INTERFUTURE
ActiveSummary
INTERFUTURE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €18k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+2
Solvency44▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.24 in 2024; short-term debt: 73.6% and cash: 16.4% of total assets), and 81.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
50 d late
2023
5 d early
2022
2 d late
2021
2 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 21.6%
2024 · €81k
2019: €65k
2020: €51k▼ -21.9% vs 2019lowest in 7 years
2021: €55k▲ +7.5% vs 2020
2022: €55k▲ +1.3% vs 2021
2023: €74k▲ +34.2% vs 2022
2024: €81k▲ +9.7% vs 2023
2025: €99k▲ +21.6% vs 2024highest in 7 years
2019 → 2025
Total assets
€528k▲ 50.2%
2024 · €352k
2019: €127klowest in 7 years
2020: €389k▲ +206% vs 2019
2021: €230k▼ -40.9% vs 2020
2022: €232k▲ +0.9% vs 2021
2023: €288k▲ +23.9% vs 2022
2024: €352k▲ +22.3% vs 2023
2025: €528k▲ +50.2% vs 2024highest in 7 years
2019 → 2025
Net result
€18k▲ 143%
2024 · €7k
2019: €2k
2020: €-14k▼ -683% vs 2019lowest in 7 years
2021: €4k▲ +127% vs 2020
2022: €695▼ -81.8% vs 2021
2023: €19k▲ +2617% vs 2022highest in 7 years
2024: €7k▼ -61.8% vs 2023
2025: €18k▲ +143% vs 2024
2019 → 2025
Working capital
€33k▼ 46.6%
2024 · €63k
2019: €44k
2020: €35k▼ -20.8% vs 2019
2021: €52k▲ +48.6% vs 2020
2022: €59k▲ +13.8% vs 2021
2023: €54k▼ -9.6% vs 2022
2024: €63k▲ +16.8% vs 2023highest in 7 years
2025: €33k▼ -46.6% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€55k▲ 1.3%€74k▲ 34.2%€81k▲ 9.7%€99k▲ 21.6%
2021: €55klowest in 5 years
2022: €55k▲ +1.3% vs 2021
2023: €74k▲ +34.2% vs 2022
2024: €81k▲ +9.7% vs 2023
2025: €99k▲ +21.6% vs 2024highest in 5 years
Operating result€6k-€2k▼ 68.0%€21k▲ 1,051%€12k▼ 43.5%€25k▲ 116%
2021: €6k
2022: €2k▼ -68.0% vs 2021lowest in 5 years
2023: €21k▲ +1051% vs 2022
2024: €12k▼ -43.5% vs 2023
2025: €25k▲ +116% vs 2024highest in 5 years
Net result€4k-€695▼ 81.8%€19k▲ 2,617%€7k▼ 61.8%€18k▲ 143%
2021: €4k
2022: €695▼ -81.8% vs 2021lowest in 5 years
2023: €19k▲ +2617% vs 2022highest in 5 years
2024: €7k▼ -61.8% vs 2023
2025: €18k▲ +143% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 116% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€106k ▲ 337%
Current assets
€422k ▲ 28.9%
Equity and liabilities €528k
Equity
€99k ▲ 21.6%
Debt
€429k ▲ 58.8%
Debt's share of the balance-sheet total rises from 76.9% to 81.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €31k
Cash flow
€38k▲
2024 · €26k
Current ratio
1.09▼
2024 · 1.24
Quick ratio
0.77▼
2024 · 0.77
Debt to equity
4.34▲
2024 · 3.32
ROE
17.7%▲
2024 · 8.9%
ROA
3.3%▲
2024 · 2.1%
Interest coverage
24.29▲
2024 · 18.32
Debt ≤ 1 year
€389k▲
2024 · €265k
Debt > 1 year
€40k▲
2024 · €5k
Income taxes
€6k▲
2024 · €3k
Staff costs
€422k▲
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€352k€528k▲
Fixed assets21/28€24k€106k▲
Tangible fixed assets22/27€24k€106k▲
Plant, machinery and equipment23€4k€0▼
Furniture and vehicles24€20k€86k▲
Leasing and similar rights25€0€19k▲
Other tangible fixed assets26€252€113▼
Current assets29/58€327k€422k▲
Stocks and contracts in progress3€124k€124k=
Stocks30/36€0-
Contracts in progress37€124k€124k=
Amounts receivable within one year40/41€201k€208k▲
Trade receivables40€201k€208k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€2k€87k▲
Deferred charges and accrued income490/1€252€3k▲
Equity and liabilities
Total equity and liabilities10/49€352k€528k▲
Equity10/15€81k€99k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€73k€91k▲
Amounts payable17/49€270k€429k▲
Amounts payable after more than one year17€5k€40k▲
Financial debts170/4€5k€40k▲
Amounts payable within one year42/48€265k€389k▲
Current portion of amounts payable after more than one year42€16k€15k▼
Trade debts44€172k€147k▼
Suppliers440/4€172k€147k▼
Advances received on contracts in progress46-€153k
Taxes, remuneration and social security45€24k€34k▲
Taxes450/3€20k€7k▼
Remuneration and social security454/9€4k€27k▲
Other amounts payable47/48€53k€40k▼
Income statement
Code20242025
Remuneration, social security and pensions62€124k€422k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€156k€470k▲
Operating profit (loss)9901€12k€25k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€10k€23k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€7k€18k▲
Profit (loss) for the period to be appropriated9905€7k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€91k▲
Profit (loss) brought forward from the previous period14P€66k€73k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €74k | €111k | €124k | €422k | ▲ 239% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €30k | €19k | €19k | €20k | ▲ 6.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €658 | €0 | - | - |
| Other operating charges640/8 | - | €1k | €1k | €1k | €3k | ▲ 97.3% |
| Non-recurring operating charges66A | - | - | - | €0 | - | - |
| Gross operating margin9900 | €82k | €107k | €152k | €156k | €470k | ▲ 200% |
| Operating profit (loss)9901 | €6k | €2k | €21k | €12k | €25k | ▲ 116% |
| Financial income75/76B | - | €201 | €11 | €0 | - | - |
| Recurring financial income75 | €33 | €201 | €11 | €0 | - | - |
| Financial charges65/66B | - | €1k | €2k | €2k | €2k | ▲ 11.7% |
| Recurring financial charges65 | €2k | €1k | €1k | €2k | €2k | ▲ 11.7% |
| Non-recurring financial charges66B | - | - | €330 | - | - | - |
| Profit (loss) for the period before taxes9903 | €4k | €695 | €19k | €10k | €23k | ▲ 133% |
| Income taxes67/77 | - | - | - | €3k | €6k | ▲ 108% |
| Profit (loss) for the period9904 | €4k | €695 | €19k | €7k | €18k | ▲ 143% |
| Profit (loss) for the period to be appropriated9905 | €4k | €695 | €19k | €7k | €18k | ▲ 143% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €230k | €232k | €288k | €352k | €528k | ▲ 50.2% |
| Fixed assets21/28 | €91k | €78k | €42k | €24k | €106k | ▲ 337% |
| Tangible fixed assets22/27 | €91k | €78k | €42k | €24k | €106k | ▲ 337% |
| Plant, machinery and equipment23 | - | - | - | €4k | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €69k | €38k | €20k | €86k | ▲ 338% |
| Leasing and similar rights25 | - | €8k | €4k | €0 | €19k | - |
| Other tangible fixed assets26 | - | €530 | €391 | €252 | €113 | ▼ 55.2% |
| Current assets29/58 | €139k | €154k | €245k | €327k | €422k | ▲ 28.9% |
| Stocks and contracts in progress3 | €8k | €108k | €140k | €124k | €124k | = |
| Stocks30/36 | - | €31k | €35k | €0 | - | - |
| Contracts in progress37 | - | €77k | €105k | €124k | €124k | = |
| Amounts receivable within one year40/41 | €31k | €29k | €77k | €201k | €208k | ▲ 3.4% |
| Trade receivables40 | - | €21k | €72k | €201k | €208k | ▲ 3.4% |
| Other amounts receivable41 | - | €8k | €5k | €0 | - | - |
| Cash at bank and in hand54/58 | €41k | €11k | €23k | €2k | €87k | ▲ 4,604% |
| Deferred charges and accrued income490/1 | - | €5k | €6k | €252 | €3k | ▲ 1,215% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €230k | €232k | €288k | €352k | €528k | ▲ 50.2% |
| Equity10/15 | €55k | €55k | €74k | €81k | €99k | ▲ 21.6% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €46k | €47k | €66k | €73k | €91k | ▲ 23.9% |
| Amounts payable17/49 | €176k | €177k | €213k | €270k | €429k | ▲ 58.8% |
| Amounts payable after more than one year17 | €70k | €46k | €21k | €5k | €40k | ▲ 638% |
| Financial debts170/4 | - | €46k | €21k | €5k | €40k | ▲ 638% |
| Amounts payable within one year42/48 | €87k | €94k | €192k | €265k | €389k | ▲ 46.8% |
| Current portion of amounts payable after more than one year42 | - | €24k | €25k | €16k | €15k | ▼ 5.2% |
| Trade debts44 | €58k | €44k | €117k | €172k | €147k | ▼ 14.4% |
| Suppliers440/4 | - | €44k | €117k | €172k | €147k | ▼ 14.4% |
| Advances received on contracts in progress46 | - | - | - | - | €153k | - |
| Taxes, remuneration and social security45 | - | €8k | €7k | €24k | €34k | ▲ 37.8% |
| Taxes450/3 | - | €4k | €7k | €20k | €7k | ▼ 67.4% |
| Remuneration and social security454/9 | - | €4k | - | €4k | €27k | ▲ 557% |
| Other amounts payable47/48 | - | €18k | €43k | €53k | €40k | ▼ 24.8% |
| Accrued charges and deferred income492/3 | - | €36k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €695 | €19k | €7k | €18k | ▲ 143% |
| + Depreciation and write-downs630 | €25k | €30k | €19k | €19k | €20k | ▲ 6.4% |
| Operating cash flow (approximation) | €29k | €30k | €38k | €26k | €38k | ▲ 44.1% |
| Investment in fixed assets (approximation) | - | €-17k | €17k | €-1k | €-102k | ▼ 8,519% |
| Change in cash | - | €-30k | €12k | €-21k | €85k | ▲ 498% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €19k ▲2,617%
Net result €19k, the highest in the series.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2016
Ground area
1,061 m²
Building footprint
139 m²
Volume, LiDAR
462 m³
Parcel 13006E1380/00A000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INTERFUTURE
since 20162.253.263.181
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006E1380/00A000 | Flanders | 1,061 m² | 1 · 139 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
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SCHRIJNWERKEN ALEX
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FRANSEN & FRANSEN
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NOGULO
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2016
Fiscal year end31-03
Abbreviation NL
IF
Activities, NACEBEL 2025
43320Joinery installation
68110Buying and selling of own real estate
Contact
Website
www.interfuture.be
E-mail
administratie@interfuture.be
Scores and ratios are computed by Checked and are not a credit decision.