INTERACTIVE FINANCE
ActiveINTERACTIVE FINANCE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €13k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.48 in 2024; short-term debt: 5.6% and cash: 5.8% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
5.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
43 d early
2023
9 d early
2022
27 d early
2021
27 d early
2020
26 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 16.6%
2024 · €16k
2018: €-164k
2019: €74k
2020: €13k
2021: €-47k
2022: €65k
2023: €11k
2024: €16k
2018 → 2025
Working capital
€4k
2024 · €-9k
2018: €-325k
2019: €-199k
2020: €-179k
2021: €-229k
2022: €-45k
2023: €-31k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€180k▲ 56.9%€184k▲ 2.6%€200k▲ 8.7%€214k▲ 6.7%
Operating result€33k-€88k▲ 165%€16k▼ 82.2%€24k▲ 54.4%€20k▼ 17.7%
Net result€-47k-€65k€11k▼ 83.8%€16k▲ 52.6%€13k▼ 16.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€210k▲ 0.3%
Current assets
€16k▲ 92.3%
Equity and liabilities €227k
Equity
€214k▲ 6.7%
Debt
€13k▼ 27.6%
The debt ratio falls from 8.1% to 5.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €36k
Cash flow
€24k▼
2024 · €28k
Solvency
94.4%▲
2024 · 91.9%
Current ratio
1.29▲
2024 · 0.48
Quick ratio
1.29▲
2024 · 0.48
Debt / equity
0.06▼
2024 · 0.09
ROE
6.3%▼
2024 · 8.0%
ROA
5.9%▼
2024 · 7.4%
Interest coverage
716.79▼
2024 · 1126.43
Debt
€13k▼
2024 · €18k
Debt ≤ 1 year
€13k▼
2024 · €18k
Income taxes
€6k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€227k▲
Fixed assets21/28€210k€210k▲
Tangible fixed assets22/27€210k€210k▲
Land and buildings22€203k€196k▼
Furniture and vehicles24€6k€15k▲
Financial fixed assets28€76€76=
Current assets29/58€9k€16k▲
Amounts receivable within one year40/41€345€3k▲
Trade receivables40€345-
Other amounts receivable41-€3k
Cash at bank and in hand54/58€8k€13k▲
Deferred charges and accrued income490/1€311€376▲
Equity and liabilities
Total equity and liabilities10/49€218k€227k▲
Equity10/15€200k€214k▲
Contributions10/11€62k€62k=
Reserves13€92k€106k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€86k€99k▲
Profit (loss) carried forward14€46k€46k=
Amounts payable17/49€18k€13k▼
Amounts payable within one year42/48€18k€13k▼
Trade debts44€401€2k▲
Suppliers440/4€401€2k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€14k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€39k€34k▼
Operating profit (loss)9901€24k€20k▼
Financial charges65/66B€32€43▲
Recurring financial charges65€32€43▲
Profit (loss) for the period before taxes9903€24k€20k▼
Income taxes67/77€8k€6k▼
Profit (loss) for the period9904€16k€13k▼
Profit (loss) for the period to be appropriated9905€16k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€60k▼
Profit (loss) brought forward from the previous period14P€46k€46k=
Transfer to equity691/2€16k€13k▼
To other reserves6921€16k€13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 1.29
Current ratio from 0.48 to 1.29; short-term debt falls from €18k to €13k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €200kEq €200k ▲8.7%
3 profitable years in a row build equity to €200k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
31-12
Financial
Equity above €150kEq €180k ▲56.9%
Equity rises from €115k to €180k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €150kEq €162k ▲8.9%
2 profitable years in a row build equity to €162k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Equity above €100kEq €148k ▲98.6%
Equity rises from €75k to €148k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoon Uitzichtlaan 271180 UkkelGround area
766 m²
Building footprint
203 m²
Volume, LiDAR
2,014 m³
2 parcels, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
INTERACTIVE FINANCE
since 20012.101.291.895
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0262/00P000 | Brussels | 555 m² | 1 · 108 m² | 12.6 m · 3 fl. |
| 21612C0056/00Z000 | Brussels | 211 m² | 1 · 95 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500HE3B00B84AA578
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Ladivi
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NATIONALE
BE 0439.988.931
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SOKA
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RYAD IMMO
BE 0893.924.086
Elsene · Eq €214k
Of 9,139 companies in sector 68201 we hold annual accounts for 6,767. 4,845 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2001
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.