45.2% +92% vs sector
Debt ≤ 1y
€66k
-43.6% +22% vs sector
Debt > 1y
€41k
-47.5% -79% vs sector
Current ratio
8.28
+22.5% +41% vs sector
Quick ratio
8.28
+22.5% +43% vs sector
Solvency
89.3%
+9.0% +8% vs sector
Debt / equity
0.12
-45.7% -44% vs sector
ROE
0.9%
+435.8% -72% vs sector
ROA
0.8%
+484.3% -65% vs sector
Interest coverage
39.05
+36.5% +213% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€146k
Net profit€8k
Cash flow€139k
Staff costs€236k
Income taxes€5k
Dividends-
Total assets€1.02M
Equity€908k
Debt€107k
of which ≤ 1y€66k
of which > 1y€41k
Working capital€483k
Employees (FTE)3.4
Ratios (computed)
2025
Current ratio8.28
Quick ratio8.28
Working capital ratio47.5%
Solvency89.3%
Debt / equity0.12
Long-term debt ratio0.04
Interest coverage39.05
Gross margin-
Net margin-
ROA0.8%
ROE0.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.02M
Fixed assets 21/28€467k
Tangible fixed assets 22/27€466k
Financial fixed assets 28€1k
Current assets 29/58€549k
Amounts receivable within one year 40/41€542k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.02M
Equity 10/15€908k
Contributions / capital 10/11€63k
Reserves 13€845k
Provisions & deferred taxes 16€2k
Amounts payable 17/49€107k
Amounts payable after one year 17€41k
Amounts payable within one year 42/48€66k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€385k
Operating result 9901€15k
Financial charges 65€4k
Result before taxes 9903€11k
Income taxes 67/77€5k
Net result for the period 9904€8k
Result to be appropriated 9905€14k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

11 directors
Current directors & mandates
  • Paul Damen
    Director
    State Gazette act 25079115 (24-06-2025)
    Current
    02-06-2025 → present
    2 events
    • 02-06-2025 Appointed· Director
    • 02-06-2025 Appointed· Managing director
  • Willem van Soest
    Director
    State Gazette act 25079115 (24-06-2025)
    Current
    02-06-2025 → present
  • NV MidilucLegal entity
    Director· perm. rep.: Paul Huys
    State Gazette act 24051134 (26-03-2024)
    Current
    01-08-2023 → present
  • H.inc.Legal entity
    Director· perm. rep.: Carl Huys
    State Gazette act 20145606 (08-12-2020)
    Current
    18-06-2020 → present
    2 events
    • 18-06-2020 Appointed· Director
    • 18-06-2020 Appointed· Managing director
  • HUSCONLegal entity
    Director· perm. rep.: Stéphanie Huys
    State Gazette act 20145606 (08-12-2020)
    Current
    18-06-2020 → present
  • MG GrantLegal entity
    Director· perm. rep.: Philippe Huys
    State Gazette act 20145606 (08-12-2020)
    Current
    18-06-2020 → present
  • Céline Huys
    Director
    State Gazette act 20145606 (08-12-2020)
    Current
    05-09-2014 → present
    2 events
    • 08-12-2020 Mandate renewed· Director
    • 05-09-2014 Mandate renewed· Director
Former directors (4)
  • H.inc. CommVLegal entity
    Managing director· perm. rep.: Carl Huys
    State Gazette act 25079115 (24-06-2025)
    Former
    - → 02-06-2025
  • Carl Huys
    Director
    State Gazette act 14165867 (05-09-2014)
    Former
    05-09-2014 → 18-06-2020
    3 events
    • 18-06-2020 Resigned· Director
    • 05-09-2014 Mandate renewed· Director
    • 05-09-2014 Appointed· Managing director
  • Philippe Huys
    Director
    State Gazette act 14165867 (05-09-2014)
    Former
    05-09-2014 → 18-06-2020
    2 events
    • 18-06-2020 Resigned· Director
    • 05-09-2014 Mandate renewed· Director
  • Stéphanie Huys
    Director
    State Gazette act 14165867 (05-09-2014)
    Former
    05-09-2014 → 18-06-2020
    2 events
    • 18-06-2020 Resigned· Director
    • 05-09-2014 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Goederenvervoer over de weg(49410)
Legal form Public limited company(014)
Incorporation12-04-1996
StatusActive
Postal code8000

Structure & network

Connections & network

6 connected companies
H.inc., Parent company HH.inc.HUSCON, Parent company HHUSCONMG Grant, Parent company MGMG GrantVoeders Huys, Subsidiary VHVoeders HuysMIDILUC, Shared corporate director MMIDILUCVANWARBIS, Shared corporate director VVANWARBISINTERGRA INTERGRA0457.716.967
Group structureShared directors
Group structure
H.inc.
Parent · 3 subsidiaries · 1 location
Control
HUSCON
Parent · 4 subsidiaries · 1 location
Control
MG Grant
Parent · 2 subsidiaries · 1 location
Control
Voeders Huys
Subsidiary · 1 location
Network connections
MIDILUC
Shared corporate director
VANWARBIS
Shared corporate director
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
INTERGRA
Krakeleweg 40, 8000 BruggePersonenvervoer door de lucht
since 19962.076.678.839
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.2 ha
Buildings1
Building footprint2,923 m²
Volume (LiDAR)52,327 m³
Tallest building47.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31807I0413/08H000indicative Flanders 1.2 ha 1 · 2,923 m² 47.6 m · 3 fl.
Methodology
via registered seat: 1
0 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
All acts · 6 updated 4 months ago
2026
09-04-2026 Act object · General meeting · Statute amendment · First fiscal year Open-capture extraction·Sofie Vermeersch
  • Filing: 2026-04-07 · INTERGRA
  • Publication: 2026-04-09 · INTERGRA
  • Act object: BOEKJAAR · INTERGRA
  • General meeting: date: 2026-03-27, type: buitengewone algemene vergadering · INTERGRA
  • Statute amendment: article: 36, new_text: Het boekjaar begint op 1 januari en eindigt op 31 december. · INTERGRA
  • First fiscal year: end: 2026-12-31, note: verlengd lopend boekjaar, start: 2025-04-01 · INTERGRA
  • Statute amendment: article: 25, new_text: Ieder jaar zal op de tweede vrijdag van juni om 16 uur een jaarvergadering gehouden worden op de zetel of op elke plaats en uur aangeduid in de oproeping. · INTERGRA
  • Annual meeting schedule: location: zetel, schedule: tweede vrijdag van juni om 16 uur · INTERGRA
  • General meeting: type: jaarvergadering, year: 2027 · INTERGRA
  • Power of attorney: mandate: coördinatie van de statuten · Sofie Vermeersch
  • Association membership: note: alle aandelen in één hand, role: enige aandeelhouder · MIDILUC NV
Summary: Act object · General meeting · Statute amendment · First fiscal yearNotary: Sofie Vermeersch
2025
24-06-2025 3 directors appointed, 1 resigning Director changes
  • Paul Damen, Bestuurder
  • Willem van Soest, Bestuurder
  • Paul Damen, Gedelegeerd bestuurder
  • Carl Huys, Gedelegeerd bestuurder
Summary: v3.2
2024
26-03-2024 Paul Huys appointed as director Director changes
  • Paul Huys, Bestuurder
Summary: v3.2
2023
27-04-2023 Articles of association amended Statutes amendment
2020
08-12-2020 4 directors appointed, 3 resigning, 1 reappointed Director changes
  • Philippe Huys, Bestuurder
  • Stéphanie Huys, Bestuurder
  • Carl Huys, Bestuurder
  • Carl Huys, Gedelegeerd bestuurder
  • Philippe Huys, Bestuurder
  • Stéphanie Huys, Bestuurder
  • Carl Huys, Bestuurder
  • Céline Huys, Bestuurder
Summary: v3.2
2014
05-09-2014 1 director appointed, 4 reappointed Director changes
  • Carl Huys, Gedelegeerd bestuurder
  • Céline Huys, Bestuurder
  • Philippe Huys, Bestuurder
  • Stéphanie Huys, Bestuurder
  • Carl Huys, Bestuurder
Summary: v3.2

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability4Solvency100Growth78Stability100
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 4
Solvency 100
Growth 78
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Goederenvervoer over de weg60242Handelsbemiddeling in landbouwproducten, levende dieren en textielgrondstoffen en halffabrikaten46110Handelsbemiddeling in de groothandel in landbouwgrondstoffen, levende dieren en textielgrondstoffen en halffabricaten46110Groothandel in akkerbouwproducten en veevoeders, algemeen assortiment46216Groothandel in akkerbouwproducten en veevoeders, algemeen assortiment46216Groothandel in levend vee46231Groothandel in levend vee46231Handelsbemiddeling in landbouwproducten, levende dieren, textielgrondstoffen en halffabrikaten51110Groothandel in granen, zaden en diervoeders51210Groothandel in levende dieren51230
Primary activity highlighted.
Names & trade names
Legal nameNL INTERGRA
Registered office
Krakeleweg 40
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.