Checked.be
Active
BE 0895.927.830Private limited company
Inspiraction
Kalvekeetdijk 101 ·8300 Knokke-Heist, Belgium· 18 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
Inspiraction has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 8388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €5k |
| Net result | €-12k |
| Better than sector | 29% |
| Active | 18 yrs |
Financial profile
50
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
52
Profitability
0
Solvency
68
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
52
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€500
estimate, not credit advice
Score history
45
2022
86
2023
85
2024
52
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.90 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.90 (≥ 1.0)
+5
Profitability
Negatieve ROE -235%
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.2% | 53.1% | |
| Net result | €-12k | €38k | |
| Equity | €5k | €354k | |
| Gross operating margin | €-12k | €87k | |
| Total assets | €18k | €923k |
€-12k
-
22-25
€18k
-24.6%
22-25
€5k
-70.1%
22-25
€13k
-37.6%
22-25
€1k
+68.6%
22-25
€12k
+102.7%
22-25
€4k
+91.0%
22-25
€8k
+110.1%
22-25
3.90
-60.5%
22-25
3.90
-60.5%
22-25
29.2%
-60.4%
22-25
2.43
+578.7%
22-25
-234.8%
-
22-25
-68.5%
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - |
| EBITDA | - | - | - | - |
| Net profit | €-12k | €4k | €7k | €-5k |
| Cash flow | - | - | - | - |
| Staff costs | - | - | - | - |
| Income taxes | - | €1k | - | €621 |
| Dividends | - | - | - | - |
| Total assets | €18k | €23k | €28k | €23k |
| Equity | €5k | €17k | €13k | €6k |
| Debt | €12k | €6k | €15k | €17k |
| of which ≤ 1y | €4k | €2k | €11k | €14k |
| of which > 1y | €8k | €4k | €4k | €4k |
| Working capital | €13k | €21k | €17k | €9k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 3.90 | 9.89 | 2.46 | 1.67 |
| Quick ratio | 3.90 | 9.89 | 2.46 | 1.67 |
| Working capital ratio | 74.4% | 89.9% | 59.3% | 40.0% |
| Solvency | 29.2% | 73.6% | 45.8% | 24.6% |
| Debt / equity | 2.43 | 0.36 | 1.18 | 3.06 |
| Long-term debt ratio | 1.55 | 0.22 | 0.28 | 0.63 |
| Interest coverage | - | - | - | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | -68.5% | 18.5% | 25.7% | -20.7% |
| ROE | -234.8% | 25.1% | 56.1% | -84.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €18k | €23k | €28k | €23k |
| Current assets | 29/58 | €18k | €23k | €28k | €23k |
| Amounts receivable within one year | 40/41 | €17k | €20k | €22k | €15k |
| Cash & bank | 54/58 | €346 | €3k | €6k | €8k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €18k | €23k | €28k | €23k |
| Equity | 10/15 | €5k | €17k | €13k | €6k |
| Contributions / capital | 10/11 | €16k | €16k | €16k | €16k |
| Reserves | 13 | €1k | €1k | - | - |
| Accumulated profits (losses) | 14 | €-12k | - | €-3k | €-10k |
| Amounts payable | 17/49 | €12k | €6k | €15k | €17k |
| Amounts payable after one year | 17 | €8k | €4k | €4k | €4k |
| Amounts payable within one year | 42/48 | €4k | €2k | €11k | €14k |
| Trade debts payable within one year | 44 | €194 | €656 | €499 | €112 |
| Income statement | |||||
| Gross operating margin | 9900 | €-12k | €6k | €7k | €-4k |
| Operating result | 9901 | €-12k | €6k | €7k | €-4k |
| Financial income | 75 | €2 | - | - | - |
| Financial charges | 65 | €210 | €189 | €160 | €183 |
| Result before taxes | 9903 | €-12k | €5k | €7k | €-4k |
| Income taxes | 67/77 | - | €1k | - | €621 |
| Net result for the period | 9904 | €-12k | €4k | €7k | €-5k |
| Result to be appropriated | 9905 | €-12k | €4k | €7k | €-5k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 13-02-2008 |
| Status | Active |
| Postal code | 8300 |
Establishment units
INSPIRACTION
since 20082.169.554.161
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0117/00G000 | Flanders | 630 m² | 1 · 207 m² | 10.1 m · 2 fl. |
| 31008I0737/00A000 | Flanders | 175 m² | - | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-12k ▼379%
Net result drops to €-12k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 9.89
Current ratio from 2.46 to 9.89; short-term debt falls from €11k to €2k.
20-08
State Gazette act
Registered-office change
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
21-11
State Gazette act
Director changes
Eric Deroose
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
20-08-2024
Registered-office move
All acts · 2
updated 2 years ago
2024
20-08-2024 Registered office moved from Heist-aan-Zee to Knokke-Heist
- Bondgenotenlaan 16, 8301 Heist-aan-Zee → Kalvekeetdijk 101, 8300 Knokke-Heist
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Kalvekeetdijk 101, 8300 Knokke-Heist",
"city": "Knokke-Heist",
"region": "vlaams_gewest",
"street": "Kalvekeetdijk",
"country": "BE",
"postcode": "8300",
"box_number": null,
"street_number": "101",
"locality_suffix": null
},
"old_address": {
"raw": "Bondgenotenlaan 16, 8301 Heist-aan-Zee",
"city": "Heist-aan-Zee",
"region": "vlaams_gewest",
"street": "Bondgenotenlaan",
"country": "BE",
"postcode": "8301",
"box_number": null,
"street_number": "16",
"locality_suffix": null
},
"effective_date": "2024-07-25",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-08-20",
"filing_date": null,
"act_kind_objet": "Zetel (zetelverplaatsing)"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2024-07-25",
"unanimous": true
},
"subject_company": {
"kbo": "0895.927.830",
"name_full": "Inspiraction",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0438.787.022",
"org_name": "BV Accountantskantoor Verbeke - Sanders",
"person_name": "Verbeke Filip",
"org_rep_person_name": "Verbeke Filip",
"person_role_at_subject": "bestuurder"
},
"co_filed_documents": [
"notulen van de algemene vergadering dd. 25/07/2024"
]
}2023
21-11-2023 Filip De Baene reappointed as director
- Filip De Baene, Bestuurder
Notary:
Eric Deroose · Knokke-Heist
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Filip De Baene",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "renewal",
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering herbevestigt het mandaat van de Heer Filip De Baene voorheen zaakvoerder, als bestuurder van de vennootschap overeenkomstig de terminologie van het nieuw Wetboek van Vennootschappen en Verenigingen.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": null,
"person": null,
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering verklaart dat het adres van de zetel is gevestigd te 8301 Knokke-Heist, Bondgenotenlaan 16.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Eric Deroose",
"firm_city": null,
"firm_name": null,
"office_city": "Knokke-Heist",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-11-21",
"filing_date": "2023-11-17",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-11-17",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-11-17",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-11-17",
"unanimous": null
},
{
"body": "enig_aandeelhouder_schriftelijk",
"date": "2023-11-17",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-11-17",
"unanimous": null
},
{
"body": "algemene_vergadering",
"date": "2023-11-17",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0895.927.830",
"name_full": "Inspiraction",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Eric Deroose",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"expeditie van de buitengewone algemene vergadering",
"de geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220Advertising agencies73110
Names & trade names
| Legal nameNL | Inspiraction |
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