INTER-FOX
ActiveSummary
INTER-FOX has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.21M and a net result of €134k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 203 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 20.85 against 15.43 in 2024; short-term debt: 2.1% and cash: 12.6% of total assets), and 2.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Manufacture of textiles (NACE 13)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
1.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
40 d early
2023
47 d early
2022
46 d early
2021
39 d early
2020
141 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
In the rankings
#8 company by equity in Kruisem, Manufacturing sector
Equity
€7.21M▲ 0.4%
2024 · €7.19M
Total assets
€7.36M▼ 0.4%
2024 · €7.39M
Net result
€134k▼ 80.3%
2024 · €677k
Working capital
€3.00M▲ 0.9%
2024 · €2.97M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-7k€18k€26k▲ 42.5%€616k▲ 2,312%€99k▼ 84.0%
Net result€361k▲ 5,364%€170k▼ 53.0%€554k▲ 226%€677k▲ 22.3%€134k▼ 80.3%
Equity€6.03M▲ 6.4%€5.96M▼ 1.3%€6.51M▲ 9.3%€7.19M▲ 10.4%€7.21M▲ 0.4%
Total assets€6.10M▲ 6.9%€6.23M▲ 2.2%€6.58M▲ 5.5%€7.39M▲ 12.4%€7.36M▼ 0.4%
Debt€68k▲ 95.4%€278k▲ 306%€69k▼ 75.0%€206k▲ 197%€151k▼ 26.6%
Working capital€1.46M▲ 39.3%€1.42M▼ 2.3%€2.01M▲ 41.3%€2.97M▲ 47.8%€3.00M▲ 0.9%
Staff (FTE)2.5=2.5=0▼ 100%0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.36M
Fixed assets
€4.21M =
Current assets
€3.15M ▼ 0.9%
Equity and liabilities €7.36M
Equity
€7.21M ▲ 0.4%
Debt
€151k ▼ 26.6%
Debt's share of the balance-sheet total falls from 2.8% to 2.1%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
20.85▲
2024 · 15.43
Debt to equity
0.02▼
2024 · 0.03
ROE
1.9%▼
2024 · 9.4%
ROA
1.8%▼
2024 · 9.2%
Debt ≤ 1 year
€151k▼
2024 · €206k
Income taxes
€58k▼
2024 · €239k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €521k | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €26k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50k | €39k | €36k | €0 | - | - |
| Other operating charges640/8 | - | €3k | €3k | €1k | €1k | ▲ 9.2% |
| Gross operating margin9900 | €147k | €86k | €64k | €617k | €100k | ▼ 83.8% |
| Operating profit (loss)9901 | €-7k | €18k | €26k | €616k | €99k | ▼ 84.0% |
| Financial income75/76B | - | €497k | €344k | €267k | €98k | ▼ 63.4% |
| Recurring financial income75 | €405k | €497k | €344k | €267k | €98k | ▼ 63.4% |
| Financial charges65/66B | - | €319k | €-252k | €-32k | €6k | ▲ 117% |
| Recurring financial charges65 | €453 | €319k | €-252k | €-32k | €6k | ▲ 117% |
| Profit (loss) for the period before taxes9903 | €398k | €196k | €622k | €916k | €191k | ▼ 79.1% |
| Income taxes67/77 | €37k | €26k | €68k | €239k | €58k | ▼ 75.9% |
| Profit (loss) for the period9904 | €361k | €170k | €554k | €677k | €134k | ▼ 80.3% |
| Profit (loss) for the period to be appropriated9905 | €361k | €170k | €554k | €677k | €134k | ▼ 80.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.10M | €6.23M | €6.58M | €7.39M | €7.36M | ▼ 0.4% |
| Fixed assets21/28 | €4.57M | €4.53M | €4.50M | €4.21M | €4.21M | = |
| Intangible fixed assets21 | €688 | €115 | €0 | - | - | - |
| Tangible fixed assets22/27 | €361k | €323k | €287k | €0 | - | - |
| Land and buildings22 | - | €312k | €279k | €0 | - | - |
| Plant, machinery and equipment23 | - | €11k | €8k | €0 | - | - |
| Furniture and vehicles24 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €4.21M | €4.21M | €4.21M | €4.21M | €4.21M | = |
| Current assets29/58 | €1.53M | €1.70M | €2.08M | €3.18M | €3.15M | ▼ 0.9% |
| Amounts receivable within one year40/41 | €50k | €37k | €0 | €44 | €990 | ▲ 2,173% |
| Trade receivables40 | - | €37k | €0 | - | - | - |
| Other amounts receivable41 | - | - | - | €44 | €990 | ▲ 2,173% |
| Current investments50/53 | €748k | €629k | €1.60M | €2.21M | €2.23M | ▲ 0.5% |
| Cash at bank and in hand54/58 | €726k | €1.03M | €472k | €966k | €927k | ▼ 4.0% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.10M | €6.23M | €6.58M | €7.39M | €7.36M | ▼ 0.4% |
| Equity10/15 | €6.03M | €5.96M | €6.51M | €7.19M | €7.21M | ▲ 0.4% |
| Contributions10/11 | - | €3.99M | €3.99M | €3.99M | €3.99M | = |
| Reserves13 | €2.03M | €1.96M | €2.51M | €3.19M | €3.21M | ▲ 0.9% |
| Distributable reserves133 | - | €1.96M | €2.51M | €3.19M | €3.21M | ▲ 0.9% |
| Profit (loss) carried forward14 | €12k | €12k | €12k | €13k | €13k | ▲ 0.8% |
| Amounts payable17/49 | €68k | €278k | €69k | €206k | €151k | ▼ 26.6% |
| Amounts payable within one year42/48 | €68k | €274k | €67k | €206k | €151k | ▼ 26.6% |
| Trade debts44 | €4k | €3k | €2k | €315 | €327 | ▲ 3.8% |
| Suppliers440/4 | - | €3k | €2k | €315 | €327 | ▲ 3.8% |
| Taxes, remuneration and social security45 | - | €26k | €65k | €206k | €45k | ▼ 78.1% |
| Taxes450/3 | - | €26k | €65k | €206k | €45k | ▼ 78.1% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €246k | €0 | - | €106k | - |
| Accrued charges and deferred income492/3 | - | €4k | €2k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €361k | €170k | €554k | €677k | €134k | ▼ 80.3% |
| + Depreciation and write-downs630 | €50k | €39k | €36k | €0 | - | - |
| Operating cash flow (approximation) | €411k | €208k | €590k | €677k | €134k | ▼ 80.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €287k | €0 | ▼ 100% |
| Change in cash | - | €303k | €-557k | €494k | €-39k | ▼ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €677k ▲22.3%
Operating result €616k, net result €677k, both a record.
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity times 5current ratio 30.86
Current ratio from 6.20 to 30.86; short-term debt falls from €274k to €67k.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
Financial
Liquidity times 8current ratio 30.93
Current ratio from 3.80 to 30.93; short-term debt falls from €352k to €35k.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Show earlier events
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1991
Ground area
4,510 m²
Building footprint
1,501 m²
Volume, LiDAR
8,172 m³
Parcel 45036A0608/00L000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Den Bos 32, 9750 Kruisem
since 19912.054.462.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45036A0608/00L000 | Flanders | 4,510 m² | 1 · 1,501 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLANCHISSERIE DUMOULIN
BE 0463.821.435
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SIOEN FABRICS
BE 0458.801.684
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MERCURYFLOORING
BE 0431.567.153
Waregem · Eq €9.59M
MULTY MANTA
BE 0427.592.529
Opwijk · Eq €11.73M
OMEXCO
BE 0878.293.131
Leuven · Eq €4.41M
Of 757 companies in sector 13300 we hold annual accounts for 160. 29 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-09-1991
Fiscal year end30-09
Activities, NACEBEL 2025
13300Finishing of textiles
55203Holiday cottages, homes and apartments
73200Market research and public opinion polling
81100Combined facilities support activities
Scores and ratios are computed by Checked and are not a credit decision.