Insentials
ActiveSummary
Insentials has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.94M and a net result of €279k. Equity is growing by ~76% per year across the filed fiscal years. Its solvency ranks better than 86% of 800 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-37
Solvency98▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.89 in 2024; short-term debt: 24.6% and cash: 38.7% of total assets), and 26.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
8 d early
2023
20 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.94M▲ 10.5%
2024 · €2.66M
2021: €127k
2022: €196k
2023: €1.15M
2024: €2.66M
2021 → 2025
Total assets
€4.02M▲ 4.6%
2024 · €3.84M
2021: €277k
2022: €446k
2023: €2.16M
2024: €3.84M
2021 → 2025
Net result
€279k▼ 81.5%
2024 · €1.51M
2021: €2k
2022: €119k
2023: €949k
2024: €1.51M
2021 → 2025
Working capital
€2.39M▲ 10.5%
2024 · €2.17M
2021: €132k
2022: €193k
2023: €989k
2024: €2.17M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€196k▲ 54.4%€1.15M▲ 485%€2.66M▲ 132%€2.94M▲ 10.5%
Operating result€6k-€141k▲ 2,214%€1.29M▲ 811%€2.11M▲ 64.0%€554k▼ 73.8%
Net result€2k-€119k▲ 6,567%€949k▲ 698%€1.51M▲ 59.3%€279k▼ 81.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.02M
Fixed assets
€633k ▲ 20.5%
Current assets
€3.38M ▲ 2.0%
Equity and liabilities €4.02M
Equity
€2.94M ▲ 10.5%
Debt
€1.08M ▼ 8.8%
Debt's share of the balance-sheet total falls from 30.8% to 26.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€676k▼
2024 · €2.16M
Cash flow
€402k▼
2024 · €1.57M
Current ratio
3.42▲
2024 · 2.89
Quick ratio
2.40▲
2024 · 1.70
Debt to equity
0.37▼
2024 · 0.45
ROE
9.5%▼
2024 · 56.9%
ROA
7.0%▼
2024 · 39.4%
Interest coverage
4.21▼
2024 · 19.50
Debt ≤ 1 year
€989k▼
2024 · €1.15M
Debt > 1 year
€56k▲
2024 · €35k
Income taxes
€114k▼
2024 · €490k
Staff costs
€833k▲
2024 · €534k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.84M€4.02M▲
Fixed assets21/28€526k€633k▲
Intangible fixed assets21€297k€275k▼
Tangible fixed assets22/27€221k€350k▲
Plant, machinery and equipment23€269€8k▲
Furniture and vehicles24€125k€125k▼
Other tangible fixed assets26€96k€217k▲
Financial fixed assets28€8k€9k▲
Current assets29/58€3.32M€3.38M▲
Stocks and contracts in progress3€1.37M€1.01M▼
Stocks30/36€1.37M€1.01M▼
Amounts receivable within one year40/41€461k€678k▲
Trade receivables40€262k€435k▲
Other amounts receivable41€199k€243k▲
Cash at bank and in hand54/58€1.48M€1.56M▲
Deferred charges and accrued income490/1€9k€138k▲
Equity and liabilities
Total equity and liabilities10/49€3.84M€4.02M▲
Equity10/15€2.66M€2.94M▲
Contributions10/11€125k€125k=
Reserves13€560k€770k▲
Tax-exempt reserves132€560k€770k▲
Profit (loss) carried forward14€1.97M€2.04M▲
Amounts payable17/49€1.18M€1.08M▼
Amounts payable after more than one year17€35k€56k▲
Financial debts170/4€35k€56k▲
Amounts payable within one year42/48€1.15M€989k▼
Current portion of amounts payable after more than one year42€8k€18k▲
Trade debts44€934k€816k▼
Suppliers440/4€934k€816k▼
Taxes, remuneration and social security45€73k€106k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€60k€88k▲
Other amounts payable47/48€133k€50k▼
Accrued charges and deferred income492/3-€36k
Income statement
Code20242025
Remuneration, social security and pensions62€534k€833k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€122k▲
Other operating charges640/8€94k€10k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€2.79M€1.52M▼
Operating profit (loss)9901€2.11M€554k▼
Financial income75/76B€3k€179▼
Recurring financial income75€3k€179▼
Financial charges65/66B€111k€161k▲
Recurring financial charges65€111k€161k▲
Profit (loss) for the period before taxes9903€2.00M€394k▼
Income taxes67/77€490k€114k▼
Profit (loss) for the period9904€1.51M€279k▼
Transfer to tax-exempt reserves689€560k€211k▼
Profit (loss) for the period to be appropriated9905€953k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.97M€2.04M▲
Profit (loss) brought forward from the previous period14P€1.02M€1.97M▲
Social balance
Average headcount (FTE)90878.013.9▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €1.51M ▲59.3%
Operating result €2.11M, net result €1.51M, both a record.
31-12
Financial
Equity above €2MEq €2.66M ▲132%
4 profitable years in a row build equity to €2.66M.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Equity above €1MEq €1.15M ▲485%
3 profitable years in a row build equity to €1.15M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €196k ▲54.4%
2 profitable years in a row build equity to €196k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 1949800 DeinzeGround area
1,377 m²
Building footprint
852 m²
Volume, LiDAR
2,730 m³
Parcel 44054A0501/00T002, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Insentials
since 20212.314.691.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0501/00T002 | Flanders | 1,376 m² | 1 · 852 m² | 12.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 49,997 EUR awarded · 49,997 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 12,572 EUR | 12,572 EUR |
| 2024 | 2 | 17,930 EUR | 17,930 EUR |
| 2023 | 2 | 19,495 EUR | 19,495 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.314.691.501
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Of 395 companies in sector 10890 we hold annual accounts for 225. 97 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
10890Manufacture of food products
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.insentials.com
E-mail:info@insentials.com