Institut Eco-Conseil
ActiveInstitut Eco-Conseil has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-10k) and a net result of €-32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 429 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-26
Solvency23▼-8
Growth54▲+7
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.0 against 0.9 in 2024; short-term debt: 43.8% and cash: 10.8% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.5%
Return on assets
-8.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
15 d early
2022
32 d late
2021
25 d late
2020
43 d early
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€311k▲ 42.1%
2024 · €219k
2019: €248k
2020: €400k
2021: €230k
2022: €304k
2023: €315k
2024: €219k
2019 → 2025
EBIT margin
-6.2%▼ 7.9pp
2024 · 1.7%
2019: -61.3%
2020: 1.9%
2021: -42.7%
2022: 5.9%
2023: 2.5%
2024: 1.7%
2019 → 2025
Net result
€-32k▼ 1,462%
2024 · €-2k
2018: €-35k
2019: €-153k
2020: €4k
2021: €-100k
2022: €17k
2023: €5k
2024: €-2k
2018 → 2025
Working capital
€175k
2024 · €-36k
2018: €215k
2019: €25k
2020: €16k
2021: €124k
2022: €63k
2023: €-35k
2024: €-36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€230k-€304k▲ 31.9%€315k▲ 3.7%€219k▼ 30.7%€311k▲ 42.1%
Equity€3k-€20k▲ 603%€25k▲ 23.2%€23k▼ 8.4%€-10k
Operating result€-98k-€18k€8k▼ 56.7%€4k▼ 52.3%€-19k
Net result€-100k-€17k€5k▼ 73.0%€-2k€-32k▼ 1,462%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €402k
Fixed assets
€51k▼ 20.4%
Current assets
€351k▲ 2.7%
Key figures and ratios
EBITDA
€-16k▼
2024 · €9k
Cash flow
€-30k▼
2024 · €3k
Solvency
-2.5%▼
2024 · 5.6%
Current ratio
2.00▲
2024 · 0.90
Quick ratio
2.00▲
2024 · 0.90
Debt / equity
-41.33▼
2024 · 16.76
ROA
-8.1%▼
2024 · -0.5%
Interest coverage
-1.20▼
2024 · 1.47
Debt
€408k▲
2024 · €378k
Debt ≤ 1 year
€176k▼
2024 · €378k
Staff costs
€873k▲
2024 · €865k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€406k€402k▼
Fixed assets21/28€64k€51k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Financial fixed assets28€60k€47k▼
Current assets29/58€342k€351k▲
Amounts receivable within one year40/41€303k€279k▼
Trade receivables40€140k€134k▼
Other amounts receivable41€163k€145k▼
Cash at bank and in hand54/58€30k€43k▲
Deferred charges and accrued income490/1€9k€29k▲
Equity and liabilities
Total equity and liabilities10/49€406k€402k▼
Equity10/15€23k€-10k▼
Reserves13€25k€25k=
Profit (loss) carried forward14€-2k€-35k▼
Provisions and deferred taxes16€5k€4k▼
Provisions for liabilities and charges160/5€5k€4k▼
Environmental obligations163€5k€4k▼
Amounts payable17/49€378k€408k▲
Amounts payable within one year42/48€378k€176k▼
Financial debts43€150k€0▼
Credit institutions430/8€150k€0▼
Trade debts44€126k€32k▼
Suppliers440/4€126k€32k▼
Advances received on contracts in progress46€5k€5k=
Taxes, remuneration and social security45€93k€134k▲
Remuneration and social security454/9€93k€134k▲
Accrued charges and deferred income492/3-€232k
Income statement
Code20242025
Turnover70€219k€311k▲
Goods, raw materials, services and sundry goods60/61€271k€278k▲
Remuneration, social security and pensions62€865k€873k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€872k€856k▼
Operating profit (loss)9901€4k€-19k▼
Financial income75/76B-€420
Recurring financial income75-€420
Financial charges65/66B€6k€14k▲
Recurring financial charges65€6k€14k▲
Profit (loss) for the period before taxes9903€-2k€-32k▼
Profit (loss) for the period9904€-2k€-32k▼
Profit (loss) for the period to be appropriated9905€-2k€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-32k▼
To contributions691-€2k
Social balance
Average headcount (FTE)908712.713.5▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 2.00
Current ratio from 0.90 to 2.00; short-term debt falls from €378k to €176k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €103k ▲4.5%
Equity rises from €98k to €103k.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 84 days late
2019
31-12
Financial
Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-06-2025
Augustin JOIRIS: Resigned as Director
28-06-2024
Serge VOGELS: Resigned as Director
30-06-2023
Augustin JOIRIS: Resigned as Daily management
04-06-2022
Boris Vranken: Resigned as Director
05-06-2021
Catherine HAUREGARD: Resigned as Director
05-06-2021
Hubert BEDORET: Resigned as Director
05-06-2021
Sophie Renée DELBRASSINNE: Resigned as Director
05-05-2018
Augustin JOIRIS: Resigned as Director
30-08-2016
De Schutter Geoffroy: Resigned as Director
30-08-2016
Eric Allaer: Resigned as Director
30-08-2016
Michèle Mulders: Resigned as Director
30-08-2016
Patrice Royer: Resigned as Director
30-08-2016
Stephan Poncelet: Resigned as Director
21-04-2013
Ann-Françoise WIAME: Resigned as Director
21-04-2013
Gilkinet Georges: Resigned as Director
17-10-2012
Caroline Bini: Resigned as Director
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Nanon 985000 NamurGround area
652 m²
Building footprint
344 m²
Volume, LiDAR
5,538 m³
2 parcels, Brussels, Wallonia · tallest building 22.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
INSTITUT ECO-CONSEIL
since 19892.143.457.005
Edinburgstraat 26, 1050 Elsene
since 20162.252.492.131
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0786/00K000 | Brussels | 478 m² | 1 · 344 m² | 22.2 m · 6 fl. |
| 92094B0121/00Y002indicative | Wallonia | 174 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,015 companies in sector 85592 we hold annual accounts for 987. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded13-03-1989
Fiscal year end31-12
Abbreviation FR
Eco-Conseil
Activities, NACEBEL
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesWebsite:www.eco-conseil.be
E-mail:formation@eco-conseil.be
Phone:+32 81 390 680
Phone:+32 2 893 10 60