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InTal

Active
Private limited company· 11 yrs active
KBO/BCE: BE 0505.817.980
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Age11 yrs
Real estate1 parcel · 414 m²

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 050 for InTal (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show equity of €172k and a net result of €152k.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

2 events
29-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 24-06-2026 · Ondernemingsrechtbank Gent, afdeling Veurne · INTAL BV APPELMARKT 4/3, 8630 VEURNE · Publications in State Gazette ↗
29-02-2024
Bankruptcy Opening
Date: 21-02-2024 · Ondernemingsrechtbank Gent, afdeling Veurne · INTAL BV APPELMARKT 4/3, 8630 VEURNE. Handelsbenaming: INTERIEUR TALLIEU · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 26-08-2022, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
This company changed its financial year: its two most recent filings do not close on the same date. Each filed year keeps its own exact deadline, but we project no following year on 31-12, because adding twelve months right after a change is unreliable. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2021, that is 31-07-2022.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2021 31-07-2022 26-08-2022 26 d late 2022-20321305
31-03-2020 31-10-2020 30-11-2020 30 d late 2020-73300499
30-03-2019 30-10-2019 30-10-2019 on the day 2019-72200519
30-09-2017 30-04-2018 30-03-2018 31 d early 2018-08100385
30-09-2016 30-04-2017 31-05-2017 31 d late 2017-13900386
30-09-2015 30-04-2016 21-04-2016 9 d early 2016-10200071

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€152k+1386.4%
Working capital€162k+287.9%
Directors1

Annual accounts & ratios

Source: NBB · 2021
Annual accounts filed on 26-08-2022 with the NBB · fiscal year 2021 · micro
€-100k€0€100k€200kOperating result 2019: €-81k€-81kNet result 2019: €-4k€-4kOperating result 2020: €31k€31kNet result 2020: €10k€10kOperating result 2021: €224k€224kNet result 2021: €152k€152k201920202021
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~62.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2022: €223k (€209k - €236k)2023: €273k (€260k - €287k)2024: €324k (€310k - €338k)2019: €71k2020: €81k2021: €172k201920202021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€227k
+196.6% 19-21
Net profit
€152k
+1386.4% 19-21
Cash flow
€155k
+179.2% 19-21
Total assets
€245k
-70.3% 19-21
Equity
€172k
+112.4% 19-21
Working capital
€162k
+287.9% 19-21
Income taxes
€67k
+4176.3% 19-21
Dividends
€42k
- 19-21
Debt
€73k
-90.2% 19-21
Debt ≤ 1y
€73k
-12.5% 19-21
Debt > 1y
€660k
-8.2% 19-21
Current ratio
3.23
+114.9% 19-21
Quick ratio
3.23
+121.1% 19-21
Solvency
70.3%
+614.9% 19-21
Debt / equity
0.42
-94.8% 19-21
ROE
88.1%
+599.8% 19-21
ROA
62.0%
+4903.0% 19-21
Interest coverage
8.19
- 19-21
Figures by fiscal year
Fiscal year2021
Depositmicro
Revenue-
EBITDA€227k
Net profit€152k
Cash flow€155k
Staff costs-
Income taxes€67k
Dividends€42k
Total assets€245k
Equity€172k
Debt€73k
of which ≤ 1y€73k
of which > 1y-
Working capital€162k
Employees (FTE)-
Ratios (computed)
2021
Current ratio3.23
Quick ratio3.23
Working capital ratio66.1%
Solvency70.3%
Debt / equity0.42
Long-term debt ratio-
Interest coverage8.19
Gross margin-
Net margin-
ROA62.0%
ROE88.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€245k
Fixed assets 21/28€10k
Tangible fixed assets 22/27€10k
Current assets 29/58€234k
Amounts receivable within one year 40/41€183k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€245k
Equity 10/15€172k
Contributions / capital 10/11€20k
Reserves 13€152k
Amounts payable 17/49€73k
Amounts payable within one year 42/48€73k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€287k
Operating result 9901€224k
Financial income 75€4k
Financial charges 65€28k
Result before taxes 9903€200k
Income taxes 67/77€67k
Net result for the period 9904€152k
Result to be appropriated 9905€152k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2021 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

6 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator JOACHIM VANSPEYBROUCK
KALLEBEEKWEG 1, 8691 05 BEVEREN AAN DE YZER
 21-02-2024 → present Belgian State Gazette

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation01-12-2014
StatusActive
Postal code-
First BS signal 29-02-2024
Latest BS signal 29-06-2026

Structure & network

Company structure: linked entities

1 linked entity
InTalBE 0505.817.980JOACHIM VANSPEYBROUCKReceiver ↔ 47Vermeulen, AnthonyVan der Heyden, C…Viaene, Kenneth
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.

Locations & real estate

Parcels1
Ground area414 m²
Buildings1
Building footprint334 m²
Volume (LiDAR)3,748 m³
Tallest building17.4 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38025A0609/00K000
ProtectedTownscape or village viewStadskern VeurneSource ↗
 Flanders 414 m² 1 · 334 m² 17.4 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
29-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 24-06-2026 · Ondernemingsrechtbank Gent, afdeling Veurne · INTAL BV APPELMARKT 4/3, 8630 VEURNE · Publications in State Gazette ↗
29-02-2024
Bankruptcy Opening
Date: 21-02-2024 · Ondernemingsrechtbank Gent, afdeling Veurne · INTAL BV APPELMARKT 4/3, 8630 VEURNE. Handelsbenaming: INTERIEUR TALLIEU · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-02-29 · Bankruptcy · Opening2026-06-29 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability0
76 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 0

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameNL InTal
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.