Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of INTERGRA is 0.6% (low). The 2025 annual accounts show equity of €908k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 95% of 59 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 89.3% | 18.5% | |
| Net result | €8k | €26k | |
| Equity | €908k | €123k | |
| Gross operating margin | €385k | €337k | |
| Staff costs | €236k | €338k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €146k |
| Net profit | €8k |
| Cash flow | €139k |
| Staff costs | €236k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €1.02M |
| Equity | €908k |
| Debt | €107k |
| of which ≤ 1y | €66k |
| of which > 1y | €41k |
| Working capital | €483k |
| Employees (FTE) | 3.4 |
| 2025 | |
|---|---|
| Current ratio | 8.28 |
| Quick ratio | 8.28 |
| Working capital ratio | 47.5% |
| Solvency | 89.3% |
| Debt / equity | 0.12 |
| Long-term debt ratio | 0.04 |
| Interest coverage | 39.05 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.8% |
| ROE | 0.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.02M |
| Fixed assets | 21/28 | €467k |
| Tangible fixed assets | 22/27 | €466k |
| Financial fixed assets | 28 | €1k |
| Current assets | 29/58 | €549k |
| Amounts receivable within one year | 40/41 | €542k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.02M |
| Equity | 10/15 | €908k |
| Contributions / capital | 10/11 | €63k |
| Reserves | 13 | €845k |
| Provisions & deferred taxes | 16 | €2k |
| Amounts payable | 17/49 | €107k |
| Amounts payable after one year | 17 | €41k |
| Amounts payable within one year | 42/48 | €66k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €385k |
| Operating result | 9901 | €15k |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €11k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €8k |
| Result to be appropriated | 9905 | €14k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
11 directors-
Current02-06-2025 → present
2 events
- 02-06-2025 Appointed· Director
- 02-06-2025 Appointed· Managing director
-
Current02-06-2025 → present
-
NV MidilucLegal entityDirector· perm. rep.: Paul HuysState Gazette act 24051134 (26-03-2024)Current01-08-2023 → present
-
Current18-06-2020 → present
2 events
- 18-06-2020 Appointed· Director
- 18-06-2020 Appointed· Managing director
-
Current18-06-2020 → present
-
Current18-06-2020 → present
-
Current05-09-2014 → present
2 events
- 08-12-2020 Mandate renewed· Director
- 05-09-2014 Mandate renewed· Director
Former directors (4)
-
H.inc. CommVLegal entityManaging director· perm. rep.: Carl HuysState Gazette act 25079115 (24-06-2025)Former- → 02-06-2025
-
Former05-09-2014 → 18-06-2020
3 events
- 18-06-2020 Resigned· Director
- 05-09-2014 Mandate renewed· Director
- 05-09-2014 Appointed· Managing director
-
Former05-09-2014 → 18-06-2020
2 events
- 18-06-2020 Resigned· Director
- 05-09-2014 Mandate renewed· Director
-
Former05-09-2014 → 18-06-2020
2 events
- 18-06-2020 Resigned· Director
- 05-09-2014 Mandate renewed· Director
Insolvency mandates
Legal Structure
| NACE primary | Goederenvervoer over de weg(49410) |
| Legal form | Public limited company(014) |
| Incorporation | 12-04-1996 |
| Status | Active |
| Postal code | 8000 |
Structure & network
Connections & network
6 connected companiesLocations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0413/08H000indicative | Flanders | 1.2 ha | 1 · 2,923 m² | 47.6 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
6 acts09-04-2026 Act object · General meeting · Statute amendment · First fiscal year
- Filing: 2026-04-07 · INTERGRA
- Publication: 2026-04-09 · INTERGRA
- Act object: BOEKJAAR · INTERGRA
- General meeting: date: 2026-03-27, type: buitengewone algemene vergadering · INTERGRA
- Statute amendment: article: 36, new_text: Het boekjaar begint op 1 januari en eindigt op 31 december. · INTERGRA
- First fiscal year: end: 2026-12-31, note: verlengd lopend boekjaar, start: 2025-04-01 · INTERGRA
- Statute amendment: article: 25, new_text: Ieder jaar zal op de tweede vrijdag van juni om 16 uur een jaarvergadering gehouden worden op de zetel of op elke plaats en uur aangeduid in de oproeping. · INTERGRA
- Annual meeting schedule: location: zetel, schedule: tweede vrijdag van juni om 16 uur · INTERGRA
- General meeting: type: jaarvergadering, year: 2027 · INTERGRA
- Power of attorney: mandate: coördinatie van de statuten · Sofie Vermeersch
- Association membership: note: alle aandelen in één hand, role: enige aandeelhouder · MIDILUC NV
24-06-2025 3 directors appointed, 1 resigning
- Paul Damen, Bestuurder
- Willem van Soest, Bestuurder
- Paul Damen, Gedelegeerd bestuurder
- Carl Huys, Gedelegeerd bestuurder
26-03-2024 Paul Huys appointed as director
27-04-2023 Articles of association amended
08-12-2020 4 directors appointed, 3 resigning, 1 reappointed
- Philippe Huys, Bestuurder
- Stéphanie Huys, Bestuurder
- Carl Huys, Bestuurder
- Carl Huys, Gedelegeerd bestuurder
- Philippe Huys, Bestuurder
- Stéphanie Huys, Bestuurder
- Carl Huys, Bestuurder
- Céline Huys, Bestuurder
05-09-2014 1 director appointed, 4 reappointed
- Carl Huys, Gedelegeerd bestuurder
- Céline Huys, Bestuurder
- Philippe Huys, Bestuurder
- Stéphanie Huys, Bestuurder
- Carl Huys, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | INTERGRA |