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Intellex

Active
Neerstraat 4 ·9921 Lievegem, Belgium
KBO/BCE: BE 0546.721.197
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Age12 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Intellex is 0.7% (low). The 2025 annual accounts show equity of €25k and a net result of €96k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 65% of 137 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
Established
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: healthy financial profile Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€96k-25.7%
Working capital€16k+16.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200k€300kOperating result 2021: €134k€134kNet result 2021: €116k€116kOperating result 2022: €269k€269kNet result 2022: €210k€210kOperating result 2023: €153k€153kNet result 2023: €110k€110kOperating result 2024: €151k€151kNet result 2024: €129k€129kOperating result 2025: €127k€127kNet result 2025: €96k€96k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 8 fiscal years (±0.3%/year).
€0€20k€40k€60k2026: €34k (€22k - €46k)2027: €34k (€15k - €53k)2028: €34k (€8k - €60k)2018: €30k2019: €33k2020: €33k2021: €49k2022: €50k2023: €50k2024: €29k2025: €25k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 77, Renting & leasing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 38.3% 24.6%
better than 65% of 137 sector peers
Net result €96k €5k
better than 95% of 137 sector peers
Equity €25k €29k
better than 46% of 137 sector peers
Gross operating margin €136k €36k
better than 89% of 136 sector peers
Total assets €65k €135k
better than 25% of 137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P65
2020: P49 · n=962021: P60 · n=1802022: P41 · n=3302023: P58 · n=4272024: P44 · n=5302025: P65 · n=1372020 2025
Stable position over 2020-2025 · n=96-530
Net result P95
2020: P95 · n=952021: P95 · n=1792022: P95 · n=3282023: P95 · n=4242024: P95 · n=5292025: P95 · n=1372020 2025
Stable position over 2020-2025 · n=95-529
Equity P46
2020: P45 · n=962021: P65 · n=1802022: P70 · n=3302023: P69 · n=4272024: P55 · n=5312025: P46 · n=1372020 2025
Stable position over 2020-2025 · n=96-531
Gross operating margin P89
2020: P83 · n=952021: P90 · n=1802022: P95 · n=3262023: P89 · n=4242024: P91 · n=5292025: P89 · n=1362020 2025
Stable position over 2020-2025 · n=95-529
Describes the position versus peers, not a forecast.
EBITDA
€133k
-15.4% far above sector median
Net profit
€96k
-25.7% far above sector median
Cash flow
€102k
-24.8% far above sector median
Total assets
€65k
-64.9% -30% vs sector
Equity
€25k
-14.0% -40% vs sector
Working capital
€16k
+16.9% -34% vs sector
Employees (FTE)
1
-10.0% 18-25
Staff costs
€2k
+2.3% 18-25
Income taxes
€30k
-24.7% far above sector median
Dividends
€100k
-33.3% 18-25
Debt
€40k
-74.4% -22% vs sector
Debt ≤ 1y
€40k
-74.4% ≈ vs sector
Current ratio
1.40
+28.4% -34% vs sector
Quick ratio
1.40
+28.4% -34% vs sector
Solvency
38.3%
+145.2% -14% vs sector
Debt / equity
1.61
-70.2% +30% vs sector
ROE
385.8%
-13.6% far above sector median
ROA
147.9%
+111.8% far above sector median
Interest coverage
84.11
+48.4% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€133k
Net profit€96k
Cash flow€102k
Staff costs€2k
Income taxes€30k
Dividends€100k
Total assets€65k
Equity€25k
Debt€40k
of which ≤ 1y€40k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.40
Quick ratio1.40
Working capital ratio24.4%
Solvency38.3%
Debt / equity1.61
Long-term debt ratio-
Interest coverage84.11
Gross margin-
Net margin-
ROA147.9%
ROE385.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€65k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€9k
Current assets 29/58€56k
Amounts receivable within one year 40/41€31k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€65k
Equity 10/15€25k
Contributions / capital 10/11€20k
Reserves 13€4k
Amounts payable 17/49€40k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€136k
Operating result 9901€127k
Financial income 75€671
Financial charges 65€2k
Result before taxes 9903€126k
Income taxes 67/77€30k
Net result for the period 9904€96k
Result to be appropriated 9905€96k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
78 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Intellex
Neerstraat 4, 9921 LievegemOverige rechtskundige dienstverlening
since 20142.227.217.493
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,394 m²
Buildings1
Building footprint234 m²
Volume (LiDAR)1,348 m³
Tallest building9.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44068A0063/00E000 Flanders 2,394 m² 1 · 234 m² 9.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
Address history · 2
10-11-2025
v3.2
19-12-2022
v3.2
All acts · 4 updated 9 months ago
2025
10-11-2025 Registered office moved within Lievegem Registered-office change
  • Neringen 17, 9920 Lievegem → Neerstraat 4, 9921 Lievegem
Summary: v3.2
2023
18-12-2023 Articles of association amended Statutes amendment
2022
19-12-2022 Registered office moved within Lievegem Registered-office change
  • Lostraat 73, 9920 Lievegem → Neringen 17, 9920 Lievegem
Summary: v3.2
2014
28-02-2014 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability100Solvency68Growth58Stability100
81 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 100
Solvency 68
Growth 58
Stability 100

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AI due-diligence brief

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur van videobanden, dvd's en cd's77220Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg77229
Primary activity highlighted.
Names & trade names
Legal nameNL Intellex
Registered office
Neerstraat 4
9921 Lievegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.