InspiRei
ActiveSummary
The computed 12-month bankruptcy probability of InspiRei is 2.5% (moderate). The 2025 annual accounts show negative equity (€-85k) and a net result of €-22k. Equity is shrinking by ~55.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 13305 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-25
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.11 in 2024; short-term debt: 219.3% and cash: 5.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-119.9%
Return on assets
-31.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-85k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
6 d early
2023
7 d late
2022
36 d late
2021
6 d early
2020
41 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-85k▼ 35.7%
2024 · €-62k
2019: €38k
2020: €31k
2021: €39k
2022: €-20k
2023: €-48k
2024: €-62k
2019 → 2025
Total assets
€71k▼ 12.5%
2024 · €81k
2019: €55k
2020: €41k
2021: €87k
2022: €99k
2023: €76k
2024: €81k
2019 → 2025
Net result
€-22k▼ 53.2%
2024 · €-15k
2019: €-450
2020: €-7k
2021: €8k
2022: €-59k
2023: €-28k
2024: €-15k
2019 → 2025
Working capital
€-151k▼ 19.0%
2024 · €-127k
2019: €33k
2020: €28k
2021: €27k
2022: €-81k
2023: €-98k
2024: €-127k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€-20k€-48k▼ 146%€-62k▼ 30.4%€-85k▼ 35.7%
Operating result€11k-€-58k€-28k▲ 51.8%€-14k▲ 49.7%€-22k▼ 56.6%
Net result€8k-€-59k€-28k▲ 51.5%€-15k▲ 48.7%€-22k▼ 53.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €14k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€66k ▲ 1.0%
Current assets
€5k ▼ 70.0%
Key figures and ratios
EBITDA
€-20k▼
2024 · €1k
Cash flow
€-21k▼
2024 · €527
Solvency
-119.9%▼
2024 · -77.3%
Current ratio
0.03▼
2024 · 0.11
Debt to equity
-1.83▲
2024 · -2.29
ROA
-31.6%▼
2024 · -18.0%
Interest coverage
-99.10▼
2024 · 3.05
Debt
€156k▲
2024 · €143k
Debt ≤ 1 year
€155k▲
2024 · €142k
Income taxes
€253▲
2024 · €240
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€81k€71k▼
Fixed assets21/28€65k€66k▲
Tangible fixed assets22/27€65k€66k▲
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€57k€56k▼
Other tangible fixed assets26€879€848▼
Current assets29/58€15k€5k▼
Amounts receivable within one year40/41€519€145▼
Trade receivables40€482€140▼
Other amounts receivable41€38€5▼
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1€4k€627▼
Equity and liabilities
Total equity and liabilities10/49€81k€71k▼
Equity10/15€-62k€-85k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-69k€-91k▼
Amounts payable17/49€143k€156k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€142k€155k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€3k€990▼
Taxes450/3€3k€990▼
Other amounts payable47/48€133k€148k▲
Accrued charges and deferred income492/3€1k€417▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€2k▼
Other operating charges640/8€15k€2k▼
Gross operating margin9900€16k€-19k▼
Operating profit (loss)9901€-14k€-22k▼
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€372€203▼
Recurring financial charges65€372€203▼
Profit (loss) for the period before taxes9903€-14k€-22k▼
Income taxes67/77€240€253▲
Profit (loss) for the period9904€-15k€-22k▼
Profit (loss) for the period to be appropriated9905€-15k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-91k▼
Profit (loss) brought forward from the previous period14P€-54k€-69k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Weakest financial yearnet €-59k ▼844%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 3509090 Merelbeke-MelleGround area
1,066 m²
Building footprint
157 m²
Volume, LiDAR
908 m³
Parcel 44040D0126/00P004, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
InspiRei
since 20082.171.899.977
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040D0126/00P004 | Flanders | 1,066 m² | 1 · 157 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerelbeke-Melle2.171.899.977
Similar companies · same sector, comparable size
Bistro B
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AAANATIE
BE 0768.361.645
Dilbeek · Eq €38,984
Van Gansbeke-Van de Vyvere
BE 0736.481.111
Wetteren · Eq €39,038
THE ROOTS OF THE UNICORN'S FORTUNE
BE 0733.857.062
Wingene · Eq €38,969
Nino
BE 0759.944.916
Bornem · Eq €38,967
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.