INSTITUT BOUE
ActiveSummary
INSTITUT BOUE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-2k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-35
Solvency68▼-15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 2.12 in 2024; short-term debt: 28.4% and cash: 91.4% of total assets), but 56.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
-4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
66 d early
2023
58 d early
2022
52 d early
2021
9 d late
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 8.4%
2024 · €22k
2018: €11k
2019: €11k
2020: €4k
2021: €4k
2022: €15k
2023: €18k
2024: €22k
2018 → 2025
Total assets
€46k▲ 21.9%
2024 · €38k
2018: €36k
2019: €35k
2020: €27k
2021: €23k
2022: €31k
2023: €33k
2024: €38k
2018 → 2025
Net result
€-2k
2024 · €4k
2018: €-711
2019: €367
2020: €-7k
2021: €729
2022: €11k
2023: €3k
2024: €4k
2018 → 2025
Working capital
€29k▲ 62.3%
2024 · €18k
2018: €602
2019: €3k
2020: €-2k
2021: €490
2022: €11k
2023: €14k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€15k▲ 240%€18k▲ 18.9%€22k▲ 21.4%€20k▼ 8.4%
Operating result€1k-€11k▲ 920%€3k▼ 71.9%€4k▲ 32.3%€-2k
Net result€729-€11k▲ 1,365%€3k▼ 73.2%€4k▲ 34.6%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€4k =
Current assets
€42k ▲ 24.4%
Equity and liabilities €46k
Equity
€20k ▼ 8.4%
Provisions
€13k
Debt
€13k ▼ 17.9%
Debt's share of the balance-sheet total falls from 42.2% to 28.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
3.21▲
2024 · 2.12
Debt to equity
0.65▼
2024 · 0.73
ROE
-9.1%▼
2024 · 17.6%
ROA
-4.0%▼
2024 · 10.2%
Debt ≤ 1 year
€13k▼
2024 · €16k
Staff costs
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€46k▲
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€34k€42k▲
Cash at bank and in hand54/58€34k€42k▲
Equity and liabilities
Total equity and liabilities10/49€38k€46k▲
Equity10/15€22k€20k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€16k€14k▼
Provisions and deferred taxes16-€13k
Provisions for liabilities and charges160/5-€13k
Taxes161-€13k
Amounts payable17/49€16k€13k▼
Amounts payable within one year42/48€16k€13k▼
Trade debts44€892€255▼
Suppliers440/4€892€255▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€1k€1k▼
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€11k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€6k€8k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€13k
Other operating charges640/8€387€3k▲
Gross operating margin9900€10k€22k▲
Operating profit (loss)9901€4k€-2k▼
Financial charges65/66B€214€267▲
Recurring financial charges65€214€267▲
Profit (loss) for the period before taxes9903€4k€-2k▼
Profit (loss) for the period9904€4k€-2k▼
Profit (loss) for the period to be appropriated9905€4k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€14k▼
Profit (loss) brought forward from the previous period14P€12k€16k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €11k ▲1365%
Operating result €11k, net result €11k, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Back to profitnet €729
Net result €729 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼2085%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €367
Net result €367 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 6411731 AsseGround area
428 m²
Building footprint
184 m²
Volume, LiDAR
2,161 m³
2 parcels, Brussels, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Institut Boué
since 20032.132.283.197
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0073/00H024 | Flanders | 308 m² | 1 · 64 m² | 12.9 m · 4 fl. |
| 21004A1176/00D000 ProtectedArchitectural ensemble · MonumentGeheel van traditonele huizen en voormalige hertog van SavoyegangSource ↗ |
Brussels | 120 m² | 1 · 120 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
KIAISABEAUTY
BE 0772.790.783
Sprimont · Eq €20,047
Access Trade
BE 0696.996.270
Elsene · Eq €20,125
Beauty Full Stories
BE 0731.965.760
Aalst · Eq €19,620
Sjankara
BE 0773.844.521
Brugge · Eq €19,552
INTENSE PARFUMS
BE 1022.970.908
Mouscron · Eq €19,549
Of 2,070 companies in sector 47750 we hold annual accounts for 517. 392 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.