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Intelli-Select

Active
Private limited company·Uitgeven van overige software· 4 yrs active
Oudergemlaan 83 ·1040 Etterbeek, Belgium
KBO/BCE: BE 0778.320.278
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)2.9

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Intelli-Select is 1.7% (moderate). The 2025 annual accounts show equity of €406k and a net result of €-8k. Equity is shrinking by ~33.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 84% of 84 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Lower-failure-rate sector

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 84% of 84 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-8k
Working capital€322k+8.0%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · verkort
€-500k€0€500k€1.00MOperating result 2022: €1.07M€1.07MNet result 2022: €982k€982kOperating result 2023: €-94k€-94kNet result 2023: €-88k€-88kOperating result 2024: €557k€557kNet result 2024: €519k€519kOperating result 2025: €-8k€-8kNet result 2025: €-8k€-8k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining At this pace, equity would indicatively turn negative around fiscal year 2027, assuming unchanged policy.
€-1.00M€-500k€0€500k€1.00M2026: €149k (€31k - €266k)2027: €-70k (€-258k - €118k)2028: €-288k (€-547k - €-29k)2022: €983k2023: €895k2024: €414k2025: €406k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 58 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 79.4% 23.7%
better than 84% of 84 sector peers
Net result €-8k €6k
better than 20% of 84 sector peers
Equity €406k €22k
better than 87% of 84 sector peers
Gross operating margin €303k €32k
better than 90% of 80 sector peers
Total assets €511k €97k
better than 79% of 84 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P84
2022: P75 · n=2292023: P51 · n=2632024: P82 · n=2912025: P84 · n=842022 2025
Stable position over 2022-2025 · n=84-291
Net result P20
2022: P95 · n=2292023: P9 · n=2632024: P95 · n=2902025: P20 · n=842022 2025
Weakening position over 2022-2025 · n=84-290
Equity P87
2022: P93 · n=2292023: P94 · n=2632024: P90 · n=2912025: P87 · n=842022 2025
Stable position over 2022-2025 · n=84-291
Gross operating margin P90
2022: P95 · n=2202023: P92 · n=2572024: P95 · n=2842025: P90 · n=802022 2025
Stable position over 2022-2025 · n=80-284
Describes the position versus peers, not a forecast.
EBITDA
€24k
-95.9% 22-25
Net profit
€-8k
- 22-25
Cash flow
€24k
-95.7% 22-25
Total assets
€511k
+1.0% 22-25
Equity
€406k
-2.0% 22-25
Working capital
€322k
+8.0% 22-25
Employees (FTE)
3
-38.3% 22-25
Staff costs
€278k
-26.8% 22-25
Income taxes
€984
-97.8% 22-25
Dividends
€0
-100.0% 22-25
Debt
€105k
+14.2% 22-25
Debt ≤ 1y
€105k
+14.2% 22-25
Current ratio
4.06
-4.1% 22-25
Quick ratio
4.06
-4.1% 22-25
Solvency
79.4%
-2.9% 22-25
Debt / equity
0.26
+16.4% 22-25
ROE
-2.0%
- 22-25
ROA
-1.6%
- 22-25
Interest coverage
180.49
-67.5% 22-25
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€24k
Net profit€-8k
Cash flow€24k
Staff costs€278k
Income taxes€984
Dividends€0
Total assets€511k
Equity€406k
Debt€105k
of which ≤ 1y€105k
of which > 1y-
Working capital€322k
Employees (FTE)2.9
Ratios (computed)
2025
Current ratio4.06
Quick ratio4.06
Working capital ratio63.0%
Solvency79.4%
Debt / equity0.26
Long-term debt ratio-
Interest coverage180.49
Gross margin-
Net margin-
ROA-1.6%
ROE-2.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€511k
Fixed assets 21/28€84k
Intangible fixed assets 21€78k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€2k
Current assets 29/58€428k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€416k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€511k
Equity 10/15€406k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€405k
Amounts payable 17/49€105k
Amounts payable within one year 42/48€105k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€303k
Operating result 9901€-8k
Financial income 75€950
Financial charges 65€133
Result before taxes 9903€-7k
Income taxes 67/77€984
Net result for the period 9904€-8k
Result to be appropriated 9905€-8k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
70 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
3 companies at this address See who is registered here

Establishment units

1 location
Oudergemlaan 83, 1040 Etterbeek
Groothandel in computers, randapparatuur en software
since 20212.324.697.050
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area255 m²
Buildings1
Building footprint99 m²
Volume (LiDAR)1,095 m³
Tallest building17.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0314/00X006 Brussels 255 m² 1 · 99 m² 17.3 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health70Profitability0Solvency100Growth32Stability94
59 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 70
Profitability 0
Solvency 100
Growth 32
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige uitgeverijen van software58290Uitgeven van overige software58290Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100
Primary activity highlighted.
Names & trade names
Legal nameNL Intelli-Select
Registered office
Oudergemlaan 83
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.