INTEGRAL SOFTWARE
ActiveSummary
INTEGRAL SOFTWARE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €762k and a net result of €629k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 3200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency88▼-11
Growth43▲+1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.92 in 2024; short-term debt: 37.5% and cash: 48.8% of total assets), and 37.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
51.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
4 d late
2023
19 d early
2022
109 d early
2021
67 d early
2020
65 d early
2019
95 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.33M▼ 1.7%
2024 · €1.35M
2018: €2.01M
2019: €2.02M▲ +0.3% vs 2018highest in 8 years
2020: €1.61M▼ -20.1% vs 2019
2021: €1.38M▼ -14.1% vs 2020
2022: €1.39M▲ +0.2% vs 2021
2023: €1.40M▲ +1.2% vs 2022
2024: €1.35M▼ -3.7% vs 2023
2025: €1.33M▼ -1.7% vs 2024lowest in 8 years
2018 → 2025
EBIT margin
35.2%▼ 0.5pp
2024 · 35.7%
2018: 17.8%
2019: 24.5%▲ +38.0% vs 2018
2020: 26.5%▲ +8.3% vs 2019
2021: 27.2%▲ +2.7% vs 2020
2022: 31.2%▲ +14.6% vs 2021
2023: -21.5%▼ -169% vs 2022lowest in 8 years
2024: 35.7%▲ +266% vs 2023highest in 8 years
2025: 35.2%▼ -1.3% vs 2024
2018 → 2025
Net result
€629k▲ 86.2%
2024 · €338k
2018: €201k
2019: €288k▲ +43.2% vs 2018
2020: €352k▲ +22.1% vs 2019
2021: €250k▼ -28.9% vs 2020
2022: €351k▲ +40.3% vs 2021
2023: €-437k▼ -225% vs 2022lowest in 8 years
2024: €338k▲ +177% vs 2023
2025: €629k▲ +86.2% vs 2024highest in 8 years
2018 → 2025
Working capital
€254k▼ 4.1%
2024 · €265k
2018: €292k
2019: €318k▲ +8.8% vs 2018
2020: €384k▲ +20.9% vs 2019highest in 8 years
2021: €188k▼ -51.0% vs 2020
2022: €278k▲ +47.9% vs 2021
2023: €120k▼ -56.9% vs 2022lowest in 8 years
2024: €265k▲ +121% vs 2023
2025: €254k▼ -4.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.38M-€1.39M▲ 0.2%€1.40M▲ 1.2%€1.35M▼ 3.7%€1.33M▼ 1.7%
2021: €1.38M
2022: €1.39M▲ +0.2% vs 2021
2023: €1.40M▲ +1.2% vs 2022highest in 5 years
2024: €1.35M▼ -3.7% vs 2023
2025: €1.33M▼ -1.7% vs 2024lowest in 5 years
Equity€1.24M-€1.34M▲ 8.1%€687k▼ 48.9%€804k▲ 17.2%€762k▼ 5.2%
2021: €1.24M
2022: €1.34M▲ +8.1% vs 2021highest in 5 years
2023: €687k▼ -48.9% vs 2022lowest in 5 years
2024: €804k▲ +17.2% vs 2023
2025: €762k▼ -5.2% vs 2024
Operating result€377k-€433k▲ 14.9%€-302k€482k€468k▼ 3.0%
2021: €377k
2022: €433k▲ +14.9% vs 2021
2023: €-302k▼ -170% vs 2022lowest in 5 years
2024: €482k▲ +259% vs 2023highest in 5 years
2025: €468k▼ -3.0% vs 2024
Net result€250k-€351k▲ 40.3%€-437k€338k€629k▲ 86.2%
2021: €250k
2022: €351k▲ +40.3% vs 2021
2023: €-437k▼ -225% vs 2022lowest in 5 years
2024: €338k▲ +177% vs 2023
2025: €629k▲ +86.2% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€508k ▼ 5.8%
Current assets
€711k ▲ 28.4%
Equity and liabilities €1.22M
Equity
€762k ▼ 5.2%
Debt
€457k ▲ 58.3%
Debt's share of the balance-sheet total rises from 26.4% to 37.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€498k▼
2024 · €512k
Cash flow
€660k▲
2024 · €368k
Current ratio
1.56▼
2024 · 1.92
Debt to equity
0.60▲
2024 · 0.36
ROE
82.6%▲
2024 · 42.0%
ROA
51.6%▲
2024 · 30.9%
Interest coverage
163.01▲
2024 · 105.99
Debt ≤ 1 year
€457k▲
2024 · €288k
Income taxes
€109k▼
2024 · €152k
Staff costs
€440k▼
2024 · €444k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.22M▲
Fixed assets21/28€540k€508k▼
Intangible fixed assets21€439k€439k=
Tangible fixed assets22/27€98k€70k▼
Plant, machinery and equipment23€11k€6k▼
Furniture and vehicles24€87k€64k▼
Financial fixed assets28€3k-
Current assets29/58€553k€711k▲
Amounts receivable after more than one year29€1k€1k=
Trade receivables290€1k€1k=
Amounts receivable within one year40/41€78k€114k▲
Trade receivables40€73k€103k▲
Other amounts receivable41€4k€11k▲
Cash at bank and in hand54/58€474k€595k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.22M▲
Equity10/15€804k€762k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€160k€160k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€154k€154k=
Profit (loss) carried forward14€582k€540k▼
Amounts payable17/49€288k€457k▲
Amounts payable within one year42/48€288k€457k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€78k€86k▲
Taxes450/3€19k€25k▲
Remuneration and social security454/9€60k€61k▲
Other amounts payable47/48€208k€359k▲
Income statement
Code20242025
Turnover70€1.35M€1.33M▼
Non-recurring operating income76A-€531
Goods, raw materials, services and sundry goods60/61€423k€419k▼
Remuneration, social security and pensions62€444k€440k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€1k€6k▲
Non-recurring operating charges66A€329-
Gross operating margin9900€957k€945k▼
Operating profit (loss)9901€482k€468k▼
Financial income75/76B€12k€274k▲
Recurring financial income75€12k€6k▼
Non-recurring financial income76B-€268k
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€490k€738k▲
Income taxes67/77€152k€109k▼
Profit (loss) for the period9904€338k€629k▲
Profit (loss) for the period to be appropriated9905€338k€629k▲
Appropriation of the result
Profit (loss) to be appropriated9906€806k€912k▲
Profit (loss) brought forward from the previous period14P€468k€282k▼
Transfer from equity791/2€35k-
Transfer to equity691/2€38k-
To contributions691€35k-
To the legal reserve6920€3k-
Profit to be distributed694/7€220k€371k▲
Return on contributions (dividend)694€200k€350k▲
Employees696€20k€21k▲
Social balance
Average headcount (FTE)90876.56.5=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.38M | €1.39M | €1.40M | €1.35M | €1.33M | ▼ 1.7% |
| Non-recurring operating income76A | €6k | €4k | €54k | - | €531 | - |
| Goods, raw materials, services and sundry goods60/61 | €376k | €365k | €400k | €423k | €419k | ▼ 1.0% |
| Remuneration, social security and pensions62 | €434k | €395k | €442k | €444k | €440k | ▼ 0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €174k | €176k | €12k | €30k | €31k | ▲ 2.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €6k | - | - | - | - |
| Other operating charges640/8 | €29k | €15k | €9k | €1k | €6k | ▲ 310% |
| Non-recurring operating charges66A | €372 | - | €896k | €329 | - | - |
| Gross operating margin9900 | €1.02M | €1.03M | €1.06M | €957k | €945k | ▼ 1.3% |
| Operating profit (loss)9901 | €377k | €433k | €-302k | €482k | €468k | ▼ 3.0% |
| Financial income75/76B | €17k | €14k | €721 | €12k | €274k | ▲ 2,095% |
| Recurring financial income75 | €17k | €14k | €721 | €12k | €6k | ▼ 50.6% |
| Non-recurring financial income76B | - | - | - | - | €268k | - |
| Financial charges65/66B | €25k | €24k | €11k | €5k | €3k | ▼ 36.7% |
| Recurring financial charges65 | €25k | €24k | €11k | €5k | €3k | ▼ 36.7% |
| Profit (loss) for the period before taxes9903 | €369k | €423k | €-313k | €490k | €738k | ▲ 50.8% |
| Income taxes67/77 | €118k | €72k | €124k | €152k | €109k | ▼ 28.2% |
| Profit (loss) for the period9904 | €250k | €351k | €-437k | €338k | €629k | ▲ 86.2% |
| Transfer from tax-exempt reserves789 | - | - | €133k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €250k | €351k | €-304k | €338k | €629k | ▲ 86.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.68M | €2.57M | €986k | €1.09M | €1.22M | ▲ 11.5% |
| Fixed assets21/28 | €2.00M | €1.84M | €567k | €540k | €508k | ▼ 5.8% |
| Intangible fixed assets21 | €439k | €439k | €439k | €439k | €439k | = |
| Tangible fixed assets22/27 | €1.54M | €1.39M | €125k | €98k | €70k | ▼ 29.2% |
| Land and buildings22 | €1.50M | €1.38M | - | - | - | - |
| Plant, machinery and equipment23 | €6k | €5k | €15k | €11k | €6k | ▼ 48.6% |
| Furniture and vehicles24 | €36k | €256 | €111k | €87k | €64k | ▼ 26.7% |
| Financial fixed assets28 | €20k | €20k | €3k | €3k | - | - |
| Current assets29/58 | €674k | €722k | €420k | €553k | €711k | ▲ 28.4% |
| Amounts receivable after more than one year29 | €1k | €1k | €1k | €1k | €1k | = |
| Trade receivables290 | €1k | €1k | €1k | €1k | €1k | = |
| Amounts receivable within one year40/41 | €76k | €94k | €79k | €78k | €114k | ▲ 46.8% |
| Trade receivables40 | €71k | €87k | €78k | €73k | €103k | ▲ 40.4% |
| Other amounts receivable41 | €5k | €7k | €2k | €4k | €11k | ▲ 153% |
| Current investments50/53 | €250k | €450k | - | - | - | - |
| Cash at bank and in hand54/58 | €346k | €177k | €339k | €474k | €595k | ▲ 25.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.68M | €2.57M | €986k | €1.09M | €1.22M | ▲ 11.5% |
| Equity10/15 | €1.24M | €1.34M | €687k | €804k | €762k | ▼ 5.2% |
| Contributions10/11 | €62k | €62k | €27k | €62k | €62k | = |
| Capital10 | €62k | €62k | €27k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €27k | €62k | €62k | = |
| Reserves13 | €434k | €434k | €192k | €160k | €160k | = |
| Non-distributable reserves130/1 | €51k | €51k | €3k | €6k | €6k | = |
| Legal reserve130 | €51k | €51k | €3k | €6k | €6k | = |
| Tax-exempt reserves132 | €133k | €133k | - | - | - | - |
| Distributable reserves133 | €250k | €250k | €189k | €154k | €154k | = |
| Profit (loss) carried forward14 | €747k | €848k | €468k | €582k | €540k | ▼ 7.2% |
| Amounts payable17/49 | €1.43M | €1.22M | €300k | €288k | €457k | ▲ 58.3% |
| Amounts payable after more than one year17 | €937k | €779k | - | - | - | - |
| Financial debts170/4 | €937k | €779k | - | - | - | - |
| Amounts payable within one year42/48 | €485k | €444k | €300k | €288k | €457k | ▲ 58.3% |
| Current portion of amounts payable after more than one year42 | €196k | €197k | - | - | - | - |
| Financial debts43 | - | €107 | - | - | - | - |
| Other loans439 | - | €107 | - | - | - | - |
| Trade debts44 | €11k | €3k | €14k | €2k | €12k | ▲ 396% |
| Suppliers440/4 | €11k | €3k | €14k | €2k | €12k | ▲ 396% |
| Taxes, remuneration and social security45 | €90k | €56k | €74k | €78k | €86k | ▲ 9.5% |
| Taxes450/3 | €36k | €9k | €19k | €19k | €25k | ▲ 34.9% |
| Remuneration and social security454/9 | €54k | €47k | €55k | €60k | €61k | ▲ 1.7% |
| Other amounts payable47/48 | €188k | €188k | €212k | €208k | €359k | ▲ 72.8% |
| Accrued charges and deferred income492/3 | €12k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €250k | €351k | €-437k | €338k | €629k | ▲ 86.2% |
| + Depreciation and write-downs630 | €174k | €176k | €12k | €30k | €31k | ▲ 2.6% |
| Operating cash flow (approximation) | €424k | €527k | €-425k | €368k | €660k | ▲ 79.5% |
| Investment in fixed assets (approximation) | - | €-17k | €1.27M | €-3k | €713 | ▲ 126% |
| Change in cash | - | €-170k | €162k | €136k | €121k | ▼ 10.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €629k ▲86.2%
Net result €629k, the highest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
31-12
Financial
Back to profitnet €338k
Net result €338k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-437k
Net result drops to €-437k, the lowest in the series; recovery starts the following year.
13-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2016
Ground area
1,883 m²
Building footprint
1,004 m²
Volume, LiDAR
16,838 m³
Parcel 53053D0238/00X002, Wallonia · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
INTEGRAL SOFTWARE
since 20162.254.283.661
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0238/00X002indicative | Wallonia | 1,883 m² | 1 · 1,004 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 30,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-04-1995
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
70200Business and other management consultancy
Contact
Scores and ratios are computed by Checked and are not a credit decision.