INTEDE
ActiveSummary
INTEDE has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €31k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 57% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+66
Solvency76▲+7
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.07 in 2024; short-term debt: 27.5% and cash: 25.5% of total assets), and 49.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
7.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
35 d early
2023
28 d late
2022
3 d late
2021
34 d early
2020
31 d early
2019
182 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€218k▲ 16.8%
2024 · €187k
2018: €242k
2019: €321k
2020: €481k
2021: €528k
2022: €528k
2023: €510k
2024: €187k
2018 → 2025
Total assets
€430k▲ 0.3%
2024 · €428k
2018: €975k
2019: €988k
2020: €973k
2021: €904k
2022: €872k
2023: €815k
2024: €428k
2018 → 2025
Net result
€31k
2024 · €-24k
2018: €8k
2019: €79k
2020: €160k
2021: €48k
2022: €-406
2023: €-18k
2024: €-24k
2018 → 2025
Working capital
€150k▲ 12.0%
2024 · €134k
2018: €138k
2019: €227k
2020: €396k
2021: €466k
2022: €485k
2023: €461k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€528k-€528k▼ 0.1%€510k▼ 3.4%€187k▼ 63.4%€218k▲ 16.8%
Operating result€85k-€39k▼ 54.0%€-16k€-29k▼ 85.9%€22k
Net result€48k-€-406€-18k▼ 4,264%€-24k▼ 33.5%€31k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €430k
Fixed assets
€162k ▼ 4.5%
Current assets
€268k ▲ 3.5%
Equity and liabilities €430k
Equity
€218k ▲ 16.8%
Debt
€212k ▼ 12.4%
Debt's share of the balance-sheet total falls from 56.4% to 49.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €-9k
Cash flow
€51k▲
2024 · €-3k
Current ratio
2.27▲
2024 · 2.07
Debt to equity
0.97▼
2024 · 1.30
ROE
14.4%▲
2024 · -12.7%
ROA
7.3%▲
2024 · -5.5%
Interest coverage
7.20▲
2024 · -2.08
Debt ≤ 1 year
€118k▼
2024 · €125k
Debt > 1 year
€94k▼
2024 · €114k
Income taxes
€1k▼
2024 · €6k
Staff costs
€207k▼
2024 · €267k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€428k€430k▲
Fixed assets21/28€169k€162k▼
Tangible fixed assets22/27€167k€159k▼
Land and buildings22€160k€149k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€4k€6k▲
Financial fixed assets28€2k€2k=
Current assets29/58€259k€268k▲
Amounts receivable within one year40/41€174k€112k▼
Trade receivables40€45k€64k▲
Other amounts receivable41€130k€48k▼
Current investments50/53€49k€44k▼
Cash at bank and in hand54/58€35k€110k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€428k€430k▲
Equity10/15€187k€218k▲
Contributions10/11€25k€25k=
Reserves13€42k€42k=
Tax-exempt reserves132€42k€42k=
Distributable reserves133€0-
Profit (loss) carried forward14€119k€151k▲
Amounts payable17/49€242k€212k▼
Amounts payable after more than one year17€114k€94k▼
Financial debts170/4€114k€94k▼
Amounts payable within one year42/48€125k€118k▼
Current portion of amounts payable after more than one year42€32k€20k▼
Trade debts44€18k€20k▲
Suppliers440/4€18k€20k▲
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€54k€50k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€48k€48k▼
Other amounts payable47/48€20k€20k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€200
Remuneration, social security and pensions62€267k€207k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€9k€7k▼
Gross operating margin9900€267k€255k▼
Operating profit (loss)9901€-29k€22k▲
Financial income75/76B€16k€17k▲
Recurring financial income75€16k€17k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-18k€32k▲
Income taxes67/77€6k€1k▼
Profit (loss) for the period9904€-24k€31k▲
Profit (loss) for the period to be appropriated9905€-24k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€193k€151k▼
Profit (loss) brought forward from the previous period14P€217k€119k▼
Transfer from equity791/2€226k€0▼
Transfer to equity691/2€0-
To contributions691€0-
To other reserves6921€0-
Profit to be distributed694/7€300k€0▼
Return on contributions (dividend)694€300k€0▼
Social balance
Average headcount (FTE)90873.73.6▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €218k ▲16.8%
Equity rises from €187k to €218k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €528k ▲9.9%
4 profitable years in a row build equity to €528k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 182 days late
2020
31-12
Financial
Highest result since 2018net €160k ▲102%
Operating result €220k, net result €160k, both a record.
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Akenkaai 52A1000 BrusselGround area
1,351 m²
Building footprint
489 m²
Volume, LiDAR
12,068 m³
Parcel 21814P0250/00W006, Brussels · tallest building 30.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Akenkaai 52, 1000 Brussel
since 19902.020.860.386
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0250/00W006 | Brussels | 1,351 m² | 1 · 489 m² | 30.1 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAC RAY
BE 0426.399.033
Wavre · Eq €216,486
MASTER BOOT RECORD
BE 0401.937.019
Sint-Pieters-Woluwe · Eq €215,414
LA GARNERIE
BE 0864.738.172
Antwerpen · Eq €220,520
BELFLOORS
BE 0883.723.250
Kortrijk · Eq €220,857
REGALIA SERVICES
BE 0463.955.453
Begijnendijk · Eq €221,411
Of 679 companies in sector 46494 we hold annual accounts for 530. 398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
46494Wholesale of non-electrical household articles
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.